Direct user to ticketing service provider secure transaction channel

• US 10,121,139 B2
• Filed: 12/30/2015
• Issued: 11/06/2018
• Est. Priority Date: 10/06/2005
• Status: Active Grant

• Current Assignee: Mastercard Mobile Transactions Solutions, Inc. (MasterCard Incorporated)
• Original Assignee: Mastercard Mobile Transactions Solutions, Inc. (MasterCard Incorporated)
• Inventors: Pitroda, Satyan G., Desai, Mehul
• Primary Examiner(s): Coppola, Jacob C.
• Application Number:
  US14/983,940
• Publication Number:
  US 20160119332A1
• Time in Patent Office: 1,042 Days
• CPC Class Codes: G06F 21/606 by securing the transmission between two devices or processes
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/045 using payment protocols involving tickets
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/145 Payments according to the detected use or quantity
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/3226 Use of secure elements separate from M-devices
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/38215 Use of certificates or encrypted proofs of transaction rights
• CPC Class Codes: G06Q 20/3829 involving key management
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 20/40 : Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4014 : Identity check for transactions
• CPC Class Codes: G06Q 20/42 : Confirmation, e.g. check or permission by the legal debtor of payment
• CPC Class Codes: G06Q 2220/00 : Business processing using cryptography postage metering system using cryptography G06Q2250/05
• CPC Class Codes: G06Q 30/06 : Buying, selling or leasing transactions
• CPC Class Codes: G16H 10/60 : for patient-specific data, e.g. for electronic patient records
• CPC Class Codes: G16Z 99/00 : Subject matter not provided for in other main groups of this subclass
• CPC Class Codes: H04L 63/0428 : wherein the data content is protected, e.g. by encrypting or encapsulating the payload
• CPC Class Codes: H04L 63/06 : for supporting key management in a packet data network cryptographic mechanisms or cryptographic arrangements for key management H04L9/08
• CPC Class Codes: H04L 63/08 : for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/0838 : using one-time-passwords

Abstract

Ensuring security of electronic transactions between a user and a ticketing service provider involves establishing trust between a user and a transaction service provider, authenticating an electronic transaction facility of the user, establishing a secure communication channel between the user and the ticketing service provider, and registering the user with the ticketing service provider over the secure communications channel.

Claims

1. A method of accessing ticketing services of a service provider via a secure transaction channel, comprising:

issuing with a transaction server a first one-time activation code (OTAC) to a user of an electronic transaction facility;

receiving with the transaction server a message comprising a plurality of keys generated by the electronic transaction facility and the first OTAC, wherein the first OTAC is entered by the user into the electronic transaction facility during an electronic transaction facility registration process;

authenticating the electronic transaction facility and associating the electronic transaction facility with the user based on the received message;

updating with the transaction server the electronic transaction facility with credentials of a ticketing service provider and forwarding credentials of the electronic transaction facility to the ticketing service provider, thereby providing secure communication directly between the user via the electronic transaction facility and the ticketing service provider; and

authenticating with the ticketing service provider the user of the electronic transaction facility to access ticketing services of the ticketing service provider via the secure communication directly with the ticketing service provider, wherein the user is authenticated by verifying a second OTAC sent to the user from the ticketing service provider and then received directly from the electronic transaction facility after being encrypted by the electronic transaction facility using the credentials of the ticketing service provider.

2. The method of claim 1, wherein a ticketing service of the service provider comprises issuing an electronic replica of a ticket for use by a user of the electronic transaction facility.

3. The method of claim 1, wherein a ticketing service of the service provider comprises at least one of ticket-related financial transactions, reservation requests, purchases, reservation changes, travel itinerary tracking and revisions, and scheduling.

4. The method of claim 1, wherein a ticketing service of the service provider facilitates access to an electronic ticket for at least one of:

traveling on a train, bus, airplane, boat, or other transportation medium, as well as tickets to a movie, a theater performance, a sporting event, a concert, a trade show, and a conference.

5. A secure ticketing service provider-to-user transaction channel, comprising:

an electronic transaction facility executing on at least one processor;

a ticketing service provider server configured to provide a first one-time activation code (OTAC) to a user of the electronic transaction facility; and

a transaction server configured to;

issue a second OTAC to a user of the electronic transaction facility;

receive a message comprising a plurality of keys generated by the electronic transaction facility, the message further comprising the second OTAC that is entered by the user into the electronic transaction facility during an electronic transaction facility registration process;

authenticate the electronic transaction facility during an electronic transaction facility registration process based on the second OTAC received in the message;

associate the electronic transaction facility with the user during the registration process based on the received message;

update the electronic transaction facility with credentials of the ticketing service provider and forward credentials of the electronic transaction facility to the ticketing service provider, thereby providing secure communication directly between the user via the electronic transaction facility and the ticketing service provider;

wherein the ticketing service provider server is further configured to authenticate the user of the electronic transaction facility by verifying the first OTAC received directly from the electronic transaction facility where the first OTAC is encrypted using the credentials of the ticketing service provider.