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Location-based system permissions and adjustments at an electronic device

  • US 9,928,500 B2
  • Filed: 02/20/2015
  • Issued: 03/27/2018
  • Est. Priority Date: 01/06/2009
  • Status: Active Grant
First Claim
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1. A method of securing an e-commerce transaction at an electronic device, comprising:

  • detecting an attempt to conduct the e-commerce transaction at the electronic device;

    identifying usage characteristics associated with the detected attempt, wherein the usage characteristics include a location of the electronic device where the e-commerce transaction is being attempted, a time at which the e-commerce transaction is being attempted, and one or more parameters of the e-commerce transaction;

    determining whether the usage characteristics associated with the detected attempt conform with an e-commerce usage profile associated with the electronic device or a user of the electronic device, the e-commerce usage profile including one or more locations of the electronic device where e-commerce transactions are permitted, one or more time periods during which e-commerce transactions are permitted at the one or more locations of the electronic device, and parameters of permissible e-commerce transactions, wherein the one or more locations of the electronic device where e-commerce transactions are permitted are a subset of a second set of one or more locations of the electronic device stored in an access usage profile associated with the electronic device where access to the electronic device is permitted, and wherein the e-commerce usage profile is stored on the electronic device;

    determining whether to permit the e-commerce transaction at the electronic device based on whether the usage characteristics conform with the e-commerce usage profile; and

    based on determining to permit the e-commerce transaction, prompting the user of the electronic device for authentication information, wherein an authentication level associated with the user prompt is based on a degree to which the usage characteristics associated with the detected attempt conform with the e-commerce usage profile.

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