Systems and methods for providing insurer risk data
First Claim
1. A method for providing insurer risk data, comprising:
- receiving, by a computing device, insurance data related to an insurer, the insurance data including information related to coverage provided by the insurer;
determining, by the computing device, a captured risk score from the insurance data over a dynamic time period, the captured risk score being determined by a predetermined calculation, the captured risk score being related to a risk taken by the insurer for insuring a first patient that qualifies as a high risk patient, based on first criteria, wherein the insurer is qualified for compensation for insuring the first patient, based on the captured risk score;
determining, by the computing device, a gap risk score from the insurance data, the gap risk score being determined from a proprietary calculation that is different than the predetermined calculation, the gap risk score identifying a second criteria that was not identified in the captured risk score and that qualifies the insurer for an additional compensation;
identifying a plurality of diagnostic and demographic dimensions associated with the first patient to identify a population that drives economic value associated with the gap risk score;
applying a user-defined diagnostic and demographic dimension associated with the first patient to a plurality of patients to identify the population that derives economic value associated with the gap risk score;
calculating a member-level economic consequence, based on the population and the gap risk score;
providing, by the computing device, a user interface that includes data related to the captured risk score, the gap risk score, and data related to the economic valuevia the user interface, soliciting a user input to commence a campaign comprising an intervention to reduce the gap risk score;
receiving data related to risk gap closure associated with the intervention; and
refining a risk gap targeting algorithm based at least in part on the received data related to the risk gap closure.
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Accused Products
Abstract
Included are systems and methods for providing insurer risk data. Some of the methods include receiving insurance data related to an insurer and determining a captured risk score from the insurance data, the captured risk score being determined by a predetermined calculation. Some of the methods include determining a gap risk score from the insurance data, where the gap risk score being determined from a proprietary calculation that is different than the predetermined calculation, and where the gap risk score identifying a second criteria that was not identified in the captured risk score and the qualifies the insurer for an additional compensation. Some of the methods include providing a user interface that includes data related to the captured risk score and the gap risk score.
13 Citations
20 Claims
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1. A method for providing insurer risk data, comprising:
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receiving, by a computing device, insurance data related to an insurer, the insurance data including information related to coverage provided by the insurer; determining, by the computing device, a captured risk score from the insurance data over a dynamic time period, the captured risk score being determined by a predetermined calculation, the captured risk score being related to a risk taken by the insurer for insuring a first patient that qualifies as a high risk patient, based on first criteria, wherein the insurer is qualified for compensation for insuring the first patient, based on the captured risk score; determining, by the computing device, a gap risk score from the insurance data, the gap risk score being determined from a proprietary calculation that is different than the predetermined calculation, the gap risk score identifying a second criteria that was not identified in the captured risk score and that qualifies the insurer for an additional compensation; identifying a plurality of diagnostic and demographic dimensions associated with the first patient to identify a population that drives economic value associated with the gap risk score; applying a user-defined diagnostic and demographic dimension associated with the first patient to a plurality of patients to identify the population that derives economic value associated with the gap risk score; calculating a member-level economic consequence, based on the population and the gap risk score; providing, by the computing device, a user interface that includes data related to the captured risk score, the gap risk score, and data related to the economic value via the user interface, soliciting a user input to commence a campaign comprising an intervention to reduce the gap risk score; receiving data related to risk gap closure associated with the intervention; and refining a risk gap targeting algorithm based at least in part on the received data related to the risk gap closure. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for providing insurer risk data, comprising:
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a processor; and a memory component that is coupled to the processor, the memory component storing logic that, when executed by the processor, causes the system to perform at least the following; receive insurance data related to an insurer, the insurance data including information related to coverage provided by the insurer; determine a captured risk score from the insurance data, the captured risk score being determined by a predetermined calculation, the captured risk score being related to a risk taken by the insurer for insuring a first patient that qualifies as a high risk patient, based on first criteria, wherein the insurer is to be compensated for insuring the first patient, based on the captured risk score; determine a gap risk score from the insurance data, the gap risk score being determined from a proprietary calculation that is different than the predetermined calculation, the gap risk score identifying a second criteria that was not identified in the captured risk score and that qualifies the insurer for an additional compensation; identify a plurality of diagnostic and demographic dimensions associated with the first patient to identify a population that drives economic value associated with the gap risk score; calculate a member-level economic consequence, based on the population and the gap risk score; provide a user interface that includes data related to at least one of the following;
the captured risk score, the gap risk score, and the member-level economic consequence;via the user interface, solicit a user input to commence a campaign comprising an intervention to reduce the gap risk score; receive data related to risk gap closure associated with the intervention; and refine a risk gap targeting algorithm based at least in part on the received data related to the risk gap closure. - View Dependent Claims (11, 12, 13, 14)
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15. A non-transitory computer-readable medium for providing insurer risk data that includes logic that, when executed by a processor, causes a computing device to perform at least the following:
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receive insurance data related to an insurer over a dynamic time period, the insurance data including information related to coverage provided by the insurer; determine a captured risk score from the insurance data, the captured risk score being determined by a predetermined calculation, the captured risk score being related to a risk taken by the insurer for insuring a first patient that qualifies as a high risk patient based on first criteria, wherein the insurer is to be compensated for insuring the first patient, based on the captured risk score; determine a gap risk score from the insurance data, the gap risk score being determined from a proprietary calculation that is different than the predetermined calculation, the gap risk score identifying a second criteria that was not identified in the captured risk score and that qualifies the insurer for an additional compensation; identify a plurality of diagnostic and demographic dimensions associated with the first patient to identify a population that drives economic value associated with the gap risk score; calculate a member-level economic consequence, based on the population and the gap risk score; provide a user interface that includes data related to the captured risk score and the gap risk score via the user interface, solicit a user input to commence a campaign comprising an intervention to reduce the gap risk score; receive data related to risk gap closure associated with the intervention; and refine a risk gap targeting algorithm based at least in part on the received data related to the risk gap closure. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification