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Expert engine tier for adapting transaction-specific user requirements and transaction record handling

  • US 10,096,025 B2
  • Filed: 01/14/2014
  • Issued: 10/09/2018
  • Est. Priority Date: 10/06/2005
  • Status: Active Grant
First Claim
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1. A method comprising:

  • disposing operational tiers across a plurality of networked computing devices including mobile devices, servers, and point of sale devices, the disposed tiers comprising a service tier, an enabling tier, and a personalization tier, the operational tiers and at least a portion of the plurality of networked computing devices comprise an electronic computing ecosystem;

    applying an expert engine configured to apply at least one artificial intelligence mode of operation with at least one of the plurality of networked computing devices to analyze one or more mobile device user and transaction environment requirements for a plurality of secure personalized transactions being conducted among participants of the electronic computing system;

    analyzing with the expert engine at least two transaction environment factors for the plurality of secure personalized transactions, the at least two transaction environment factors comprising at least one of responsiveness within an ecosystem and stability of the ecosystem, and at least one of a count of enrolled electronic computing ecosystem participants, and a measure of electronic computing ecosystem transaction activity;

    configuring with the expert engine one or more platform features in the personalization tier and service tier for at least one of the plurality of secure personalized transactions to produce personalization and service tiers configured to conduct a secure personalized transaction, based on and in accordance with a result of the analysis of the transaction environment factors, the configuring further causing configuration of a mobile device-based service tier component and a server-based service tier component for conducting the secure personalized transaction in response to the analyzed transaction environment factors; and

    applying the expert engine to enable scaling a multi-domain ecosystem for secure personalized transactions by configuring a user interface to the platform based on an analysis of user and transaction requirements for simplifying transactions for a plurality of users;

    wherein the expert engine, through its access to transaction environment factors and platform tier configuration capabilities is further applied to facilitate managing response of the platform to at least one of transaction instability caused by breaks in communication, server response delay time and a discharged battery.

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