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Alternative payment method for online transactions using interactive voice response

  • US 9,928,507 B2
  • Filed: 03/09/2016
  • Issued: 03/27/2018
  • Est. Priority Date: 03/28/2012
  • Status: Active Grant
First Claim
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1. A method comprising:

  • receiving, by a computer system of a service provider, information about a product selected by a buyer for purchasing at a later time, the product being offered by a vendor;

    in response to the receiving, generating, by the computer system of the service provider, a first token that identifies the product, the first token having an expiration time that is correlated with a price of the product; and

    transmitting, by the computer system of the service provider, the first token to a communication device of the buyer.

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