Device and method for validating a user using an intelligent voice print

• US 10,044,710 B2
• Filed: 03/21/2016
• Issued: 08/07/2018
• Est. Priority Date: 02/22/2016
• Status: Active Grant

• Current Assignee: BPIP Limited Liability Company
• Original Assignee: BPIP Limited Liability Company
• Inventors: Yap, Kurt Ransom
• Primary Examiner(s): Lin, Kenny S
• Application Number:
  US15/075,516
• Publication Number:
  US 20170244700A1
• Time in Patent Office: 869 Days
• Field of Search: None
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04L 63/083 using passwords cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/107 wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals

Abstract

A method of validating a user for accessing a secure system comprising selecting a picture that is prompted to the user, generating, through the user, an intelligent voice print in regards to the selected picture, matching the intelligent voice print associated with the selected picture to a stored authentication voice print and picture pair, authenticating the user when the intelligent voice print is matched to within a predetermined voice tolerance, verifying a textual component of the intelligent voice print to within a predetermined textual tolerance, validating the authenticating and the verifying of the user, and receiving access to the secure system based on the validating of the user against the stored intelligent voice print and picture pair.

Claims

1. A method of validating a specific user for accessing a secure system comprising:

receiving, into a device, a picture that is prompted to the user from among a plurality of pictures, as a selected picture;

receiving an intelligent voice print in response to the selected picture, where text of the intelligent voice print represents a unique verbal response by the user to the selected picture defined by a relationship between the picture and the unique verbal response by the user;

matching the intelligent voice print associated with the selected picture to a stored authentication voice print and picture pair, where the intelligent voice print and picture pair includes both a biometric voice print along with textual information from the unique verbal response;

authenticating the user as being the specific user when the intelligent voice print is biometrically matched to within a predetermined voice tolerance to the authentication voice print;

verifying a textual component of the intelligent voice print to within a predetermined textual tolerance to the unique verbal response to the selected picture;

validating the authenticating and the verifying of the specific user; and

receiving access to the secure system based on the validating of the user as being the specific user by comparing against the stored intelligent voice print and picture pair.

2. The method of claim 1 wherein the selecting comprises providing a picture presentation to the user, including a series of randomized pictures, and one picture which is recognized by the user, and where the selected picture is the one picture which is recognized by the user, and where the selection comprises another means of verification of identification of the user.

3. The method of claim 1 wherein the matching comprises verifying the order and/or combination of text, and the relationship between the picture and the unique verbal response by the user which comprises a picture and textual relationship used to access the secure system.

4. The method of claim 1, further comprising generating at least one device identifier based on a device component of a device used to access the secure system, wherein access is received based on a matching of the at least one device identifier to a previously stored device identifier.

5. The method of claim 1 further comprising generating a location identifier based on a predesignated location of the user and access is received based on a matching of the location identifier to a previously stored location identifier.

6. The method of claim 1 wherein the matching comprises determining a word and/or multiple words in any order for textual tolerance.

7. The method of claim 1 further comprising:

generating identification voice prints in response to stored user identification questions; and

receiving access to the secure system based on biometric authentication of the identification voice prints.

8. A method of validating a user comprising:

prompting a user to select a picture from among a plurality of pictures, as a selected picture and to describe the picture;

receiving a picture selection by the user;

receiving an intelligent voice print from the user based on the picture selection, where text of the intelligent voice print represents a unique verbal response by the user to the selected picture defined by a relationship between the picture and the unique verbal response by the user;

verifying a textual component of the intelligent voice print relative to textual information from the unique verbal response;

authenticating the intelligent voice print using biometric information gathered from the user;

validating the user based on the verifying and authenticating; and

granting access to the user based on the validating of the user.

9. The method of claim 8 wherein the prompting further comprises providing a picture presentation to the user, including a series of randomized pictures, and one picture which is recognized by the user, and where the selected picture is the one picture which is recognized by the user, and where the selection comprises another means of verification of identification of the user.

10. The method of claim 8 wherein the intelligent voice print matches a previous picture and intelligent voice print pair selection that was selected and stored by the user.

11. The method of claim 8 wherein validating the textual component comprises converting the intelligent voice print to a text file and comparing the text file to a previously stored text file by verifying the order and/or combination of text, and the relationship between the picture and the unique verbal response by the user includes a combined relationship resulting in text.

12. The method of claim 11 wherein the textual component is verified if the comparing is within a preset but configurable predetermined tolerance.

13. The method of claim 8 wherein authenticating the intelligent voice print comprises comparing the intelligent voice print with a previously stored intelligent voice print.

14. The method of claim 13 wherein the intelligent voice print is authenticated if the comparing is within a preset but configurable predetermined tolerance.

15. The method of claim 8 further comprising generating a picture presentation comprises providing the picture presentation to the user, including a series of randomized pictures, and one picture which is recognized by the user.

16. An electronic device for executing a software application for validating a user for accessing a secure system, the electronic device comprising:

an input for receiving a picture selection by the user from among a plurality of pictures, as a selected picture;

a voice input for receiving from the user an intelligent voice print based on the picture selection, where text of the intelligent voice print represents a unique verbal response by the user to the selected picture defined by a relationship between the picture and the unique verbal response by the user;

a verification component for encrypted communication with a verification server for verifying a textual component of the intelligent voice print;

an authentication component for encrypted communication with an authentication server for authenticating the intelligent voice print, where the intelligent voice print and picture pair includes both a biometric voice print and also textual information from the unique verbal response; and

a validation component for encrypted communication with a validation server for validating the user based on both, the intelligent voice print being biometrically matched to within a predetermined voice tolerance to the authentication voice print, and also based on verifying a textual component of the intelligent voice print to within a preset but configurable textual tolerance to the unique verbal response to the selected picture.

17. The electronic device of claim 16 wherein the input comprises a selected picture from among a picture presentation to the user, including a series of randomized pictures, and one picture which is recognized by the user, and where the selected picture is the one picture which is recognized by the user, and where the selection comprises another means of verification of identification of the user.

18. The electronic device of claim 16 wherein the electronic device comprises a location transmitter for encrypted transmission of a location of the user for use in validating a predesignated location of the user, and further comprising a device that generates at least one device identifier based on a device component of a device used to access the secure system.

19. The electronic device of claim 16 wherein the intelligent voice print is within a preset but configurable time threshold.

20. The electronic device of claim 16 wherein the electronic device is a desktop computer, a mobile device, a website, a server farm, a server, a virtual machine, a cloud server, and/or a cloud virtual machine, and the software application is a plug-in application to other software or hardware.