System for dynamically managing resource connectivity

• US 10,164,855 B2
• Filed: 02/15/2017
• Issued: 12/25/2018
• Est. Priority Date: 02/15/2017
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Dravneek, Victoria L., Dintenfass, Katherine, Kerr, Robert S., Karmelek, Jason Christian
• Primary Examiner(s): Wasel, Mohamed A
• Application Number:
  US15/433,818
• Publication Number:
  US 20180234317A1
• Time in Patent Office: 678 Days
• CPC Class Codes: H04L 41/0806 for initial configuration or provisioning, e.g. plug-and-play
• CPC Class Codes: H04L 43/045 for graphical visualisation of monitoring data
• CPC Class Codes: H04L 43/0876 Network utilisation, e.g. volume of load or congestion level
• CPC Class Codes: H04L 47/82 Miscellaneous aspects
• CPC Class Codes: H04L 47/83 based on usage prediction

Abstract

A system may be configured for: identifying a plurality of resource deficiencies associated with a first plurality of users; constructing a resource deficiency object repository comprising a plurality of resource deficiency objects associated with the plurality of resource deficiencies; determining a resource provisioning capability associated with the second user; constructing a resource provisioning object associated with the resource provisioning capability of the second user; determining that the resource provisioning capability associated with the second user matches a first resource deficiency associated with the first user; establishing, automatically, a resource connection between the first resource deficiency object and the resource provisioning object and initiating transfer of resources corresponding to the resource provisioning capability associated with the second user to the first user.

Claims

1. A computerized system for dynamically managing resource connectivity, comprising:

a communication device in communication with a plurality of user devices of a plurality of users over a network, the plurality of user devices comprising a first user device of a first user and a second user device of a second user;

a processor;

a memory; and

a resource management module stored in the memory, executable by the processor and configured for;

identifying a plurality of resource deficiencies associated with a first plurality of users of the plurality of users, wherein each resource deficiency of the plurality of resource deficiencies is associated with a resource deficiency parameter;

constructing a resource deficiency object repository comprising a plurality of resource deficiency objects associated with the plurality of resource deficiencies, wherein constructing the resource deficiency object repository comprises;

constructing for each of the plurality of resource deficiencies, a resource deficiency object based on at least the resource deficiency parameter, wherein the resource deficiency object is configured for selection within the resource deficiency object repository based on the resource deficiency parameter;

determining a resource provisioning capability associated with the second user, wherein the resource provisioning capability of the second user is associated with a resource provisioning parameter;

constructing a resource provisioning object associated with the resource provisioning capability of the second user based on at least the resource provisioning parameter;

parsing the resource deficiency object repository to identify a first resource deficiency object of the plurality of resource deficiency objects having a first resource deficiency parameter that corresponds to the resource provisioning parameter, wherein the first resource deficiency object is associated with a first resource deficiency of the first user, the first plurality of users comprising the first user;

determining that the resource provisioning capability associated with the second user matches the first resource deficiency associated with the first user, based on identifying that the first resource deficiency parameter corresponds to the resource provisioning parameter;

based on determining that the resource provisioning capability associated with the second user matches a first resource deficiency of the first user, establishing, automatically, a resource connection between the first resource deficiency object and the resource provisioning object, comprising appending the first resource deficiency object with the resource provisioning object, wherein establishing the resource connection further comprises notifying the first user, via the first user device of the first user, regarding the resource connection;

receiving an indication from the first user, via the first user device, accepting the resource connection; and

initiating transfer of resources corresponding to the resource provisioning capability associated with the second user to the first user.

2. The computerized system according to claim 1, wherein the resource management module is configured for:

establishing a secure communication channel with a client application stored on the first user device of the first user; and

transmitting, over the secure communication channel, a first command to the client application, wherein the first command is configured to cause the client application to present a first interface on the first user device, wherein the first interface comprises a first graphical element associated with the first resource deficiency object on the first interface.

3. The computerized system according to claim 2, wherein establishing the resource connection further comprises:

transmitting, over the secure communication channel, a second command to the client application, wherein the second command is configured to cause the client application to present an augmented interface on the first user device, wherein the augmented interface comprises the first graphical element augmented with a second graphical element associated with the resource provisioning object, wherein the second graphical element comprises a presentation of the resource provisioning parameter on the first interface;

wherein receiving an indication from the first user accepting the resource connection comprises monitoring action of user within the client application, in real-time, over the secure communication channel, to identify a selection of the second graphical element by the user within the client application.

