Determining corrective actions based upon broadcast of telematics data

• US 10,354,461 B1
• Filed: 06/19/2018
• Issued: 07/16/2019
• Est. Priority Date: 01/20/2015
• Status: Active Grant

• Current Assignee: State Farm Mutual Automobile Insurance Company (State Farm)
• Original Assignee: State Farm Mutual Automobile Insurance Company (State Farm)
• Inventors: Hayward, Gregory L.
• Primary Examiner(s): Wong, Yuen
• Application Number:
  US16/011,789
• Time in Patent Office: 392 Days
• CPC Class Codes: B60K 35/00 Instruments specially adapted for vehicles; Arrangement of instruments in or on vehicles
• CPC Class Codes: B60Q 5/006 indicating risk of collision between vehicles or with pedestrians
• CPC Class Codes: B60W 40/10 related to vehicle motion
• CPC Class Codes: B60W 50/14 Means for informing the driver, warning the driver or prompting a driver intervention
• CPC Class Codes: G01C 21/005 with correlation of navigation data from several sources, e.g. map or contour matching G01C21/30 takes precedence
• CPC Class Codes: G01C 21/34 Route searching; Route guidance
• CPC Class Codes: G01C 21/3415 Dynamic re-routing, e.g. recalculating the route when the user deviates from calculated route or after detecting real-time traffic data or accidents
• CPC Class Codes: G01C 21/3492 employing speed data or traffic data, e.g. real-time or historical traffic control systems for road vehicles involving transmission of navigation instructions to the vehicle G08G1/0968
• CPC Class Codes: G01C 21/36 Input/output arrangements for on-board computers
• CPC Class Codes: G01C 21/3655 Timing of guidance instructions
• CPC Class Codes: G01C 21/3667 Display of a road map G01C21/3614 takes precedence; guidance using 3D or perspective road maps G01C21/3635
• CPC Class Codes: G01C 21/367 Details, e.g. road map scale, orientation, zooming, illumination, level of detail, scrolling of road map or positioning of current position marker
• CPC Class Codes: G01C 21/3691 Retrieval, searching and output of information related to real-time traffic, weather, or environmental conditions arrangements for giving variable traffic instructions G08G1/09
• CPC Class Codes: G01S 19/13 Receivers
• CPC Class Codes: G01S 19/42 Determining position
• CPC Class Codes: G01S 19/47 the supplementary measurement being an inertial measurement, e.g. tightly coupled inertial
• CPC Class Codes: G01S 19/50 whereby the position solution is constrained to lie upon a particular curve or surface, e.g. for locomotives on railway tracks
• CPC Class Codes: G01S 19/51 Relative positioning
• CPC Class Codes: G05D 1/0278 using satellite positioning signals, e.g. GPS
• CPC Class Codes: G05D 1/0285 using signals transmitted via a public communication network, e.g. GSM network
• CPC Class Codes: G05D 1/225 : operated by off-board computers
• CPC Class Codes: G05D 1/229 : Command input data, e.g. waypoints
• CPC Class Codes: G05D 1/24 : Arrangements for determining position or orientation
• CPC Class Codes: G06Q 10/047 : Optimisation of routes or paths, e.g. travelling salesman problem
• CPC Class Codes: G06Q 40/08 : Insurance
• CPC Class Codes: G07C 5/008 : communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/02 : Registering or indicating driving, working, idle, or waiting time only apparatus forming part of taximeters G07B13/00
• CPC Class Codes: G08G 1/0112 : from the vehicle, e.g. floating car data [FCD]
• CPC Class Codes: G08G 1/012 : from other sources than vehicle or roadside beacons, e.g. mobile networks
• CPC Class Codes: G08G 1/0125 : Traffic data processing
• CPC Class Codes: G08G 1/0133 : for classifying traffic situation
• CPC Class Codes: G08G 1/0141 : for traffic information dissemination
• CPC Class Codes: G08G 1/052 : with provision for determining speed or overspeed speed measuring in general G01P
• CPC Class Codes: G08G 1/091 : Traffic information broadcasting broadcasting communication H04H
• CPC Class Codes: G08G 1/093 : Data selection, e.g. prioritizing information, managing message queues, selecting the information to be output
• CPC Class Codes: G08G 1/0965 : responding to signals from another vehicle, e.g. emergency vehicle
• CPC Class Codes: G08G 1/096725 : where the received information generates an automatic action on the vehicle control
• CPC Class Codes: G08G 1/096783 : where the origin of the information is a roadside individual element
• CPC Class Codes: G08G 1/096827 : where the route is computed onboard
• CPC Class Codes: G08G 1/096844 : where the complete route is dynamically recomputed based on new data
• CPC Class Codes: G08G 1/096855 : where the output is provided in a suitable form to the driver details on I/O arrangements for onboard navigation computers G01C21/36
• CPC Class Codes: G08G 1/096883 : where input information is obtained using a mobile device, e.g. a mobile phone, a PDA
• CPC Class Codes: G08G 1/127 : to a central station ; Indicators in a central station
• CPC Class Codes: G08G 1/16 : Anti-collision systems road vehicle drive control systems for predicting or avoiding probable or impending collision otherwise than by control of a particular sub-unit B60W30/08
• CPC Class Codes: G08G 1/162 : event-triggered
• CPC Class Codes: G08G 1/166 : for active traffic, e.g. moving vehicles, pedestrians, bikes
• CPC Class Codes: G08G 7/02 : Anti-collision systems
• CPC Class Codes: H04L 65/611 : for multicast or broadcast systems for broadcast or conference H04L12/18; arrangements for broadcast or distribution combined with broadcast H04H20/00; arrangements for broadcast applications with a direct linkage to broadcast information or to broadcast space-time H04H60/00; selective distribution of broadcast services, e.g. multimedia broadcast multicast service [MBMS], H04W4/06
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/52 : specially adapted for the location of the user terminal
• CPC Class Codes: H04Q 2209/40 : using a wireless architecture
• CPC Class Codes: H04Q 9/00 : Arrangements in telecontrol or telemetry systems for selectively calling a substation from a main station, in which substation desired apparatus is selected for applying a control signal thereto or for obtaining measured values therefrom
• CPC Class Codes: H04W 4/027 : using movement velocity, acceleration information
• CPC Class Codes: H04W 4/06 : Selective distribution of broadcast services, e.g. multimedia broadcast multicast service [MBMS]; Services to user groups; One-way selective calling services
• CPC Class Codes: H04W 4/40 : for vehicles, e.g. vehicle-to-pedestrians [V2P]

