Promotion generation engine for a money transfer system

• US 9,943,761 B2
• Filed: 09/01/2017
• Issued: 04/17/2018
• Est. Priority Date: 11/26/2012
• Status: Active Grant

• Current Assignee: MoneyGram International Incorporated
• Original Assignee: MoneyGram International Incorporated
• Inventors: Zouiten, Yassir, Sletten, Dorilyn Lee
• Primary Examiner(s): Ahmed, Masud
• Application Number:
  US15/694,293
• Publication Number:
  US 20170361231A1
• Time in Patent Office: 228 Days
• Field of Search: 463 31- 42, 705 35, 705 43
• CPC Class Codes: A63F 13/335 using Internet
• CPC Class Codes: A63F 13/61 using advertising information
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 30/0209 Incentive being awarded or redeemed in connection with the playing of a video game
• CPC Class Codes: G07F 17/3255 Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04L 67/52 specially adapted for the location of the user terminal

Abstract

A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user'"'"'s participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.

Claims

1. A promotions engine system for providing customized games to a user, the system comprising:

memory configured to store a plurality of user profiles, wherein each user profile of the plurality of user profiles includes at least one of;

past money send activity and past money receive activity;

a processing device configured to;

receive, from a user via a user interface, a request to access the promotions engine system, wherein the request includes identifying information about the user and a promotional code;

generate a customized game in response to the received request to access the promotions engine system, wherein the customized game is generated based at least in part on the promotional code and wherein a prize of the customized game is related to discounted or complimentary money transfer services for a money transfer system; and

output, to the user interface, the customized game.

2. The system of claim 1, wherein the processor is further configured to:

receive, from the user via the user interface, at least one answer in response to the customized game;

determine whether the user is eligible for a prize based on the at least one received answer; and

output to the user interface an indication as to whether the user is eligible for the prize.

3. The system of claim 2, wherein the processor is further configured to:

determine whether the user is eligible for a consolation prize in response to determining the user is not eligible for the prize based on the at least one received answer; and

output to the user interface an indication as to whether the user is eligible for the consolation prize.

4. The system of claim 1, wherein the customized game is generated based at least in part on a date the processing device receives the request.

5. The system of claim 1, wherein the user is eligible for a prize of the customized game based on the user being one of a first predetermined number of participants.

6. The system of claim 1, wherein the user is eligible for a prize of the customized game based on the user sharing the customized game with another user.

7. The system of claim 1, wherein the customized game is generated based at least in part on the user profile.

8. The system of claim 7, wherein the customized game is generated based at least in part on at least one of:

the past money send activity and the past money receive activity of the user profile.

9. The system of claim 1, wherein the customized game is generated based at least in part on information associated with the user'"'"'s social media accounts.

10. The system of claim 1, wherein the promotions engine system and the money transfer system are part of a single system.

11. A non-transitory computer-readable storage medium comprising instructions that when executed by a processor cause the processor to:

receive, from a user via a user interface, a request to access a promotions engine system, wherein the request includes identifying information about the user;

generate a customized game in response to the received request to access the promotions engine system, wherein the customized game is generated based at least in part on a user profile associated with the user and wherein a prize of the customized game is related to discounted or complimentary money transfer services for a money transfer system; and

output, to the user interface, the customized game.

12. The non-transitory computer-readable storage medium of claim 11, wherein the non-transitory computer-readable storage medium comprises further instructions that when executed by a processor cause the processor to:

receive, from the user via the user interface, at least one answer in response to the customized game;

determine whether the user is eligible for a prize based on the at least one received answer; and

output, to the user interface, an indication as to whether the user is eligible for the prize.

13. The non-transitory computer-readable storage medium of claim 12, wherein the non-transitory computer-readable storage medium comprises further instructions that when executed by a processor cause the processor to:

determine whether the user is eligible for a consolation prize in response to determining the user is not eligible for the prize based on the at least one received answer; and

output, to the user interface, an indication as to whether the user is eligible for the consolation prize.

14. The non-transitory computer-readable storage medium of claim 11, wherein the customized game is generated based at least in part on a date the processing device receives the request.

15. The non-transitory computer-readable storage medium of claim 11, wherein the user is eligible for a prize of the customized game based on the user being one of a first predetermined number of participants.

16. The non-transitory computer-readable storage medium of claim 11, wherein the user is eligible for a prize of the customized game based on the user sharing the customized game with another user.

17. The non-transitory computer-readable storage medium of claim 11, the user profile includes at least one of:

past money send activity and past money receive activity; and

wherein the customized game is generated based at least in part on at least one of;

the past money send activity and the past money receive activity of the user profile.

18. The non-transitory computer-readable storage medium of claim 11, wherein the request includes a promotional code.

19. The non-transitory computer-readable storage medium of claim 18, wherein the customized game is generated based at least in part on the promotional code.

20. The non-transitory computer-readable storage medium of claim 11, wherein the customized game is generated based at least in part on information associated with the user'"'"'s social media accounts.