4. The computerized system according to claim 1, wherein the resource management module is configured for:

establishing a secure communication channel with a client application stored on the first user device of the first user;

transmitting, over the secure communication channel, a command to the client application, wherein the command is configured to cause the client application to present a first interface on the first user device, wherein the first user interface comprises a graphical element associated with the resource provisioning object comprising the resource provisioning parameter and the resource connection;

receiving, over the secure communication channel, a feedback input from the first user;

modifying the resource provisioning object associated with the resource provisioning capability of the second user by augmenting the resource provisioning object with the feedback input from the first user.

5. The computerized system according to claim 1, wherein the resource management module is configured for:

determining a second resource provisioning capability associated with the second user, wherein the second resource provisioning capability of the second user is associated with a second resource provisioning parameter;

modifying the resource provisioning object associated with the resource provisioning capability of the second user by augmenting the resource provisioning object with the second resource provisioning parameter.

6. The computerized system according to claim 1, wherein the resource management module is configured for:

monitoring, in real-time, over a secure communication channel, actions of the first user within a client application;

based on monitoring the actions of the first user within the client application, predicting the first resource deficiency of the first user; and

in response to predicting the first resource deficiency, transmitting, over the secure communication channel, a command to the client application, wherein the command is configured to cause the client application to display an interface for constructing the first resource deficiency object associated with the first resource deficiency.

7. The computerized system according to claim 6, wherein monitoring the actions of the first user within the client application comprises tracking the first user'"'"'s mouse cursor position, touchscreen inputs, key strokes, or time accessing a particular interface of the client application.

8. The computerized system according to claim 1, wherein the resource provisioning capability of the second user is determined based on one or more past resource provisioning objects associated with the second user.

9. The computerized system according to claim 1, wherein the resource provisioning capability of the second user is determined based on receiving an input from the second user regarding the resource provisioning capability.

10. The computerized system according to claim 1, wherein the resource management module is configured for constructing a resource provisioning object repository comprising a plurality of resource provisioning objects associated with a plurality of resource provisioning capabilities, wherein the plurality of resource provisioning objects comprises the resource provisioning object associated with associated with the resource provisioning capability of the second user.

11. A computer program product for dynamically managing resource connectivity, comprising a non-transitory computer-readable storage medium having computer-executable instructions for:

identifying a plurality of resource deficiencies associated with a first plurality of users, wherein each resource deficiency of the plurality of resource deficiencies is associated with a resource deficiency parameter;

constructing a resource deficiency object repository comprising a plurality of resource deficiency objects associated with the plurality of resource deficiencies, wherein constructing the resource deficiency object repository comprises;

constructing for each of the plurality of resource deficiencies, a resource deficiency object based on at least the resource deficiency parameter, wherein the resource deficiency object is configured for selection within the resource deficiency object repository based on the resource deficiency parameter;

determining a resource provisioning capability associated with a second user, wherein the resource provisioning capability of the second user is associated with a resource provisioning parameter;

constructing a resource provisioning object associated with the resource provisioning capability of the second user based on at least the resource provisioning parameter;

parsing the resource deficiency object repository to identify a first resource deficiency object of the plurality of resource deficiency objects having a first resource deficiency parameter that corresponds to the resource provisioning parameter, wherein the first resource deficiency object is associated with a first resource deficiency of a first user, the first plurality of users comprising the first user;

determining that the resource provisioning capability associated with the second user matches the first resource deficiency associated with the first user, based on identifying that the first resource deficiency parameter corresponds to the resource provisioning parameter;

based on determining that the resource provisioning capability associated with the second user matches a first resource deficiency of the first user, establishing, automatically, a resource connection between the first resource deficiency object and the resource provisioning object, comprising appending the first resource deficiency object with the resource provisioning object, wherein establishing the resource connection further comprises notifying the first user, via a first user device of the first user, regarding the resource connection;

receiving an indication from the first user, via the first user device, accepting the resource connection; and

initiating transfer of resources corresponding to the resource provisioning capability associated with the second user to the first user.

12. The computer program product according to claim 11, wherein the non-transitory computer-readable storage medium has computer-executable instructions for:

establishing a secure communication channel with a client application stored on the first user device of the first user; and

transmitting, over the secure communication channel, a first command to the client application, wherein the first command is configured to cause the client application to present a first interface on the first user device, wherein the first interface comprises a first graphical element associated with the first resource deficiency object on the first interface.

13. The computer program product according to claim 12, wherein establishing the resource connection further comprises:

transmitting, over the secure communication channel, a second command to the client application, wherein the second command is configured to cause the client application to present an augmented interface on the first user device, wherein the augmented interface comprises the first graphical element augmented with a second graphical element associated with the resource provisioning object, wherein the second graphical element comprises a presentation of the resource provisioning parameter on the first interface;

wherein receiving an indication from the first user accepting the resource connection comprises monitoring action of user within the client application, in real-time, over the secure communication channel, to identify a selection of the second graphical element by the user within the client application.

