Receipt retrieval based on location

• US 9,922,325 B2
• Filed: 09/27/2013
• Issued: 03/20/2018
• Est. Priority Date: 11/09/2012
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Boncimino, Christopher
• Primary Examiner(s): Hayles, Ashford S
• Application Number:
  US14/040,447
• Publication Number:
  US 20140143104A1
• Time in Patent Office: 1,635 Days
• Field of Search: 705 30
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/4018 using the card verification value [CVV] associated with the card
• CPC Class Codes: G06Q 30/01 Customer relationship services
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 50/01 Social networking

Abstract

A user may request receipts near a current location of the user or a desired location specified by the user. Once a location or address is determined or obtained, a service provider can access a database or other storage to search for receipts for the user within a certain distance from the current user location or desired location. This distance can vary based on results found or density of merchants in the area. The distance can be predetermined by the system or the user. All valid receipts within this distance can then be presented to the user on the user device, such as indications on a map, associated with merchant names and transaction details or summaries, and/or other formats and information.

Claims

1. A system comprising:

a non-transitory memory storing account information for a plurality of users, wherein the account information comprises information about user purchases including electronic receipts; and

one or more hardware processors coupled to the non-transitory memory and configured to execute instructions to cause the system to perform operations comprising;

determining a location of a user;

determining a rate of travel of the user at the location;

accessing, from the non-transitory memory, a plurality of the electronic receipts associated with purchases by the user;

determining, from the electronic receipts, local electronic receipts from one or more merchants that are located within a variable distance from the location based on the rate of travel, a number of the local electronic receipts associated with the location, and a density of merchants associated with the location, wherein the variable distance is adapted to change to a greater distance for a higher rate of travel of the user at the location, and the variable distance is adapted to change to a shorter distance for a slower rate of travel of the user at the location; and

presenting the local electronic receipts to the user on a user interface of a user device to allow the user to select a receipt from the local electronic receipts via the user interface displayed through a toolbar application on the user device.

2. The system of claim 1, wherein the electronic receipts are transmitted directly from the one or more merchants to a service provider.

3. The system of claim 1, wherein the location is determined based on input received from the user device.

4. The system of claim 1, wherein a respective each of the electronic receipts is associated with a location where a respective purchase was made by the user, the respective purchase resulting in the respective electronic receipt.

5. The system of claim 1, wherein the variable distance is determined based on input received from the user device.

6. The system of claim 1, wherein the variable distance is determined based on input received from a service provider.

7. The system of claim 6, wherein the variable distance is further determined based on the location.

8. The system of claim 1, wherein the variable distance is further determined based on a number of a subset of the electronic receipts for a subset of merchants that are located within a first distance to the location.

9. The system of claim 1, wherein locations and contents of the local electronic receipts are transmitted for display on a map displayed in the user interface of the user device.

10. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

determining a location of a user;

determining a rate of travel of the user at the location;

accessing electronic receipts associated with purchases by the user;

determining, from the electronic receipts, local electronic receipts from one or more merchants that are located within a variable distance from the location based on the rate of travel, a number of the local electronic receipts associated with the location, and a density of merchants associated with the location, wherein the variable distance is adapted to change to a greater distance for a higher rate of travel of the user at the location, and the variable distance is adapted to change to a shorter distance for a slower rate of travel of the user at the location; and

presenting the local electronic receipts to the user on a user interface of a user device to allow the user to select a receipt from the local electronic receipts via the user interface displayed through a toolbar application on the user device.

11. The non-transitory machine-readable medium of claim 10, wherein the electronic receipts are transmitted directly from the one or more merchants to a service provider.

12. The non-transitory machine-readable medium of claim 10, wherein the location determined based on a location input received from the user device.

13. The non-transitory machine-readable medium of claim 10, wherein the variable distance is determined based on input received from a service provider.

14. The non-transitory machine-readable medium of claim 10, wherein the variable distance is further determined based on the location.

15. The non-transitory machine-readable medium of claim 10, wherein the variable distance is further determined based on a number of a subset of the electronic receipts for a subset of merchants that are located within a first distance to the location.

16. The non-transitory machine-readable medium of claim 10, wherein locations and content of the local receipts are transmitted for display on a map displayed in a user interface of the user device.

17. A method comprising:

determining a location of a user;

determining a rate of travel of the user at the location;

accessing electronic receipts associated with purchases by the user;

determining, from the electronic receipts, local electronic receipts from one or more merchants that are located within a variable distance from the location based on the rate of travel, a number of the local electronic receipts associated with the location, and a density of merchants associated with the location, wherein the variable distance is adapted to change to a greater distance for a higher rate of travel of the user at the location, and the variable distance is adapted to change to a shorter distance for a slower rate of travel of the user at the location; and

presenting the local electronic receipts to the user on a user interface of a user device to allow the user to select a receipt from the local electronic receipts via the user interface displayed through a toolbar application on the user device.

18. The method of claim 17, wherein a respective each of the electronic receipts is associated with a location where a respective purchase was made by the user, the respective purchase resulting in the respective electronic receipt.

19. The method of claim 17, wherein the variable distance is further determined based on a number of a subset of the electronic receipts for a subset of merchants that are located within a first distance to the location.

20. The method of claim 17, further comprising:

transmitting locations and contents of the local electronic receipts for display on a map displayed in a user interface of the user device.