Abstract

A mobile device configured to receive telematics data from another vehicle when the mobile device is traveling in a moving vehicle and take corrective action when a travel event exists may be provided. The mobile device may receive telematics data associated with an originating vehicle, analyze the telematics data, and determine or identify that a travel event associated with the originating vehicle exists and, when the travel event is determined to exist, determine whether the travel event is relevant to the moving vehicle or a route that the moving vehicle is presently traveling, and if so, direct corrective action such that safer vehicle travel for the moving vehicle is facilitated based upon the telematics data that is collected by the originating vehicle. An insurance provider may collect an insured'"'"'s usage of the vehicle safety functionality to calculate, update, and/or adjust insurance premiums, rates, discounts, points, or programs.

Claims

1. A destination computing device associated with a destination vehicle or a destination driver, comprising:

a communication unit configured to receive a telematics-related message, the telematics-related message being transmitted from an originating computing device based upon telematics data that is generated by one or more sensors of the originating computing device, the telematics data being indicative of acceleration, braking, cornering, and a location of the originating vehicle, and the telematics-related message indicates a travel event at a location of the originating computing device based upon the telematics data;

one or more processors configured to determine that the travel event is relevant to the destination vehicle when a location of the originating vehicle, as determined from the received telematics-related message, is within a threshold distance of a current location of the destination computing device, and to direct at least one corrective action when the travel event is relevant to the destination vehicle, the at least one corrective action including at least one of providing a graphical user interface (GUI) to alert the destination driver or at least one other corrective action that affects driving of the destination vehicle; and

a display configured to at least one of

(i) provide the GUI, the GUI including a screen showing

(a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and

(b) an indication of the location of the originating computing device, the indication of the location of the originating computing device including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or

(ii) present insurance policy pricing adjustment information associated with the destination driver that is based upon a destination driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.

2. The destination computing device of claim 1, wherein the telematics-related message is transmitted from the originating computing device upon the originating computing device detecting the travel event via an analysis of the telematics data.

