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Method and system for automatically streamlining the vehicle claims process

  • US 10,013,718 B1
  • Filed: 02/20/2015
  • Issued: 07/03/2018
  • Est. Priority Date: 07/11/2014
  • Status: Active Grant
First Claim
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1. A method for automatically streamlining a vehicle claims process, the method executed by one or more processors programmed to perform the method, the method comprising:

  • receiving, by one or more processors in a client device within a vehicle directly connected to a plurality of sensors, sensor data including a plurality of;

    vehicle part position data from spatial sensors disposed within the vehicle, vehicle image data from an image capturing device disposed within the vehicle, vehicle acceleration data from an accelerometer disposed within the vehicle, vehicle velocity data from a positioning device disposed within the vehicle, or vehicle direction data from the positioning device, wherein the client device receives the sensor data from the plurality of sensors;

    analyzing, by the one or more processors in the client device, the sensor data to determine crash information and detect a crash involving the vehicle;

    transmitting, by the one or more processors in the client device, an indication of the detected crash for the vehicle and the crash information including the sensor data from the detected crash to a server device;

    in response to receiving the indication of the detected crash for the vehicle, automatically determining, by one or more processors in the server device, a treatment complexity level based on the crash information for the vehicle, the treatment complexity level representing a degree of difficulty associated with treating the vehicle;

    automatically determining, by the one or more processors in the server device, a total cost associated with treating the vehicle by;

    automatically identifying one or more damaged vehicle parts within the vehicle based on the crash information;

    assigning a cost associated with each of the one or more damaged vehicle parts; and

    determining the total cost based on each of the assigned costs associated with each of the one or more damaged vehicle parts;

    automatically selecting, by the one or more processors in the server device, a treatment facility for treating the vehicle based on the treatment complexity level;

    transmitting, by the one or more processors in the server device, information associated with transporting the vehicle to the selected treatment facility; and

    in response to receiving a request from an owner of the vehicle to transmit funds, transmitting, by the one or more processors in the server device, the funds based on the determined cost to an account for the owner of the vehicle.

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