Secure passcode entry docking station
First Claim
Patent Images
1. A method of operating a mobile device, the method comprising:
- initializing a financial transaction between a consumer and a merchant, in response to detecting a card read event of a payment card on a card reader station that is detachably coupled to the mobile device;
determining a configuration of a personal identification number (PIN) entry interface for a user to input a PIN entry,wherein the PIN entry interface includes a character selection reel displaying a character and capable of switching amongst a set of characters that the user can select from to compose the PIN entry,wherein the configuration includes a first initial character to be displayed on the PIN entry interface, andwherein a user input to a physical mechanism integral to the card reader station causes the character selection reel to switch which character, from amongst the set of characters, to display;
sending the configuration of the PIN entry interface from the mobile device to the card reader station to cause the card reader station to display the PIN entry interface on a display device integral to the card reader station;
receiving, sequentially from a selection mechanism integral to the card reader station, a plurality of selection commands, wherein each selection command is received when the character is displayed on the character selection reel, wherein the selection mechanism is one of a dial, a button integral to the card reader station, or a touch screen of the display device integral to the card reader station, wherein the receiving the plurality of selection commands comprises at least one of;
receiving the selection command in response to a user input to the dial;
receiving the selection command when a touch event is detected on the touch screen of the display device integral to the card reader station as the selection mechanism;
orreceiving the selection command when a button press is detected via the button integral to the card reader station as the selection mechanism;
determining the PIN entry based at least in part on the sequence of selection commands received from the card reader station and a record of a character displayed when each of the selection commands was received; and
initiating a process to authenticate the financial transaction based at least in part on the PIN entry.
2 Assignments
0 Petitions
Accused Products
Abstract
A docking station to couple with a mobile device is disclosed. The docking station, in one embodiment, includes: a frame configured to detachably hold a mobile device; a connector configured to communicate with the mobile device when the mobile device is held by the frame; and a dial configured to change a character selection on a virtual character selection reel for composing a passcode entry; wherein the connector is configured to send a command to change the character selection to the mobile device.
118 Citations
13 Claims
-
1. A method of operating a mobile device, the method comprising:
-
initializing a financial transaction between a consumer and a merchant, in response to detecting a card read event of a payment card on a card reader station that is detachably coupled to the mobile device; determining a configuration of a personal identification number (PIN) entry interface for a user to input a PIN entry, wherein the PIN entry interface includes a character selection reel displaying a character and capable of switching amongst a set of characters that the user can select from to compose the PIN entry, wherein the configuration includes a first initial character to be displayed on the PIN entry interface, and wherein a user input to a physical mechanism integral to the card reader station causes the character selection reel to switch which character, from amongst the set of characters, to display; sending the configuration of the PIN entry interface from the mobile device to the card reader station to cause the card reader station to display the PIN entry interface on a display device integral to the card reader station; receiving, sequentially from a selection mechanism integral to the card reader station, a plurality of selection commands, wherein each selection command is received when the character is displayed on the character selection reel, wherein the selection mechanism is one of a dial, a button integral to the card reader station, or a touch screen of the display device integral to the card reader station, wherein the receiving the plurality of selection commands comprises at least one of; receiving the selection command in response to a user input to the dial; receiving the selection command when a touch event is detected on the touch screen of the display device integral to the card reader station as the selection mechanism;
orreceiving the selection command when a button press is detected via the button integral to the card reader station as the selection mechanism; determining the PIN entry based at least in part on the sequence of selection commands received from the card reader station and a record of a character displayed when each of the selection commands was received; and initiating a process to authenticate the financial transaction based at least in part on the PIN entry. - View Dependent Claims (2, 3, 4)
-
-
5. A method of authenticating a financial transaction, the method comprising:
-
transmitting, by a card reader station detachably coupled to a mobile device, a message to the mobile device indicating a card read event via the card reader station to cause the mobile device to initialize a financial transaction between a consumer and a merchant; receiving, from the mobile device, a configuration of a passcode entry interface for a user to input a passcode entry to authenticate the financial transaction, the passcode entry interface being a character selection reel displaying a character and capable of switching amongst a set of characters that the user can select from to compose the passcode entry, and wherein the configuration includes a first initial character to be displayed on the passcode entry interface before the user causes the character selection reel to switch which character, from amongst the set of characters, to display; displaying the character selection reel on a display device integral to the card reader station; receiving, via a physical mechanism integral to the card reader station, a user input to cause the character selection reel to change the character displayed; identifying a target character being displayed on the character selection reel when a character selection command is received via a selection mechanism integral to the card reader station, wherein the selection mechanism is one of a dial, a button integral to the card reader station, or a touch screen of the display device integral to the card reader station, wherein the receiving the character selection command comprises at least one of; receiving the character selection command in response to a user input to the dial; receiving the character selection command when a touch event is detected on the touch screen of the display device integral to the card reader station as the selection mechanism;
orreceiving the character selection command when a button press is detected via the button integral to the card reader station as the selection mechanism; and sending the target character to be composed as part of the passcode entry entered by the user to facilitate authentication of the financial transaction. - View Dependent Claims (6, 7, 8, 9, 10)
-
-
11. A method comprising:
-
transmitting, by a card reader station detachably coupled to a mobile device, a message to the mobile device indicating a card read event via the card reader station to cause the mobile device to initialize a financial transaction between a consumer and a merchant; receiving, from the mobile device, a configuration of a passcode entry interface for a user to input a passcode entry to authenticate the financial transaction, the passcode entry interface being a character selection reel displaying a character and capable of switching amongst a set of characters that the user can select from to compose the passcode entry, and wherein the configuration includes a first initial character to be displayed on the passcode entry interface before the user causes the character selection reel to switch which character, from amongst the set of characters, to display; displaying the character selection reel on a display device integral to the card reader station; receiving, via a physical mechanism integral to the card reader station, a user input to cause the character selection reel to change the character displayed on the display device; receiving an indication of a character selection from a selection mechanism integral to the card reader station, wherein the selection mechanism is one of a dial, a button integral to the card reader station, or a touch screen of the display device integral to the card reader station, wherein the receiving the indication of the character selection comprises at least one of; receiving the indication of the character selection in response to a user input to the dial; receiving the indication of the character selection when a touch event is detected on the touch screen of the display device integral to the card reader station as the selection mechanism;
orreceiving the indication of the character selection when a button press is detected via the button integral to the card reader station as the selection mechanism; determining a target character displayed on the character selection reel corresponding to the indication of the character selection received from the selection mechanism integral to the card reader station; and determining the passcode entry based at least in part on the indication of the character selection from the selection mechanism and a record of a character displayed when the indication of the character selection was received. - View Dependent Claims (12, 13)
-
Specification