Transaction choice selection apparatus and system

• US 9,928,510 B2
• Filed: 03/01/2010
• Issued: 03/27/2018
• Est. Priority Date: 11/09/2006
• Status: Active Grant

• Current Assignee: Jeffrey A. Matos
• Original Assignee: Jeffrey A. Matos
• Inventors: Matos, Jeffrey A.
• Primary Examiner(s): Qayyum, Zeshan
• Application Number:
  US12/714,649
• Publication Number:
  US 20100153190A1
• Time in Patent Office: 2,948 Days
• Field of Search: 705 12
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G07C 13/00 Voting apparatus

Abstract

An apparatus and system for casting votes electronically comprises both a host server and a plurality of voting machines at various remote locations. First “user identifying information” for a plurality of potential users who are registered to use the system is pre-stored in memory, either at the host server or at a voting machine, or both. Second “user identifying information” is entered by a user of the voting machine at the time the user wishes to vote. A display on the voting machine presents to the user voting information concerning at least one voting matter for which the user is to make a voting selection. A processor in either the host server or the voting machine, or both, compares the second user identifying information entered by the user of the voting machine with the first user identifying information, if any, previously stored in memory. The user of the voting machine is authorized to make a voting selection on the voting matter if the first and second user identifying information relating to this user are substantially similar. When a voting selection is made by an authorized user of the voting machine, the processor in the host server counts it as a vote. In this way, only users authorized to cast a vote are allowed to vote and the voting selections from all such authorized users who cast a vote are counted.

Claims

1. A system for exchanging information between a terminal of a potential user and a server for securely executing a transaction comprising:

(1) a potential user (PU) terminal comprising;

(A) a PU terminal processor,

(B) a digital camera, and

(C) a PU terminal memory storing executable instructions that, when executed by the PU processor causes the PU processor to perform the steps of;

transmitting a request for transaction information to a server, the transaction information comprising a plurality of options;

receiving and displaying the transaction information;

detecting a selection by a potential user, of at least one of the plurality of options;

based on the detecting of the selection, causing the digital camera to capture a biological image of the potential user and the selection of the at least one of the plurality of options by the potential user wherein the biological image comprises at least one of;

finger, face, or iris print;

creating a digital file comprising the captured biological image and the selection of the at least one of the plurality of options by the potential user; and

transmitting alphanumeric information of the potential user and the digital file to the server; and

(2) the server comprising;

(A) a server processor, and

(B) a server memory storing executable instructions that, when executed by the server processor causes the server processor to perform the steps of;

receiving identification information of a registered user, from a terminal of the registered user, wherein said identification information comprises biological information including at least one of a finger, face, or iris print and alphanumeric information pertaining to a person allowed to execute the transaction;

receiving the transaction information from a transaction content computer;

receiving the request for the transaction information from the PU terminal;

transmitting the transaction information to the PU terminal;

retrieving the identification information using the alphanumeric information of the potential user;

comparing the biological image of the digital file with the corresponding biological information from the retrieved identification information; and

determining a match between the biological image and the corresponding biological information from the identification information; and

based on the match, retrieving, by the server, the selection of the at least one of the plurality of options from the digital file and executing a transaction represented by the selection.

2. The apparatus defined in claim 1, wherein said server processor is configured to provide communication access to the Internet and wherein said server memory further comprises instructions that, when executed by the server processor, cause the processor to perform the step of providing and receiving information to and from the Internet.

3. The apparatus defined in claim 2, wherein the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of providing an interactive web site to the Internet.

4. The system defined in claim 1, wherein said PU terminal is selected from the group comprising:

(a) a desktop computer,

(b) a laptop computer,

(c) a handheld computer,

(d) a hard-wired telephone,

(e) a portable telephone,

(f) a hand-held telephone, and

(g) a cellular telephone.

5. The system defined in claim 1, wherein said biological image of the potential user and the biologic information further comprise image information selected from the group consisting of:

(a) a palm print,

(b) a retinal pattern,

(c) a face and a torso,

(d) a face, a torso and a hand, and

(e) a signature.

6. The system defined in claim 5, wherein said digital camera is configured to provide to said PU terminal processor a plurality of composite images of the potential user and the selection, each image showing contiguous regions of each of:

(a) the face,

(b) the torso, and

(c) the hand of said potential user as it inputs at least one of (i) said signature, and (ii) said selection;

wherein the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of comparing said images showing said contiguous regions to images with the corresponding biological information retrieved from the identification information;

whereby said match determination comprises determining that said face, torso and hand each belong to a particular potential user; and

thereby determining that the selection has been made by said registered user.

