Security systems for protecting an asset
First Claim
1. A security management system providing controlled access to a secure electronic account accessible via an electronic account access interface in communication with an account server, the security management system comprising:
- a computerized administrative interface having security rules for governing account access via the electronic account access interface, the security rules being stored in a memory in communication with a processor operably associated with the account server,wherein the computerized administrative interface is programmed to receive commands from an authorized user to customize the security rules to provide different levels of account access responsive to entry via the electronic account access interface of user credentials, the user credentials comprising a user ID and either a primary password or a secondary password selected from one or more secondary passwords, wherein the computerized administrative interface provides selections in the security rules for both a primary password and one or more secondary passwords,and wherein the computerized administrative interface provides a selection for a covert cue method to serve as a component of a primary password.
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Accused Products
Abstract
Security systems for protecting assets are described, including password-based security systems that can provide different levels of access responsive to entry of a primary or secondary password. In some versions, user-configurable security rules can provide customized responses to entry of primary or secondary passwords, including feigned or limited access, security alerts, etc. Passwords comprising overt and covert components can be used to provide enhanced security and improved user control over system response. Improved security systems involving transactions between multiple parties are also considered, with options for user-customized security rules including primary and secondary passwords, and reverse challenge and response methods. Systems for Limited Use Credentials are also disclosed to reduce the risk of identity theft.
156 Citations
21 Claims
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1. A security management system providing controlled access to a secure electronic account accessible via an electronic account access interface in communication with an account server, the security management system comprising:
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a computerized administrative interface having security rules for governing account access via the electronic account access interface, the security rules being stored in a memory in communication with a processor operably associated with the account server, wherein the computerized administrative interface is programmed to receive commands from an authorized user to customize the security rules to provide different levels of account access responsive to entry via the electronic account access interface of user credentials, the user credentials comprising a user ID and either a primary password or a secondary password selected from one or more secondary passwords, wherein the computerized administrative interface provides selections in the security rules for both a primary password and one or more secondary passwords, and wherein the computerized administrative interface provides a selection for a covert cue method to serve as a component of a primary password. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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Specification