Determining access requirements for online accounts based on characteristics of user devices
First Claim
Patent Images
1. A system comprising:
- a memory comprising instructions;
an interface;
a processor communicatively coupled to the memory and the interface, the processor configured, when executing the instructions, to;
determine one or more device characteristics of a user device, wherein the one or more device characteristics of the user device comprise;
enabled security features of the user device;
hardware characteristics of the user device, and software characteristics of the user device;
determine, based on the one or more device characteristics of the user device, a security level associated with the user device;
determine credential requirements for accessing an online account based on the security level associated with the user device;
allow access to the online account in response to satisfying the determined credential requirements;
grant full access to information and functions of the online account and bypass user credential requirement when the determined security level associated with the user device is high;
apply partial access to information and functions of the online account and require minimal user credentials when the determined security level associated with the user device is medium; and
allow read-only access to information and functions of the online account and require strong user credentials when the determined security level associated with the user device is low.
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Abstract
According to one embodiment, a system comprises a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The processor is configured, when executing the instructions, to determine one or more characteristics of a user device, determine, based on the one or more characteristics of the user device, a risk level associated with the user device, and apply, to the user device, one or more access restrictions for an online account based on the determined risk level.
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Citations
17 Claims
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1. A system comprising:
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a memory comprising instructions; an interface; a processor communicatively coupled to the memory and the interface, the processor configured, when executing the instructions, to; determine one or more device characteristics of a user device, wherein the one or more device characteristics of the user device comprise; enabled security features of the user device; hardware characteristics of the user device, and software characteristics of the user device; determine, based on the one or more device characteristics of the user device, a security level associated with the user device; determine credential requirements for accessing an online account based on the security level associated with the user device; allow access to the online account in response to satisfying the determined credential requirements; grant full access to information and functions of the online account and bypass user credential requirement when the determined security level associated with the user device is high; apply partial access to information and functions of the online account and require minimal user credentials when the determined security level associated with the user device is medium; and allow read-only access to information and functions of the online account and require strong user credentials when the determined security level associated with the user device is low. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method, comprising:
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determining, by a processor, one or more device characteristics of a user device, wherein the one or more device characteristics of the user device comprise; enabled security features of the user device; hardware characteristics of the user device, and software characteristics of the user device; determining, by the processor, based on the one or more device characteristics of the user device, a security level associated with the user device; determining, by the processor, credential requirements for accessing an online account based on the security level associated with the user device; allowing, by the processor, access to the online account in response to satisfying the determined credential requirements; granting full access to information and functions of the online account and bypassing user credential requirement when the determined security level associated with the user device is high; applying partial access to information and functions of the online account and requiring minimal user credentials when the determined security level associated with the user device is medium; and allowing read-only access to information and functions of the online account and requiring strong user credentials when the determined security level associated with the user device is low. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A computer-readable medium comprising instructions that are configured, when executed by a processor, to:
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determine one or more device characteristics of a user device, wherein the one or more device characteristics of the user device comprises; enabled security features of the user devices; hardware characteristics of the user device, and software characteristics of the user device; determine, based on the one or more device characteristics of the user device, a security level associated with the user device; determine credential requirements for accessing an online account based on the security level associated with the user device; allow access to the online account in response to satisfying the determine credential requirements; grant full access to information and functions of the online account and bypass user credential requirement when the determined security level associated with the user device is high; apply partial access to information and functions of the online account and require minimal user credentials when the determined security level associated with the user device is medium; and allow read-only access to information and functions of the online account and require strong user credentials when the determined security level associated with the user device is low. - View Dependent Claims (14, 15, 16, 17)
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Specification