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Secure digital communications

  • US 10,326,601 B1
  • Filed: 04/26/2018
  • Issued: 06/18/2019
  • Est. Priority Date: 09/13/2016
  • Status: Active Grant
First Claim
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1. A method for secure mobile wallet communications, the method comprising:

  • using one or more processors;

    determining an address of a public key server (PKS) of a first mobile wallet domain;

    obtaining a public key of a first mobile wallet application associated with the first mobile wallet domain from the PKS;

    sending the public key to a second mobile wallet application;

    receiving from the second mobile wallet application a message at least partially encrypted with the public key and addressed to the first mobile wallet application, the message comprising a digital representation of a payment element;

    determining an IP address of a message transfer agent (MTA) of the first mobile wallet domain; and

    sending the message to the MTA of the first mobile wallet domain, the MTA of the first mobile wallet domain to forward the message to the first mobile wallet application.

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