Method and apparatus for secure access payment and identification

  • US 10,163,103 B2
  • Filed: 07/31/2015
  • Issued: 12/25/2018
  • Est. Priority Date: 02/21/2006
  • Status: Active Grant
First Claim
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1. A system for authenticating a user for enabling a transaction, the system comprising:

  • a first device including;

    a first processor, the first processor programmed to authenticate a user of the first device based on secret information known to the user of the first device and to generate first authentication information and also configured to receive first biometric information of the user of the first device from a biometric sensor and to retrieve information corresponding to previously stored second biometric information of the user of the first device;

    a first wireless transceiver coupled to the first processor and programmed to transmit a first wireless signal; and

    the biometric sensor configured to capture the first biometric information of the user of the first device; and

    wherein the first processor is programmed to generate the first wireless signal including two or more of the first authentication information, at least a portion of at least one of the first biometric information and the second biometric information, and a time varying value subsequent to generation of the first authentication information, to provide the first wireless signal for processing by a second device; and

    wherein the first processor is configured to receive an enablement signal indicating an approved transaction from the second device, wherein the enablement signal provided from the second device is based on one of the second device retrieving biometric information associated with the user of the first device from stored biometric information of a plurality of first users stored in a second memory of the second device and generating an indication of biometric authentication or the second device receiving the indication of biometric authentication associated with the user of the first device, and wherein the second device is also configured to use at least a portion of the first wireless signal with the indication of biometric authentication of the user of the first device to complete processing of the transaction, wherein processing of the transaction includes authentication of an identity of the user of the first device to enable the transaction.

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