System and method of providing identity verification services
First Claim
1. A computer assisted method of validating an upgrade of authentication credentials comprising:
- authenticating a first user, via a computing system including a network, the first user associated with a first entity;
receiving, from the first user, input identifying a customer name for an online account;
receiving, from the first user, input indicating a type of identification to be presented at a validation event for the online account;
receiving, from the first user, input indicating a transaction code associated with the validation event;
receiving, from the first user, a selection indicating a first location of the validation event;
authenticating a mobile second user, via a computing system including a network, the mobile second user being a person employed by or an agent of a second entity;
receiving real-time geographic coordinates of a second user computing system while the mobile second user is to be traversing a preassigned route;
comparing the received real-time geographic coordinates to the first location of the validation event;
providing a notification to the mobile second user when the second user computing system is within a predetermined distance from the first location of the validation event;
receiving, from the mobile second user, input selecting the validation event;
presenting, to the mobile second user, one or more of the customer name, the transaction code, and the type of identification associated with the selected validation event;
receiving, from the mobile second user, input indicating a result of the validation event; and
creating a credential or token for the first user based on the received input for the validation event,wherein the selection for the first location of the validation event includes selecting between a second entity facility and a customer address, and further comprises receiving, from the first user, input indicating the first location of the validation event is one of
1) the second entity facility and
2) the customer address.
1 Assignment
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Accused Products
Abstract
A system and method of validating an upgrade of authentication credentials includes authenticating a first user being associated with a first entity, receiving input identifying a customer name for the online account, receiving input indicating a type of identification to be presented at the validation event, receiving input indicating a transaction code associated with the validation event, and receiving input indicating a location of the validation event, and further includes authenticating a second user being associated with a second entity, providing to the second user a list of validation events for a location, receiving input selecting a validation event in the list of validation events, presenting one or more of the customer name, transaction code, and type of identification associated with the selected validation event, and receiving input indicating a result of the validation event, where a credential or token is created and assigned based on the validation event.
28 Citations
28 Claims
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1. A computer assisted method of validating an upgrade of authentication credentials comprising:
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authenticating a first user, via a computing system including a network, the first user associated with a first entity; receiving, from the first user, input identifying a customer name for an online account; receiving, from the first user, input indicating a type of identification to be presented at a validation event for the online account; receiving, from the first user, input indicating a transaction code associated with the validation event; receiving, from the first user, a selection indicating a first location of the validation event; authenticating a mobile second user, via a computing system including a network, the mobile second user being a person employed by or an agent of a second entity; receiving real-time geographic coordinates of a second user computing system while the mobile second user is to be traversing a preassigned route; comparing the received real-time geographic coordinates to the first location of the validation event; providing a notification to the mobile second user when the second user computing system is within a predetermined distance from the first location of the validation event; receiving, from the mobile second user, input selecting the validation event; presenting, to the mobile second user, one or more of the customer name, the transaction code, and the type of identification associated with the selected validation event; receiving, from the mobile second user, input indicating a result of the validation event; and creating a credential or token for the first user based on the received input for the validation event, wherein the selection for the first location of the validation event includes selecting between a second entity facility and a customer address, and further comprises receiving, from the first user, input indicating the first location of the validation event is one of
1) the second entity facility and
2) the customer address. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method of validating an upgrade of authentication credentials comprising:
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authenticating a first user, the first user associated with a first entity; receiving, from a first user computing system, input identifying a customer name for an online account; receiving, from the first user computing system, input indicating a transaction code associated with a validation event; receiving, from the first user computing system, input indicating a first location of the validation event; authenticating a mobile second user, the mobile second user being a person employed by or an agent of a second entity; receiving real-time geographic coordinates of a second user specialized computing system while the mobile second user is to be traversing a preassigned route; receiving a current time of day and day of week along with the real-time geographic coordinates; determining whether the mobile second user is at a location of the second user'"'"'s preassigned route at a time of day corresponding to the day of the week within a predetermined window of time; comparing the received real-time geographic coordinates to the first location of the validation event; providing a notification to the mobile second user when the second user computing system is within a predetermined distance from the first location; receiving, from the mobile second user, input selecting the validation event; presenting, to the mobile second user, one or more of a name and the transaction code; receiving, from the second user computing system, input indicating a result of the validation event; and creating a credential or token for the first user based on the received input for the validation event. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A system for validating an upgrade of authentication credentials comprising:
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a networked computing device including one or more processors operably configured to access one or more storages, wherein the one or more processors are operably configured to; authenticate a first user, the first user associated with a first entity; receive, from a first user computing device, input identifying a customer name for an online account; receive, from the first user computing device, input indicating a transaction code associated with a validation event; receive, from the first user computing device, input indicating a first location of the validation event; authenticate a mobile second user, the mobile second user being a person employed by or an agent of a second entity; and a mobile second user mobile specialized computing device including a global positioning system circuit, a display and one or more processors operably configured to; receive a validation event including the first location for the first user; receive real-time geographic coordinates of the location of the mobile second user while the mobile second user is to be traversing a preassigned route; receive a current time of day and day of week along with the real-time geographic coordinates; determine whether the mobile second user is at a location of the second user'"'"'s preassigned route at a time of day corresponding to the day of the week within a predetermined window of time; compare the received real-time geographic coordinates to the first location of the validation event; provide a notification to the mobile second user when the second user computing device is within a predetermined distance from the first location; receive, from the mobile second user, input selecting the validation event; present, to the mobile second user, one or more of a name and the transaction code; indicate a result of the validation event; and create a credential or token for the first user based on the result of the validation event. - View Dependent Claims (25, 26, 27)
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28. A system for validating an upgrade of authentication credentials comprising:
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a set of networked computing devices, each computing device including one or more processors operably configured to access one or more storages, wherein selected computing devices are operable configured to; authenticate a first user via access to a first storage, the first user associated with a first entity; receive, from a first user, input identifying a customer name for an online account; receive, from the first user, input indicating a transaction code associated with a validation event; receive, from the first user, input indicating a first location of the validation event; authenticate a mobile second user, having a mobile computing device including a global positioning system circuit, via access to a second storage, the mobile second user being a person employed by or an agent of a second entity; receive real-time geographic coordinates of the location of the mobile second user while the mobile second user is to be traversing a preassigned route; receive a current time of day and day of week along with the real-time geographic coordinates; determine whether the mobile second user is at a location of the second user'"'"'s preassigned route at a time of day corresponding to the day of the week within a predetermined window of time; compare the received real-time geographic coordinates to the first location of the validation event; provide a notification to the mobile second user when the mobile second user is within a predetermined distance from the first location; receive, from the mobile second user, input selecting the validation event; present, to the mobile second user, one or more of a name and the transaction code; indicate a result of the validation event; and create a credential or token for the first user based on the validation event.
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Specification