7. The system defined in claim 6, wherein the image of said face further comprises an image of at least one of (i) an iris, and (ii) a retinal image of said potential user.

8. The system defined in claim 5, wherein said digital camera is configured to provide to said PU terminal processor a plurality of composite images of the potential user and the selection, each image showing contiguous regions of each of:

(a) at least one of a fingerprint and a palm print, and

(b) a hand of said potential user as it inputs said selection;

wherein the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of comparing said images showing said contiguous regions to images with the corresponding biological information retrieved from the identification information;

whereby said match determination comprises determining that said hand and at least one of said fingerprint and said palm print each belong to a particular potential user; and

thereby determining that the selection has been made by said registered user.

9. The system defined in claim 5, wherein said digital camera is configured to provide to said PU terminal processor a plurality of composite images of the potential user and the selection, each image showing contiguous regions of each of:

(a) at least one of a fingerprint and a palm print, on a first hand of said user,

(b) the torso and arms of said user, and

(c) another hand of said user as it inputs at least one of (i) said signature, and (ii) said selection;

wherein the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of comparing said images showing said contiguous regions to images with the corresponding biological information retrieved from the identification information;

whereby said match determination comprises determining that said other hand and at least one of said fingerprint and said palm each belong to the same user; and

thereby determining that the transaction selection has been made by said user.

10. The system defined in claim 1, wherein said server further comprises:

(a) a server input device, couple to said server processor, entering alphanumeric information pertaining to a registered user of the system; and

(b) a server digital camera, couple to said server processor, entering biologic information pertaining to said registered user of the system; and

Wherein said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of storing said alphanumeric information and said respective biologic information, in said server memory.

11. The system defined in claim 1, wherein:

(A) said terminal of a potential user comprises a voting machine of a potential voting person;

(B) said transaction information comprises a plurality of possible voting options;

(C) said selection is a selected voting option by the potential voting person from among a plurality of possible voting options;

(D) said registered user is a registered voting person; and

(E) the server memory further comprises instructions that, when executed by the server processor causes the server processor to determine a total number of selections of each respective option, each selection by one of a plurality of registered voting persons.

12. The system defined in claim 11, wherein:

(1) said plurality of possible voting options comprise choices concerning a proposed legislative body decision, to be determined by voting selections, and to be applied to a legal jurisdiction;

(2) a plurality of states have been established within the jurisdiction;

(3) at least one voting district has been established within each state, each state and each district having a plurality of residents residing within the respective state and district;

(4) a direct voting legislative branch has been established whose powers include voting on legislative body decisions to ensure that a will of registered users is known and acted upon in a substantially real-time basis, said legislative branch comprising registered users who are residents of the jurisdiction;

said legislative branch comprising a first unit and a second unit, said first unit determining a first voting position based on the selections of the registered users who are residents of each respective district, said second unit determining a second voting position based on the selections of the registered users who are residents of each respective state;

(5) an executive branch has been established which comprises a plurality of officers including a President whose powers include the nomination of certain judges, the proposal of legislative body decisions and the veto of legislative body decisions;

(6) a judicial branch has been established to interpret the laws of the jurisdiction, said judicial branch comprising a plurality of justices and judges;

(7) each of a plurality of said registered users may provide a registered user voting selection by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(8) said alphanumeric information pertaining to a person allowed to execute the transaction includes information pertaining to a district and a state of residence of the authorized person;

(9) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

determining a district voting position pertaining to each district by determining a total number of registered user voting selections, pertaining to the respective district, in favor of, and by determining a total number of registered user voting selections, pertaining to the respective district, against the proposed legislative body decision;

determining a state voting position pertaining to each state by determining a total number of registered user voting selections, pertaining to the respective state, in favor of, and by determining a total number of registered user voting selections, pertaining to the respective state, against the proposed legislative body decision; and

determining acceptance of the proposed legislative body decision in the jurisdiction by determining;

(i) the first voting position, based on a total number of district voting positions in favor of, and a total number of district voting positions opposed to the proposed legislative body decision; and

(ii) the second voting position, based on a total number of state voting positions in favor of, and a total number of state voting positions opposed to the proposed legislative body decision.

