Driver performance ratings

• US 10,026,243 B1
• Filed: 01/04/2018
• Issued: 07/17/2018
• Est. Priority Date: 10/14/2015
• Status: Active Grant

• Current Assignee: Arity International Limited (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Hsu-Hoffman, Chienlan, Zahedi, Maryam, Parsell, Taylor, Gibbs, Evan
• Primary Examiner(s): Bolourchi, Nader
• Application Number:
  US15/861,884
• Time in Patent Office: 194 Days
• CPC Class Codes: G06Q 30/0279 Fundraising management
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/0816 Indicating performance data, e.g. occurrence of a malfunction
• CPC Class Codes: G07C 5/085 using electronic data carriers

Abstract

Methods, computer-readable media, software, and apparatuses that may facilitate communications to rate driver performance and provide a driver rating to a driver in a competitive manner are provided. Driver computing devices may collect drive data (e.g., vehicle telematics data) to determine whether conditions are met (i.e., whether a driver speeds, brakes hard, or drives at night). The system may generate a driver rating based on these conditions. The rating may be used in a competitive manner (such as by sharing ratings with friends) and rewards given for good performance (such as new levels for display in a social environment, or financial incentives such as charitable donation or sweepstakes entry).

Claims

1. A driving analysis system comprising a first vehicle on-board data recording system and a driving analysis server:

wherein the first vehicle on-board data recording system comprises;

one or more vehicle operation sensors configured to record vehicle operation data at a first vehicle associated with a driver; and

one or more telematics devices configured to transmit the recorded vehicle operation data from the first vehicle to the driving analysis server,

wherein the driving analysis server comprises a processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the driving analysis server to;

receive the vehicle operation data from the first vehicle on-board data recording system for a driving trip;

determine, based on the vehicle operation data, at least one driver performance rating for the driving trip;

determine that the at least one driver performance rating exceeds a predetermined driver performance rating threshold;

responsive to determining that the at least one driver performance rating exceeds the predetermined driver performance rating threshold, advance a driver level from a first driver level to a second driver level;

determine that the second driver level exceeds a competing driver level associated with a competing driver; and

responsive to determining that the second driver level exceeds the competing driver level associated with the competing driver, transmit a notification to a device associated with the competing driver.

2. The driving analysis system of claim 1, wherein the transmitting the notification comprises transmitting the notification via social media.

3. The driving analysis system of claim 2, wherein the notification comprises an indication of the second driver level and a name associated with the driver.

4. The driving analysis system of claim 1, wherein the one or more vehicle operation sensors comprise a global positioning system (GPS) and an accelerometer, and wherein the one or more telematics devices comprise a mobile phone.

5. The driving analysis system of claim 1, wherein the vehicle operation data comprises speed information, braking information, and time of day information.

6. The driving analysis system of claim 5, wherein the driver performance rating is based on the speed information assigned a first weight, the braking information assigned a second weight, and the time of day information assigned a third weight;

and wherein the first weight, the second weight, and the third weight are different.

7. The driving analysis system of claim 1, wherein the driving analysis server further comprises computer-executable instructions, which when executed by the processor, cause the driving analysis server to:

receive a request to add a profile to a list of profiles associated with the driver and the competing driver;

compile a list of driver levels associated with the profile and the list of profiles; and

transmit the list of driver levels for output to a display.

8. A driving analysis system comprising a mobile device and a driving analysis server,

wherein the mobile device comprises one or more vehicle operation sensors configured to record vehicle operation data at a first vehicle and to transmit the vehicle operation data from the first vehicle to the driving analysis server,

wherein the vehicle operation data comprises speed information and braking information associated with the first vehicle associated with a driver, and

wherein the driving analysis server comprises a processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the driving analysis server to:

receive the vehicle operation data from the mobile device for a driving trip;

determine, based on the vehicle operation data, at least one driver performance rating for the driving trip;

determine that the at least one driver performance rating exceeds a predetermined driver performance rating threshold;

responsive to determining that the at least one driver performance rating exceeds the predetermined driver performance rating threshold, advance a driver level from a first driver level to a second driver level;

determine that the second driver level exceeds a competing driver level associated with a competing driver; and

responsive to determining that the second driver level exceeds the competing driver level associated with the competing driver, transmit a notification to a device associated with the competing driver.

9. The driving analysis system of claim 8, wherein the transmitting the notification comprises transmitting the notification via social media.

10. The driving analysis system of claim 9, wherein the notification comprises an indication of the second driver level and a name associated with the driver.

11. The driving analysis system of claim 8, wherein the one or more vehicle operation sensors comprise a global positioning system (GPS) and an accelerometer.

12. The driving analysis system of claim 8, wherein the driver performance rating is based on the speed information assigned a first weight, and the braking information assigned a second weight.

13. The driving analysis system of claim 12, wherein the first weight and the second weight are different.

14. The driving analysis system of claim 8, wherein the driving analysis server further comprises computer-executable instructions, which when executed by the processor, cause the driving analysis server to:

receive a request to add a profile to a list of profiles associated with the driver and the competing driver;

compile a list of driver levels associated with the profile and the list of profiles; and

transmit the list of driver levels for output to a display.

15. An apparatus comprising:

one or more vehicle operation sensors configured to record vehicle operation data at a first vehicle associated with a driver; and

one or more telematics devices configured to transmit the recorded vehicle operation data from the first vehicle to a processor,

the processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the processor to;

receive the vehicle operation data for a driving trip;

determine, based on the vehicle operation data, at least one driver performance rating for the driving trip;

determine that the at least one driver performance rating exceeds a predetermined driver performance rating threshold;

responsive to determining that the at least one driver performance rating exceeds the predetermined driver performance rating threshold, advance a driver level from a first driver level to a second driver level;

determine that the second driver level exceeds a competing driver level associated with a competing driver; and

responsive to determining that the second driver level exceeds the competing driver level associated with the competing driver, transmit a notification to a device associated with the competing driver.

16. The apparatus of claim 15, wherein the one or more vehicle operation sensors are communicatively coupled to the first vehicle;

and wherein the one or more vehicle operation sensors comprise a global positioning system (GPS) and an accelerometer.

17. The apparatus of claim 16, wherein the vehicle operation data comprises speed information comprising at least one high speed event and braking information comprising at least one hard braking event associated with the first vehicle.

18. The apparatus of claim 17, wherein the driver performance rating is based on the speed information assigned a first weight, and the braking information assigned a second weight;

and wherein the first weight and the second weight are different.

19. The apparatus of claim 15, wherein the transmitting the notification comprises transmitting the notification via social media, and wherein the notification comprises an indication of the second driver level and a name associated with the driver.

20. The apparatus of claim 15, wherein the apparatus further comprises computer-executable instructions, which when executed by the processor, cause the processor to:

receive a request to add a profile to a list of profiles associated with the driver and the competing driver;

compile a list of driver levels associated with the profile and the list of profiles; and

transmit the list of driver levels for output to a display.