Dynamic transaction card with EMV interface and method of manufacturing
First Claim
1. A dynamic transaction card comprising:
- a top surface layer having a EuroPay-MasterCard-Visa (“
EMV”
) contact pattern;
a backing layer;
an EMV microprocessor located between the top surface layer and the backing layer;
a display configured to indicate account balance or transaction information; and
an EMV interface connecting the EMV contact pattern and the EMV microprocessor, wherein;
the EMV contact pattern is not layered on top of the EMV microprocessor;
the EMV interface provides access to signals transmitted between the EMV microprocessor and an EMV terminal; and
wherein the EMV contact pattern has edges that are trimmed to scallops to provide surface mounting.
2 Assignments
0 Petitions
Accused Products
Abstract
A dynamic transaction card with EuroPay-Mastercard-Visa (“EMV”) technology that includes an EMV interface connecting EMV contacts and an EMV processor to enable a multifunctional dynamic transaction card. A method of manufacturing a dynamic transaction card with an EMV interface connecting EMV contacts and an EMV processor. A dynamic transaction card with an EMV interface may be manufactured using a separate printed circuit board (PCB) layout with EMV contact patterns placed into the top surface of a molding to create the dynamic transaction card. The edges of the EMV contact patterns would be incorporated through holes, which are trimmed to scallops, to allow for surface mounting. The EMV interface may then include a connection between the EMV contact patterns and the EMV microprocessor such that the EMV microprocessor does not have to be placed directly beneath the EMV contact patterns.
120 Citations
19 Claims
-
1. A dynamic transaction card comprising:
-
a top surface layer having a EuroPay-MasterCard-Visa (“
EMV”
) contact pattern;a backing layer; an EMV microprocessor located between the top surface layer and the backing layer; a display configured to indicate account balance or transaction information; and an EMV interface connecting the EMV contact pattern and the EMV microprocessor, wherein; the EMV contact pattern is not layered on top of the EMV microprocessor; the EMV interface provides access to signals transmitted between the EMV microprocessor and an EMV terminal; and wherein the EMV contact pattern has edges that are trimmed to scallops to provide surface mounting. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 19)
-
-
9. A method of manufacturing a dynamic transaction card:
-
trimming edges of a EuroPay-MasterCard-Visa (“
EMV”
) contact pattern to scallops to provide surface mounting;combining a top surface layer and the EMV contact pattern; interlaying dynamic transaction card internal components on top of the top surface layer and EMV contact pattern combination, wherein the dynamic transaction card internal components comprise an EMV microprocessor, a display configured to indicate account balance or transaction information, and an EMV interface connecting the EMV microprocessor to the EMV contact pattern, and wherein the EMV microprocessor is not layered directly beneath the EMV contact pattern and the EMV interface provides access to signals transmitted between the EMV microprocessor and an EMV terminal; securing, using a molding, the dynamic transaction card internal components of the dynamic transaction card. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16, 17, 18)
-
Specification