Autonomous feature use monitoring and telematics

  • US 10,185,999 B1
  • Filed: 12/22/2015
  • Issued: 01/22/2019
  • Est. Priority Date: 05/20/2014
  • Status: Active Grant
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First Claim
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1. A computer-implemented method for monitoring use of a vehicle having one or more autonomous operation features, comprising:

  • collecting, from one or more sensors of a mobile computing device within the vehicle, sensor data regarding operation of the vehicle;

    determining, by the mobile computing device, telematics data regarding operation of the vehicle based upon the collected sensor data, wherein the telematics data includes data regarding one or more of the following regarding the vehicle;

    acceleration, braking, speed, heading, or location;

    determining, by an on-board computer of the vehicle, feature use levels indicating usage of the one or more autonomous operation features during operation of the vehicle;

    transmitting, from the on-board computer to the mobile computing device via a short-distance radio link, the determined feature use levels;

    while at least one of the one or more autonomous operation features are operating to control at least an aspect of operation of the vehicle;

    (i) collecting, from one or more vehicle sensors of the vehicle, additional sensor data regarding operation of the vehicle, and (ii) transmitting, from the on-board computer to the mobile computing device via the short-distance radio link, the additional sensor data;

    receiving, at the mobile computing device via the short-distance radio link, the determined feature use levels and the additional sensor data from the on-board computer;

    transmitting to a remote server, via a radio link, information including the telematics data, the additional sensor data, and the feature use levels from the mobile computing device;

    receiving, at one or more processors of the remote server, the telematics data, the additional sensor data, and the feature use levels; and

    determining, by one or more processors of the remote server, a total risk level associated with operation of the vehicle based at least in part upon the received telematics data and feature use levels; and

    causing, by the one or more processors of the remote server, one or more of the following actions to be performed based upon the determined total risk level;

    adjust an insurance policy associated with the vehicle, determine a coverage level associated with the insurance policy, present information regarding the determined total risk level to a reviewer via a display of a reviewer computing device to verify the determined total risk level, or present the determination to a customer via a display of a customer computing device for review of an adjustment to the insurance policy associated with the vehicle.

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