14. The computer program product according to claim 11, wherein the non-transitory computer-readable storage medium has computer-executable instructions for:

establishing a secure communication channel with a client application stored on the first user device of the first user;

transmitting, over the secure communication channel, a command to the client application, wherein the command is configured to cause the client application to present a first interface on the first user device, wherein the first user interface comprises a graphical element associated with the resource provisioning object comprising the resource provisioning parameter and the resource connection;

receiving, over the secure communication channel, a feedback input from the first user;

modifying the resource provisioning object associated with the resource provisioning capability of the second user by augmenting the resource provisioning object with the feedback input from the first user.

15. The computer program product according to claim 11, wherein the non-transitory computer-readable storage medium has computer-executable instructions for:

determining a second resource provisioning capability associated with the second user, wherein the second resource provisioning capability of the second user is associated with a second resource provisioning parameter;

modifying the resource provisioning object associated with the resource provisioning capability of the second user by augmenting the resource provisioning object with the second resource provisioning parameter.

16. The computer program product according to claim 11, wherein the non-transitory computer-readable storage medium has computer-executable instructions for:

monitoring, in real-time, over a secure communication channel, actions of the first user within a client application;

based on monitoring the actions of the first user within the client application, predicting the first resource deficiency of the first user; and

in response to predicting the first resource deficiency, transmitting, over the secure communication channel, a command to the client application, wherein the command is configured to cause the client application to display an interface for constructing the first resource deficiency object associated with the first resource deficiency.

17. The computer program product according to claim 16, wherein monitoring the actions of the first user within the client application comprises tracking the first user'"'"'s mouse cursor position, touchscreen inputs, key strokes, or time accessing a particular interface of the client application.

18. A computerized method of identifying and redistributing complementary resources for dynamically managing resource connectivity, comprising:

identifying a plurality of resource deficiencies associated with a first plurality of users, wherein each resource deficiency of the plurality of resource deficiencies is associated with a resource deficiency parameter;

constructing a resource deficiency object repository comprising a plurality of resource deficiency objects associated with the plurality of resource deficiencies, wherein constructing the resource deficiency object repository comprises;

constructing for each of the plurality of resource deficiencies, a resource deficiency object based on at least the resource deficiency parameter, wherein the resource deficiency object is configured for selection within the resource deficiency object repository based on the resource deficiency parameter;

determining a resource provisioning capability associated with a second user, wherein the resource provisioning capability of the second user is associated with a resource provisioning parameter;

constructing a resource provisioning object associated with the resource provisioning capability of the second user based on at least the resource provisioning parameter;

parsing the resource deficiency object repository to identify a first resource deficiency object of the plurality of resource deficiency objects having a first resource deficiency parameter that corresponds to the resource provisioning parameter, wherein the first resource deficiency object is associated with a first resource deficiency of a first user, the first plurality of users comprising the first user;

determining that the resource provisioning capability associated with the second user matches the first resource deficiency associated with the first user, based on identifying that the first resource deficiency parameter corresponds to the resource provisioning parameter;

based on determining that the resource provisioning capability associated with the second user matches a first resource deficiency of the first user, establishing, automatically, a resource connection between the first resource deficiency object and the resource provisioning object, comprising appending the first resource deficiency object with the resource provisioning object, wherein establishing the resource connection further comprises notifying the first user, via a first user device of the first user, regarding the resource connection;

receiving an indication from the first user, via the first user device, accepting the resource connection; and

initiating transfer of resources corresponding to the resource provisioning capability associated with the second user to the first user.

19. The method according to claim 18, comprising:

establishing a secure communication channel with a client application stored on the first user device of the first user; and

transmitting, over the secure communication channel, a first command to the client application, wherein the first command is configured to cause the client application to present a first interface on the first user device, wherein the first interface comprises a first graphical element associated with the first resource deficiency object on the first interface.

20. The method according to claim 19, wherein establishing the resource connection further comprises:

transmitting, over the secure communication channel, a second command to the client application, wherein the second command is configured to cause the client application to present an augmented interface on the first user device, wherein the augmented interface comprises the first graphical element augmented with a second graphical element associated with the resource provisioning object, wherein the second graphical element comprises a presentation of the resource provisioning parameter on the first interface;

wherein receiving an indication from the first user accepting the resource connection comprises monitoring action of user within the client application, in real-time, over the secure communication channel, to identify a selection of the second graphical element by the user within the client application.