Wireless devices for storing a financial account card and methods for storing card data in a wireless device
First Claim
Patent Images
1. A device configured to authorize a purchase transaction wirelessly, the device comprising:
- a wireless transmitter;
at least one processor; and
a memory storing instructions that, when executed, cause the at least one processor to;
associate first account information with the device, the first account information being associated with a first financial account;
display at least one image representing one or more financial accounts including the first financial account;
identify a selection of the first financial account associated with the at least one displayed image; and
enable the wireless transmitter to provide to a point-of-sale terminal the first account information, first card data associated with the first financial account, or data associated with the first card data during the purchase transaction based on the selection.
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Accused Products
Abstract
A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
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Citations
28 Claims
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1. A device configured to authorize a purchase transaction wirelessly, the device comprising:
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a wireless transmitter; at least one processor; and a memory storing instructions that, when executed, cause the at least one processor to; associate first account information with the device, the first account information being associated with a first financial account; display at least one image representing one or more financial accounts including the first financial account; identify a selection of the first financial account associated with the at least one displayed image; and enable the wireless transmitter to provide to a point-of-sale terminal the first account information, first card data associated with the first financial account, or data associated with the first card data during the purchase transaction based on the selection. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method for authorizing a purchase transaction with a wireless device, comprising:
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associating first account information for a first financial account with the wireless device; associating second account data for a second financial account with the wireless device; wirelessly receiving purchase transaction data reflecting a purchase transaction; identifying, by at least one processor of the wireless device, a selection of the first financial account to complete the purchase transaction associated with the received purchase transaction data; and enabling a wireless transmitter of the wireless device to provide to a point-of-sale terminal the first account information, first card data associated with the first financial account, or data associated with the first card data from the wireless device during the purchase transaction. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method for performing a purchase transaction using a wireless device, comprising:
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associating first account information for a first financial account with the wireless device; displaying, on the wireless device, at least one image representing one or more financial accounts including the first financial account; identifying a selection of the first financial account associated with the at least one displayed image; and enabling, via at least one processor of the wireless device, a wireless transmitter in the wireless device to provide to a point-of-sale terminal the first account information, first card data associated with the first financial account, or data associated with the first card data during the purchase transaction based on the selection. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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22. A wireless device for authorizing a purchase transaction wirelessly, comprising:
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a wireless transmitter; at least one processor; and a memory storing instructions that, when executed, cause the at least one processor to; associate first account data for a first financial account with the wireless device; associate second account data for a second financial account with the wireless device; receive purchase transaction data reflecting a purchase transaction; identify a selection of the first financial account to complete the purchase transaction associated with the received purchase transaction data; and enable the wireless transmitter to provide to a point-of-sale terminal the first account information, first card data associated with the first financial account, or data associated with the first card data from the wireless device during the purchase transaction. - View Dependent Claims (23, 24, 25, 26, 27, 28)
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Specification