13. The system defined in claim 12, wherein said jurisdiction is the United States of America.

14. The system defined in claim 11, wherein:

(1) said plurality of possible options comprise choices concerning a proposed legislative body decision, to be determined by voting selections, and applied to a legal jurisdiction;

(2) a plurality of states have been established within the jurisdiction;

(3) at least one voting district has been established within each state, each state and each district having a plurality of residents residing within the respective state and district;

(4) two senators representing each state are each entitled to provide a senator voting selection pertaining to the proposed legislative body decision on behalf of the residents in the respective state;

(5) a representative representing each district is entitled to provide a representative voting selection pertaining to the proposed legislative body decision on behalf of the residents in the respective district;

(6) registered users have been registered to vote within each district in each state;

(7) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of receiving, from at least one legislator terminal, each senator voting selection comprising an option in favor of, or an option against the proposed legislative body decision;

(8) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of receiving, from the at least one legislator terminal, each representative voting selection comprising an option in favor of, or an option against the proposed legislative body decision;

(9) registered users provide voting selections by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(10) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(a) determining sums of the senator voting selections pertaining to each voting option, to determine a final senate majority vote in favor of, or against the proposed legislative body decision;

(b) determining sums of the representative voting selections pertaining to each voting option, to determine a final representative majority vote in favor of, or against the proposed legislative body decision;

(c) determining a number of registered user voting selections in favor of, and a number of registered user voting selections against the proposed legislative body decision to determine a final registered user majority vote in favor of, or against the proposed legislative body decision; and

(d) determining acceptance of the proposed legislative body decision in dependence upon the final senate majority vote, the final representative majority vote and the final registered user majority vote.

15. The system defined in claim 14, wherein said jurisdiction is the United States of America.

16. The system defined in claim 11, wherein:

(1) said plurality of possible voting options comprise choices concerning a proposed legislative body decision, to be determined by voting selections, and applied to a legal jurisdiction;

(2) a plurality of states have been established within a legal jurisdiction;

(3) at least one voting district has been established within each state;

(4) each state and each voting district comprise a plurality of residents residing within the respective state and district;

(5) a government has been established to govern said legal jurisdiction comprising;

(a) an elected legislative branch whose powers include voting on proposed legislative body decisions, said legislative branch comprising;

(i) two senators representing each state who are each entitled to provide a senate voting selection pertaining to proposed legislative body decisions on behalf of the residents in each respective state, and

(ii) a representative representing each district who is entitled to provide a representative voting selection pertaining to proposed legislative body decisions on behalf of the residents in each respective district;

(b) an executive branch to execute the laws of the jurisdiction among other powers and responsibilities, said executive branch comprising a plurality of officers including a President whose powers include;

(i) the nomination of certain judges,

(ii) the proposal of legislation, and

(iii) the veto of legislation accepted by the elected legislative branch, provided that a second senate vote and a second representative vote do not reverse said veto;

(c) a judicial branch to interpret the laws of the jurisdiction, said judicial branch comprising a plurality of justices and judges; and

(d) a direct voter branch to ensure that a will of registered users is known and acted upon in a substantially real-time basis, said direct voter branch comprising registered users who have been registered to provide voting selections pertaining to the proposed legislative body decision;

(6) each of a plurality of said registered users may provide a voting selection by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(7) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(a) determining a number of registered user voting selections in favor of, and a number of registered user voting selections against the proposed legislative body decision; and

(b) determining acceptance of the proposed legislative body decision by the direct voter branch in dependence upon the number of registered user voting selections in favor of, and the number of registered user voting selections against the proposed legislative body decision.

17. The system defined in claim 16, wherein said jurisdiction is the United States of America.

18. The system defined in claim 11,

(1) said plurality of possible voting options comprise choices concerning a proposed legislative body decision, to be determined by voting selections, and applied to a legal jurisdiction;

(2) a government has been established to govern said legal jurisdiction comprising;

(a) a direct voting legislative branch whose powers include voting on proposed legislative body decisions to ensure that a will of the registered users is known and acted upon in a substantially real-time basis, said legislative branch comprising registered users who have been registered to provide voting selections pertaining to proposed legislative body decisions on behalf of the residents of the jurisdiction;

(b) an executive branch which comprises a plurality of officers including a President whose powers include;

(i) the nomination of certain judges,

(ii) the proposal of legislative body decisions, and

(iii) the disapproval of legislative body decisions;

(c) a judicial branch to interpret the laws of the jurisdiction, said judicial branch comprising a plurality of justices and judges;

(3) each of a plurality of said registered users may provide a registered user voting selection by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(4) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(a) determining a number of voting selections in favor of, and a number of voting selections against the proposed legislative body decision; and

(b) determining acceptance of the proposed legislative body decision by the legislative branch in dependence upon the number of registered user voting selections in favor of, and against the proposed legislative body decision.

