Inserting value into customer account at point of sale using a customer account identifier
First Claim
1. A method of adding a value redeemable with one or more providers to a pre-existing customer account with a specific provider identified by a specific customer account number, the method utilizing an electronic central processor in selective communication with a computerized point of sale (POS) terminal and the one or more providers, the method comprising:
- receiving, at the electronic central processor, from the computerized POS terminal a request to add a value to the pre-existing customer account, comprising;
value identification data associated with the value;
account identification data associated with the pre-existing customer account;
determining, by the electronic central processor, the specific provider from the one or more providers based on the account identification data received from the computerized POS;
communicating, by the electronic central processor, with a processor of the specific provider; and
providing, by the electronic central processor, to the processor of the specific provider, the value identification data and the account identification data, wherein the value is added to the pre-existing customer account by the specific provider.
4 Assignments
0 Petitions
Accused Products
Abstract
A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with the customer account. The customer account identification data may be entered at the point of sale. The request may be associated with a purchase of the value. The value may be caused to be added to the customer account. During subsequent value purchase transactions, additional value may be added to the account.
409 Citations
18 Claims
-
1. A method of adding a value redeemable with one or more providers to a pre-existing customer account with a specific provider identified by a specific customer account number, the method utilizing an electronic central processor in selective communication with a computerized point of sale (POS) terminal and the one or more providers, the method comprising:
-
receiving, at the electronic central processor, from the computerized POS terminal a request to add a value to the pre-existing customer account, comprising; value identification data associated with the value; account identification data associated with the pre-existing customer account; determining, by the electronic central processor, the specific provider from the one or more providers based on the account identification data received from the computerized POS; communicating, by the electronic central processor, with a processor of the specific provider; and providing, by the electronic central processor, to the processor of the specific provider, the value identification data and the account identification data, wherein the value is added to the pre-existing customer account by the specific provider. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
-
-
18. A system of adding a value redeemable with one or more providers including a specific provider having a pre-existing customer account identified by a specific customer account number, the system comprising:
-
an input device in selective communication with at least one point of sale (POS) terminal for receiving from the POS terminal a request to add the value to the pre-existing customer account, the request comprising value identification data associated with the value and account identification data associated with the pre-existing customer account; a processor for determining the specific provider and the specific customer account number based on the account identification data; and an output device for communicating, by the central processor, with a processor of the specific provider and providing to the central processor of the specific provider the value identification data and the account identification data, wherein the value is added to the pre-existing customer account by the specific provider based on the value identification data provided.
-
Specification