Analyzing facial recognition data and social network data for user authentication
First Claim
1. A computer-implemented method for calculating a risk score for a user or entity associated with the user, the method comprising:
- a. calculating, by a facial evaluation system operatively associated with an electronic processor, a liveliness check score in response to analysis of image data associated with at least one anatomical change associated with an interaction between the user and a facial recognition application;
b. calculating, by the facial evaluation system, a facial confirmation score by;
i. generating a facial vector map based on image data associated with the user,ii. collecting data derived from at least one access device associated with the user or at least one identity input associated with the user, andiii. comparing at least a portion of the facial vector map data, the access device data, or the identity input data against at least a portion of image data stored in at least one database;
c. calculating, by the facial evaluation system, an authorization score for the user in response to the calculated liveliness check score and the calculated facial confirmation score;
d. calculating, by a risk evaluation system operatively associated with an electronic processor, a user score in response to at least a portion of profile data associated with at least one web-based or online environment associated with a user account of the user;
e. combining the calculated user score, the calculated liveliness check score, and the calculated facial confirmation score to generate an overall risk score for the user or the entity associated with the user;
f. determining if the authorization score is sufficient to authenticate the user;
g. one of combining or replacing the authorization score with the overall risk score if the authorization score is determined to be insufficient to authenticate the user; and
h. transmitting at least one of the authorization score, the combined authorization score and overall risk score, or the overall risk score.
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Accused Products
Abstract
Tools, strategies, and techniques are provided for evaluating the identities of different entities to protect business enterprises, consumers, and other entities from fraud by combining biometric activity data with facial recognition data for end users. Risks associated with various entities can be analyzed and assessed based on a combination of user liveliness check data, facial image data, social network data, and/or professional network data, among other data sources. In various embodiments, the risk assessment may include calculating an authorization score or authenticity score based on different portions or combinations of the collected and processed data.
52 Citations
28 Claims
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1. A computer-implemented method for calculating a risk score for a user or entity associated with the user, the method comprising:
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a. calculating, by a facial evaluation system operatively associated with an electronic processor, a liveliness check score in response to analysis of image data associated with at least one anatomical change associated with an interaction between the user and a facial recognition application; b. calculating, by the facial evaluation system, a facial confirmation score by; i. generating a facial vector map based on image data associated with the user, ii. collecting data derived from at least one access device associated with the user or at least one identity input associated with the user, and iii. comparing at least a portion of the facial vector map data, the access device data, or the identity input data against at least a portion of image data stored in at least one database; c. calculating, by the facial evaluation system, an authorization score for the user in response to the calculated liveliness check score and the calculated facial confirmation score; d. calculating, by a risk evaluation system operatively associated with an electronic processor, a user score in response to at least a portion of profile data associated with at least one web-based or online environment associated with a user account of the user; e. combining the calculated user score, the calculated liveliness check score, and the calculated facial confirmation score to generate an overall risk score for the user or the entity associated with the user; f. determining if the authorization score is sufficient to authenticate the user; g. one of combining or replacing the authorization score with the overall risk score if the authorization score is determined to be insufficient to authenticate the user; and h. transmitting at least one of the authorization score, the combined authorization score and overall risk score, or the overall risk score. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 21, 22, 24, 25, 26, 27, 28)
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18. A computer system for calculating a risk score for a user or entity associated with the user, the system comprising one or more electronic processors;
- and a non-transitory computer readable medium comprising instructions operable, when executed by said one or more electronic processors, to cause said system to perform;
i. calculating a liveliness check score in response to analysis of image data associated with at least one anatomical change associated with an interaction between the user and a facial recognition application; ii. calculating a facial confirmation score by; 1) generating a facial vector map based on image data associated with the user, 2) collecting data derived from at least one access device associated with the user or at least one identity input associated with the user, and 3) comparing at least a portion of the facial vector map data the access device data or the identity input data against at least a portion of image data stored in at least one database; iii. calculating an authorization score for the user in response to the calculated liveliness check score and the calculated facial confirmation score; iv. calculating a user score in response to at least a portion of profile data associated with at least one web-based or online environment associated with a user account of the user; v. combining the calculated user score, the calculated liveliness check score, and the calculated facial confirmation score to generate an overall risk score for the user or the entity associated with the user; vi. determining whether the authorization score is sufficient to authenticate the user; vii. one of combining or replacing the authorization score with the overall risk score if the authorization score is determined to be insufficient to authenticate the user; and viii. transmitting at least one of the authorization score, the combined authorization score and overall risk score, or the overall risk score. - View Dependent Claims (19, 23)
- and a non-transitory computer readable medium comprising instructions operable, when executed by said one or more electronic processors, to cause said system to perform;
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20. A non-transitory computer-readable medium including instructions for directing an electronic processor of a computer system to perform a method for calculating a risk score for a user or entity associated with the user, the medium comprising:
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a) instructions for calculating a liveliness check score in response to analysis of image data associated with at least one anatomical change associated with an interaction between the user and a facial recognition application; b) instructions for calculating a facial confirmation score by i. generating a facial vector map based on image data associated with the user, ii. collecting data derived from at least one access device associated with the user or at least one identity input associated with the user, and iii. comparing at least a portion of the facial vector map data, the access device data, or the identity input data against at least a portion of image data stored in at least one database; c) instructions for calculating an authorization score for the user in response to the calculated liveliness check score and the calculated facial confirmation score, d) instructions for calculating a user score in response to at least a portion of profile data associated with at least one web-based or online environment associated with a user account of the user; e) instructions for combining the calculated user score, the calculated liveliness check score, and the calculated facial confirmation score to generate an overall risk score for the user or the entity associated with the user; f) instructions for determining whether the authorization score is sufficient to authenticate the user; g) instructions for one of combining or replacing the authorization score with the overall risk score if the authorization score is determined to be insufficient to authenticate the user; and h) instructions for transmitting at least one of the authorization score, the combined authorization score and overall risk score, or the overall risk score.
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Specification