19. The system defined in claim 18, wherein said jurisdiction is the United States of America.

20. The system defined in claim 11, wherein:

(1) said plurality of possible options comprise choices concerning a proposed legislative body decision, to be determined by voting selections, and applied to a legal jurisdiction;

(2) a plurality of voting districts have been established within the jurisdiction, each district having a plurality of residents residing within the respective district, and each district providing one district vote for the purpose of determining legislative body decisions;

(3) a representative from each district is entitled to provide a voting selection pertaining to proposed legislative body decisions on behalf of residents who do not provide a voting selection in each respective district;

(4) registered users who have been registered within each district may provide a voting selection pertaining to said proposed legislative body decisions;

(5) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of receiving, from at least one legislator terminal, a voting selection of each representative comprising an option in favor of, or an option against the proposed legislative body decision;

(6) registered users in at least one district provide a voting selection by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(7) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(a) determining a number of registered user voting selections in favor of, and a number of registered user voting selections against the proposed legislative body decision, pertaining to each district;

(b) determining a district vote pertaining to each district by (i) classifying the district vote as in favor of the option indicated by the respective representative voting selection upon determining that the number of registered users in the district voting differently than the respective representative does not exceed a given number; and

(ii) classifying the district vote as opposed to the option indicated by the respective representative voting selection upon determining that the number of registered users in the district voting differently than the respective representative exceeds the given number; and

(c) determining acceptance of the proposed legislative body decision in dependence upon the number of district votes classified as in favor of and as opposed to the proposed legislative body decision.

21. The system defined in claim 11, wherein:

(1) said plurality of possible options comprise choices concerning a proposed legislative body decision, to be determined by voting selections, and applied to a legal jurisdiction;

(2) a plurality of voting districts have been established within the jurisdiction, each district having a plurality of residents residing within the respective district, and each district providing a total of one district vote for the purpose of determining legislative body decisions;

(3) a representative from each district is designated who is entitled to provide a voting selection pertaining to proposed legislative body decisions on behalf of residents who do not provide a voting selection, in the respective district;

(4) registered users who have been registered within each district may provide a voting selection pertaining to said proposed legislative body decisions;

(5) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of receiving, from at least one legislator terminal, a voting selection of each of a plurality of said representatives in favor of, or against the proposed legislative body decision;

(6) registered users in a respective district provide votes by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(7) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(a) determining a number of registered user voting selections in favor of, and a number of registered user voting selections against the proposed legislative body decision, pertaining to each respective district;

(b) determining a number of oppositional registered user voting selections pertaining to each district as those registered user voting selections which are in opposition to a position represented by the respective representative;

(c) receiving, from a census computer a number of residents in each district and determining an anti-representative fraction of each district vote as the number of oppositional registered user voting selections pertaining to the respective district divided by the number of residents in the respective district;

(d) determining a pro-representative fraction of each district vote as a fraction whose numerator is (i) a number of residents in the respective district minus (ii) the number of oppositional registered user voting selections pertaining to the respective district, and whose denominator is the number of residents in the respective district;

(e) determining a sum of the fractional district vote in favor of the proposed legislative body decision as a sum of (i) the pro-representative fraction of the district vote pertaining to each district in which said district representative provided a voting selection in favor of said proposed legislative body decision and (ii) the anti-representative fraction of the district vote pertaining to each district in which said district representative provided a voting selection against said proposed legislative body decision; and

(f) determining acceptance of the proposed legislative body decision in dependence upon the sum of each of the fractional district votes in favor of the proposed legislative body decision.

22. The system defined in claim 11, wherein:

(1) said plurality of possible options choices concerning a proposed legislative body decision to be determined by voting selections, and applied to a legal jurisdiction;

(2) a plurality of voting districts have been established within the jurisdiction, each district having a plurality of residents residing within the respective district, and each district providing one district vote for the purpose of determining legislative body decisions;

(3) a representative from each district is entitled to provide a voting selection pertaining to a proposed legislative body decision on behalf of residents who do not provide a voting selection, in the respective district;

(4) registered users who have been registered within each district may provide a voting selection pertaining to said proposed legislative body decision;

(5) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of receiving, from at least one legislator terminal, a voting selection of said providing representative, comprising an option in favor of, or an option against the proposed legislative body decision;

(6) registered users in at least one district provide voting selections by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(7) said server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(a) determining a number of registered user voting selections in favor of, and a number of registered user voting selections against the proposed legislative body decision in each district;

