Alert notifications utilizing broadcasted telematics data
First Claim
1. A computer-implemented method, comprising:
- receiving, by one or more processors, (i) first data indicative of a geographic location of a first and a second vehicle, and (ii) second data indicative of a motion of the first and the second vehicle; and
in response to the one or more processors determining, based upon the first data and the second data, that (i) an anomalous condition is present at the geographic location of the first vehicle, and (ii) a calculated geographic relationship between the first and the second vehicle satisfies a threshold distance condition, transmitting an alert indicative of the anomalous condition to a computing device associated with the second vehicle,wherein the alert alleviates a risk of the second vehicle experiencing a physical vehicle collision as a result of the anomalous condition.
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Accused Products
Abstract
Geographic location data and telematics data may be collected in real-time by a mobile device within a vehicle, or the vehicle itself. The telematics data may indicate vehicle direction, speed, motion, etc., as well as traffic hazards in the surrounding environment. A remote server may receive the location and telematics data from two vehicles. If an anomalous or hazardous condition exists in the vicinity of the first vehicle, a geographic relationship with the second vehicle is determined, and if within a predetermined distance, an alert or alternate route for the second vehicle is determined and transmitted to the second vehicle. As a result, a negative impact or risk of collision caused by the anomalous condition on the second vehicle is alleviated. The amount of the insured'"'"'s usage of the telematics data-based risk mitigation or prevision functionality may be used to calculate or adjust insurance premiums, rates, or discounts.
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Citations
20 Claims
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1. A computer-implemented method, comprising:
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receiving, by one or more processors, (i) first data indicative of a geographic location of a first and a second vehicle, and (ii) second data indicative of a motion of the first and the second vehicle; and in response to the one or more processors determining, based upon the first data and the second data, that (i) an anomalous condition is present at the geographic location of the first vehicle, and (ii) a calculated geographic relationship between the first and the second vehicle satisfies a threshold distance condition, transmitting an alert indicative of the anomalous condition to a computing device associated with the second vehicle, wherein the alert alleviates a risk of the second vehicle experiencing a physical vehicle collision as a result of the anomalous condition. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A non-transitory, tangible computer-readable medium storing machine readable instructions for generating alerts that, when executed by a processor, cause the processor to:
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receive (i) first data indicative of a geographic location of a first and a second vehicle, and (ii) second data indicative of a motion of the first and the second vehicle; and in response to the one or more processors determining, based upon the first data and the second data, that (i) an anomalous condition is present at the geographic location of the first vehicle, and (ii) a calculated geographic relationship between the first and the second vehicle satisfies a threshold distance condition, transmit an alert indicative of the anomalous condition to a computing device associated with the second vehicle, wherein the alert warns a driver of the second vehicle of the anomalous condition to reduce a risk of the second vehicle experiencing a physical vehicle collision as a result of the anomalous condition. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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17. A first mobile computing device located within a first vehicle, comprising:
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a communication unit configured to receive data from a second mobile computing device located within a second vehicle, the data being indicative of a geographic location of the second vehicle and a motion of the second vehicle; and a processor configured to determine whether an anomalous condition is present at the geographic location of the second vehicle based upon the received data, wherein the communication unit is further configured to generate an alert indicative of the anomalous condition in response to (i) the processor determining that the anomalous condition is present at the geographic location of the second vehicle, and (ii) a calculated geographic relationship between the first and second vehicle satisfying a threshold distance condition, and wherein the alert warns a driver of the first vehicle of the anomalous condition to reduce a risk of the first vehicle experiencing a physical vehicle collision as a result of the anomalous condition. - View Dependent Claims (18, 19, 20)
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Specification