Communication system and method for using human telematic data to provide a hazard alarm/notification message to a user in a dynamic environment such as during operation of a vehicle

• US 10,210,678 B1
• Filed: 10/06/2014
• Issued: 02/19/2019
• Est. Priority Date: 10/06/2014
• Status: Active Grant

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Manzella, Matthew James, Ismaili, Alinawaz
• Primary Examiner(s): Bee, Andrew W
• Application Number:
  US14/507,802
• Time in Patent Office: 1,597 Days
• CPC Class Codes: A61B 5/01 Measuring temperature of body parts ; Diagnostic temperature sensing, e.g. for malignant or inflamed tissue clinical contact thermometers G01K13/20
• CPC Class Codes: A61B 5/021 Measuring pressure in heart or blood vessels A61B5/0205 takes precedence
• CPC Class Codes: A61B 5/024 Detecting, measuring or recording pulse rate or heart rate A61B5/0205, A61B5/021 take precedence
• CPC Class Codes: A61B 5/14535 for measuring haematocrit
• CPC Class Codes: B60W 2040/0827 due to sleepiness
• CPC Class Codes: B60W 2040/0836 due to alcohol
• CPC Class Codes: B60W 2040/0872 Driver physiology
• CPC Class Codes: B60W 40/08 related to drivers or passengers
• CPC Class Codes: B60W 40/09 Driving style or behaviour
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/0816 Indicating performance data, e.g. occurrence of a malfunction
• CPC Class Codes: G07C 5/085 using electronic data carriers
• CPC Class Codes: G08B 21/02 Alarms for ensuring the safety of persons
• CPC Class Codes: G08B 21/0211 Combination with medical sensor, e.g. for measuring heart rate, temperature
• CPC Class Codes: G08B 21/06 indicating a condition of sleep, e.g. anti-dozing alarms
• CPC Class Codes: G08B 25/00 Alarm systems in which the location of the alarm condition is signalled to a central station, e.g. fire or police telegraphic systems
• CPC Class Codes: G08B 31/00 Predictive alarm systems characterised by extrapolation or other computation using updated historic data

Abstract

Systems and methods are disclosed herein for providing near real time communication, such as a warning/notification, to a user based on analysis of various user and vehicle telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one vehicle telematic sensor configured to provide telematic data about the vehicle and/or surrounding environment. The various telematic data is communicated and processed to provide a notification back to the user such as a potential safety hazard. The safety hazard may be based upon sensed data specific to the user, specific to the vehicle, or combinations thereof.

Claims

1. A system for processing vehicle operator status data and vehicle data related to determination of a hazard alarm/notification for a user, the system comprising:

a communications interface configured to;

receive user health telematic data collected by a user health telematics data acquisition device, wherein the user health telematics data acquisition device is configured to collect user health telematic data via at least one telematic sensor worn by the user wherein the sensor has direct physical contact with the user, the user health telematic data being indicative of the user health status while operating a vehicle;

accessing a historic vehicle telematic data collected by a vehicle telematic data acquisition device, wherein the vehicle telematic data acquisition device is configured to collect telematic data of the vehicle, the historic vehicle telematic data indicative of at least one historical attribute of the vehicle including a safety event deployment data indicating a prior vehicle collision event;

receive environmental telematic data collected by an environmental telematic data acquisition device, the environmental telematic data being indicative of an environmental status around the user;

provide the user health telematic, the historic vehicle telematic data, and the environmental telematic data to a business logic processor for the development of a hazard alarm/notification based on at least one of the received user health telematic data, historic vehicle telematic data, or environmental telematic data; and

,

transmit the hazard alarm/notification to the user via a mobile device.

2. The system of claim 1, wherein the user health telematic data collected by a telematic data acquisition device contains telematic data about at least one of a body mass index, blood pressure, respiratory rate, heart rate, perspiration, body temperature, blood sugar level, vacillations in blood sugar level, hours of sleep, physical activity rate and duration, water consumption, food consumption, alcohol consumption, amount of sunlight exposure, and/or exposure to any variety of air or water pollutants data.

3. The system of claim 2, wherein health telematic data indicates an unsafe condition for the user.

4. The system of claim 1, wherein the historic telematic data includes historic telematic data that is at least one of a vehicle purchase price, vehicle malfunction history, vehicle maintenance history, location of vehicle use, distance traveled, condition of the vehicle, and prior use of vehicle.

5. The system of claim 4, wherein historic telematic data indicates an unsafe condition for the user.

6. The system of claim 1, further comprising transmitting the hazard alarm/notification to a first responder, such as, a policeman, a fireman, or a paramedic.

7. The system of claim 1, wherein the environmental telematic data includes data indicative of a sensed quality or presence of at least one of an oxygen content level, carbon monoxide content level, methane content level, pollution content level, or radiation content level.

8. The system of claim 1, wherein the development of a hazard alarm/notification further includes using telematic data from prior telematic data monitoring.

9. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of airbag data.

10. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of safety deployment event data involving airbag deployment.

11. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of vehicle diagnosis data.

12. The system of claim 1, wherein accessing the historic vehicle telematic data includes accessing history of the vehicle'"'"'s prior use.

13. The system of claim 1, further comprising, sensing a current vehicle telematic data wherein the current vehicle telematic data is indicative of at least one current vehicle telematic attribute of the vehicle.

15. The system of claim 13, wherein the development of a hazard alarm/notification is also based on analysis of current vehicle telematic data.

14. The system of 13, wherein the current vehicle telematic data is at least one of a vehicle speed, vehicle location, vehicle drive time, and vehicle condition.