(b) determining, in each district, the district vote;

(i) by determining a total number of registered user voting selections in favor of the legislative body decision; and

upon determining that said total exceeds a first given number for that district, classifying the respective district vote as a district vote in favor of the proposed legislative body decision;

(ii) by determining a total number of registered user voting selections against the legislative body decision; and

upon determining that said total exceeds said first given number for that district, classifying the respective district vote as a district vote against the proposed legislative body decision;

(iii) upon determining that each of (I) the total number of registered user voting selections in favor of said decision does not exceed said first given number and (II) the total number of registered user voting selections against said decision does not exceed said first given number and upon receiving, from the legislator terminal, the voting selection of the providing representative, by classifying the respective district vote as the option indicated by the voting selection of the representative;

(iv) upon determining that each of (I) the total number of registered user voting selections in favor of said decision does not exceed said first given number and (II) the total number of registered user voting selections against said decision does not exceed said first given number, and upon determining the absence of a receipt of the voting selection of the respective representative, and that the number of registered user voting selections in favor of said proposed legislative body decision exceeds a second given number for that district, by classifying the respective district vote as a district vote in favor of said proposed legislative body decision; and

(v) upon determining that each of (I) the total number of registered user voting selections in favor of said decision does not exceed said first given number and (II) the total number of registered user voting selections against said decision does not exceed said first given number, and upon determining the absence of a receipt of the voting selection of the respective representative and that the number of registered user voting selections against the proposed legislative body decision exceeds a second given number for that district, by classifying the respective district vote as a district vote against the proposed legislative body decision; and

(c) determining a sum of the number of said district votes classified as in favor, and said district votes classified as against the proposed legislative body decision, and determining acceptance of the proposed legislative body decision is to be accepted in dependence upon said sums of district votes.

23. The system defined in claim 11, wherein:

(1) said plurality of possible options comprise choices concerning a proposed legislative body decision to be determined by voting selections, and applied to a legal jurisdiction;

(2) a plurality of voting districts have been established within the jurisdiction, each district having a plurality of residents residing within the respective district, and each district providing two district votes for the purpose of determining a proposed legislative body decision;

(3) two representatives from each district are each entitled to provide a voting selection pertaining to proposed legislative body decisions on behalf of residents in each respective district who do not provide a voting selection;

(4) registered users who have been registered within each district may provide a voting selection pertaining to said proposed legislative body decisions;

(5) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the step of receiving, from at least one legislator terminal, a voting selection of each of a plurality of said representatives, each voting selection comprising an option in favor of, or an option against a proposed legislative body decision;

(6) registered users in at least one district provide voting selections by selecting a voting option in favor of, or a voting option against the proposed legislative body decision;

(7) the server memory further comprises instructions that, when executed by the server processor cause the processor to perform the steps of;

(A) determining a receipt, from said at least one legislator terminal, of identical voting selections from each of the two representatives of a given district;

(a) determining a number of oppositional registered user voting selections pertaining to each district as those registered user voting selections which are in opposition to a voting selection selected by said two representatives in said given district;

(b) receiving, from a census computer, a number of residents in each district and determining an anti-representative fraction of each district vote as the number of respective oppositional registered user divided by the number of residents in the given district;

(c) determining a pro-representative fraction of each district vote as a fraction whose numerator is (i) a number of residents in the respective district minus (ii) the number of oppositional registered user voting selections pertaining to the respective district and whose denominator is the number of residents in the respective district;

(d) equating a fractional district vote in favor of the proposed legislative body decision in each district with (i) the pro-representative fraction of the respective district vote, upon receiving, from said legislator terminal voting selections in favor of said proposed legislative body decision and with (ii) the anti-representative fraction of the respective district vote, upon receiving, from said legislator terminal voting selections against said proposed legislative body decision;

(B) determining a receipt, from said at least one legislator terminal, of opposing voting selections of the two representatives of a given district and thereafter determining the fractional district vote for that district in favor of the proposed legislative body decision as the fraction whose numerator is the number of registered user voting selections pertaining to said district in favor of said proposed legislative body decision, and whose denominator is the total number of residents in said district;

(C) determining a sum of all fractional district votes in favor of said proposed legislative body decision; and

(D) selecting a final counting method from the group consisting of (I) a summation of fractional district votes; and

(II) a conversion of fractional district votes to integral district votes, followed by the summation of integral district votes;

(E) upon selecting the summation of fractional votes, determining said proposed legislative body decision is to be accepted in dependence upon a sum of the fractional district votes in favor of the proposed legislative body decision; and

