Communication system and method for using human telematic data to provide a hazard alarm/notification message to a user in a dynamic environment such as during operation of a vehicle

• US 10,127,737 B1
• Filed: 10/06/2014
• Issued: 11/13/2018
• Est. Priority Date: 10/06/2014
• Status: Active Grant

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Manzella, Matthew James, Ismaili, Alinawaz
• Primary Examiner(s): Bee, Andrew
• Application Number:
  US14/507,739
• Time in Patent Office: 1,499 Days
• CPC Class Codes: A61B 5/01 Measuring temperature of body parts ; Diagnostic temperature sensing, e.g. for malignant or inflamed tissue clinical contact thermometers G01K13/20
• CPC Class Codes: A61B 5/02055 Simultaneously evaluating both cardiovascular condition and temperature
• CPC Class Codes: A61B 5/021 Measuring pressure in heart or blood vessels A61B5/0205 takes precedence
• CPC Class Codes: A61B 5/024 Detecting, measuring or recording pulse rate or heart rate A61B5/0205, A61B5/021 take precedence
• CPC Class Codes: A61B 5/14535 for measuring haematocrit
• CPC Class Codes: A61B 5/18 for vehicle drivers or machine operators
• CPC Class Codes: B60W 2040/0827 due to sleepiness
• CPC Class Codes: B60W 2040/0836 due to alcohol
• CPC Class Codes: B60W 2040/0872 Driver physiology
• CPC Class Codes: B60W 40/08 related to drivers or passengers
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/0816 Indicating performance data, e.g. occurrence of a malfunction
• CPC Class Codes: G08B 21/02 Alarms for ensuring the safety of persons
• CPC Class Codes: G08B 21/06 indicating a condition of sleep, e.g. anti-dozing alarms

Abstract

Systems and methods are disclosed herein for providing near real time communication, such as a warning/notification, to a user based on analysis of various user and vehicle telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one vehicle telematic sensor configured to provide telematic data about the vehicle and/or surrounding environment. The various telematic data is communicated and processed to provide a notification back to the user such as a potential safety hazard. The safety hazard may be based upon sensed data specific to the user, specific to the vehicle, or combinations thereof.

Claims

1. One or more tangible computer readable media storing computer readable instructions that, when executed, perform a method of providing a hazard alarm/warning to a user based upon human health telematic data and vehicle telematic data, comprising:

sensing a user health telematic data via a human wearable telematics data acquisition device worn by a user, wherein the human wearable telematics data acquisition device includes at least one sensor in physical contact with the user;

sensing a user environmental status data via an environmental data acquisition device;

accessing a historic vehicle telematic data via a vehicle data acquisition device, the historic vehicle telematic data being indicative of at least one historical attribute of the vehicle and including a safety event deployment data indicating a prior vehicle collision event;

receiving the user health telematic data via a communications interface, the user health telematic data collected by the human wearable telematics data acquisition device;

receiving the user environmental status data via the communications interface;

receiving the historic vehicle telematic data via the communications interface;

determining a hazard alarm/notification based on the received user health telematic data, the received user environmental status data, and the received historic vehicle telematic data; and

,

transmitting the hazard alarm/notification to the user via a mobile device.

2. The computer readable media of claim 1, wherein the step of receiving user health telematic data includes data about at least one of a body mass index, blood pressure, respiratory rate, heart rate, perspiration, body temperature, blood sugar level, brain function (EEG), vacillations in blood sugar level, hours of sleep, physical activity rate and duration, water consumption, food consumption, alcohol consumption, amount of sunlight exposure, and/or exposure to any variety of air or water pollutants data.

3. The computer readable media of claim 2, wherein the health telematic data indicates the user is in an unsafe condition.

4. The computer readable media of claim 3, wherein the unsafe condition detected with the user'"'"'s health is related to user telematic data about at least one of a body mass index, blood pressure, respiratory rate, heart rate, perspiration, body temperature, blood sugar level, brain function (EEG), vacillations in blood sugar level, hours of sleep, physical activity rate and duration, water consumption, food consumption, alcohol consumption, amount of sunlight exposure, and/or exposure to any variety of air or water pollutants data.

5. The computer readable media of claim 1, wherein the step of receiving historic vehicle telematic data includes receiving historic vehicle telematic data of at least one of a vehicle malfunction history, vehicle maintenance history, location of vehicle use, distance traveled, location of the vehicle, condition of the vehicle, and prior use of vehicle.

6. The computer readable media of claim 5, wherein the historic vehicle telematic data indicates the user is in or near an unsafe environment or location.

7. The system of claim 1, wherein the development of a hazard alarm/notification further includes using telematic data from prior telematic data monitoring.

8. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of airbag use.

9. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of safety deployment event data.

10. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of vehicle diagnosis data.

11. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of the vehicle'"'"'s prior use.

12. The system of claim 1, further comprising, sensing a current vehicle telematic data wherein the current vehicle telematic data is indicative of at least one current vehicle telematic attribute of the vehicle.

14. The system of claim 12, wherein the development of a hazard alarm/notification is also based on analysis of current vehicle telematic data.

13. The system of 12, wherein the current vehicle telematic data is at least one of a vehicle speed, vehicle location, vehicle drive time, and vehicle condition.

15. A method of providing a human telematic based hazard alarm/notification to a user based upon human telematic data and vehicle telematic data, comprising:

providing a first sensor in physical contact with the user, the first sensor being part of a human wearable device configured to sense a human telematic health data, the first sensor providing a first sensor data indicative of measured at least one user health telematic data;

providing a second sensor, in communication with a vehicle being operated by the user, the second sensor outputting a second sensor data indicative of a measured at least one historic vehicle telematic data, the historic vehicle telematic data being indicative of at least one historical attribute of the vehicle and including a safety event deployment data indicating a prior vehicle collision event;

providing a third sensor, the third sensor being configured to sense a user environmental data, the third sensor providing a third sensor data indicative of a measured at least one user environmental data;

providing a computing unit, in communication with the first sensor, the second sensor, and the third sensor, the computing unit storing program instructions for execution by the computing unit to;

receiving the first sensor data, the second sensor data, and the third sensor data;

calculating a risk level associated with the first sensor data, the second sensor data, and the third sensor data; and

,

providing a hazard alarm/notification feedback signal indicative of the risk level of first sensor data, the second sensor data, and the third sensor data to the user via a mobile device.

16. The method of claim 15, further comprising transmitting, by the communications interface, the hazard alarm/notification to a first responder, such as, a policeman, a fireman, or a paramedic.

17. The method of claim 15, wherein the user health telematic data is user telematic data about at least one of a body mass index, blood pressure, respiratory rate, heart rate, perspiration, body temperature, blood sugar level, brain function (EEG), vacillations in blood sugar level, hours of sleep, physical activity rate and duration, water consumption, food consumption, alcohol consumption, amount of sunlight exposure, and/or exposure to any variety of air or water pollutants data.

18. The method of claim 15, wherein the historic vehicle telematic data include at least one of a historic vehicle purchase price, vehicle malfunction history, vehicle maintenance history, location of vehicle use, condition of the vehicle, and prior use of vehicle.