(F) upon selecting the conversion of fractional district votes to integral votes;

(a) pertaining to said respective district;

(i) determining said integral district vote as two votes in favor of said proposed legislative body decision upon determining that said respective fractional district vote exceeds a first value,

(ii) determining said integral district vote as one vote in favor of said proposed legislative body decision upon determining that said respective fractional district vote exceeds a second value but does not exceed said first value, and

(iii) determining said integral district vote as zero votes in favor of said proposed legislative body decision upon determining that said respective fractional district vote does not exceed said second value; and

(b) determining acceptance of the proposed legislative body decision in dependence upon a sum of the integral district votes in favor of the legislative body decision.

24. The system defined in claim 11, wherein said transaction information further comprises information related to said voting options.

25. The system defined in claim 1, wherein said transaction is a contract, and said transaction choice is a representation of an intent by said user to enter into said contract.

26. The system defined in claim 25, wherein said contract is for the purchase and sale of goods or services.

27. The system defined in claim 1, wherein said transaction entails an exchange of information, and wherein said information is selected from the group:

medical information,

legal information,

political information, and

financial information.

28. A method for exchanging information between a server and a terminal of a potential user for securely executing a transaction comprising:

(a) receiving, by the server, identification information of a registered user, from a terminal of the registered user, wherein said identification information comprises biological information including at least one of a finger, face, or iris print and alphanumeric information pertaining to a person allowed to execute the transaction;

(b) receiving, by the server, transaction information, from a transaction content computer wherein the transaction information comprises a plurality of options;

(c) transmitting, by a terminal of a potential user, a request for the transaction information to the server;

(d) receiving, by the server, the request;

(e) transmitting, by the server, the transaction information to the terminal of a potential user;

(f) displaying, by the terminal of a potential user, the transmitted transaction information including the plurality of options;

(g) detecting, by the terminal of a potential user, a selection by a potential user of at least one of the plurality of options;

(h) based on the detecting of the selection, activating, by the terminal of a potential user, a digital camera;

(i) capturing, by the digital camera, a biological image of the potential user and the selection of the at least one of the plurality of options by the potential user wherein the biological image comprises at least one of;

finger, face, or iris print;

(j) creating, by the terminal of a potential user, a digital file comprising the captured biological image and the selection of the at least one of the plurality of options by the potential user;

(k) transmitting, by the terminal of a potential user, alphanumeric information of the potential user and the digital file to the server;

(l) retrieving, by the server, the identification information using the alphanumeric information of the potential user;

comparing the biological image of the digital file with the corresponding biological information from the retrieved identification information; and

determining a match between the biological image and the corresponding biological information from the identification information; and

(m) based on the match, retrieving, by the server, the selection of the at least one of the plurality of options from the digital file and executing a transaction represented by the selection.

29. The method of claim 28, wherein said step (f) includes displaying information representing said plurality of options on a display screen.

30. The method of claim 28, wherein:

capturing by the digital camera further comprises capturing a plurality of images, each including the biological image of the potential user and the selection of the at least one of the plurality of options by the potential user;

the created and transmitted digital file further comprises said plurality of images;

comparing further comprises comparing at least one of the biological images of the digital file with the retrieved biological information.

31. The method of claim 28, wherein said biological information pertaining to a person allowed to execute the transaction, and biologic information of the potential user further comprise information pertaining to a second biologic feature selected from the group comprising:

(1) an image of a fingerprint,

(2) an image of a palm,

(3) an image of a retina,

(4) an image of an iris, and

(5) an image of a face.

32. The method of claim 28, wherein said biological image further comprises intermediate body parts of said potential user, said intermediate body parts extending between a potential user body part inputting said selection and a potential user body part which is a source of said at least one of:

finger, face or iris print;

whereby said biological image including said intermediate body parts serves to prove that said inputting body part and said source body part belong to the same potential user.

33. The method of claim 28, wherein said transaction is a contract, and said transaction selection is a representation of an intent by said user to enter into said contract.

34. The method of claim 33, wherein said contract is for the purchase and sale of goods or services.

35. The method of claim 28, wherein said transaction entails an exchange of information, and wherein said information is selected from the group:

medical information,

legal information,

political information, and

financial information.

36. The method of claim 28, wherein:

(A) said transaction is a vote;

(B) said transaction selection is a selection from among a plurality of voting options; and

(C) executing a transaction represented by the selection includes determining, by the server, a sum of received selections corresponding to each voting option, each summed selection by one of a plurality of registered voting persons.