3. The destination computing device of claim 2, wherein the travel event is detected by the originating computing device when the speed of the originating computing device, as indicated by the telematics data, is less than a posted speed limit at a location of the originating computing device.

4. The destination computing device of claim 1, wherein the communication unit is further configured to periodically listen for the telematics-related message in accordance with an initial frequency and, upon receiving the telematics-related message, to modify the initial frequency to an increased frequency.

5. The destination computing device of claim 1, wherein the telematics data includes data regarding an operation of the originating vehicle that is obtained via the originating computing device communicating with one or more vehicle sensors that are integrated as part of the originating vehicle.

6. The destination computing device of claim 1, wherein the travel event is indicative of one or more of abnormal traffic conditions, congestion, road construction, and weather conditions.

7. The destination computing device of claim 1, wherein the telematics data is indicative of one or more of Global Positioning System (GPS) speed, lane information associated with the originating vehicle, time, turning associated with the originating vehicle, battery level associated with the originating computing device, and telephone usage information associated the originating computing device.

8. A smart vehicle control system associated with a destination vehicle or a destination driver, the smart vehicle control system comprising:

a communication unit configured to receive a telematics-related message, the telematics-related message being transmitted from an originating computing device based upon telematics data that is generated by one or more sensors of the originating computing device, the telematics data being indicative of acceleration, braking, cornering, and a location of the originating vehicle, and the telematics-related message indicates a travel event at a location of the originating computing device based upon the telematics data;

a smart vehicle controller configured to determine that the travel event is relevant to the destination vehicle when a location of the originating vehicle, as determined from the received telematics-related message, is within a threshold distance of a current location of the destination computing device, and to direct at least one corrective action when the travel event is relevant to the destination vehicle, the at least one corrective action including at least one of providing a graphical user interface (GUI) to alert the destination driver or at least one other corrective action that affects driving of the destination vehicle; and

a display configured to at least one of

(i) provide the GUI, the GUI including a screen showing

(a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and

(b) an indication of the location of the originating computing device, the indication of the location of the originating computing device including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or

(ii) present insurance policy pricing adjustment information associated with the destination driver that is based upon a destination driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.

9. The smart vehicle control system of claim 8, further comprising:

a driving control system configured to direct the at least one corrective action by autonomously re-routing the destination vehicle to avoid the travel event.

11. The smart vehicle control system of claim 8, wherein the communication unit is further configured to periodically listen for the telematics-related message in accordance with an initial frequency and, upon receiving the telematics-related message, to modify the initial frequency to an increased frequency.

10. The smart vehicle control system 8, wherein the telematics-related message is transmitted upon the originating computing device detecting the travel event when the speed of the originating computing device, as indicated by the telematics data, is less than a posted speed limit at a location of the originating computing device.

12. The smart vehicle control system 8, wherein the telematics data includes data regarding an operation of the originating vehicle that is obtained via the originating computing device communicating with one or more vehicle sensors that are integrated as part of the originating vehicle.

13. The smart vehicle control system 8, wherein the travel event is indicative of one or more of abnormal traffic conditions, congestion, road construction, and weather conditions.

14. The smart vehicle control system 8, wherein the telematics data is indicative of one or more of Global Positioning System (GPS) speed, lane information associated with the originating vehicle, time, turning associated with the originating vehicle, battery level associated with the originating computing device, and telephone usage information associated the originating computing device.

15. A computer-implemented method, comprising:

receiving, via a destination computing device associated with a destination vehicle and a destination driver, a telematics-related message, the telematics-related message being transmitted from an originating computing device based upon telematics data that is generated by one or more sensors of the originating computing device, the telematics data being indicative of acceleration, braking, cornering, and a location of the originating vehicle, and the telematics-related message indicates a travel event at a location of the originating computing device based upon the telematics data;

determining, via the destination computing device, that the travel event is relevant to the destination vehicle when a location of the originating vehicle, as determined from the received telematics-related message, is within a threshold distance of a current location of the destination computing device; and

when the travel event is relevant to the destination vehicle,

(1) at least one of;

(i) providing, via the destination computing device, a graphical user interface (GUI) to alert the destination driver, the GUI including a display of;

(a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and

(b) an indication of the location of the originating computing device, the indication of the location of the originating computing device including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or

(ii) taking at least one other corrective action, via the destination computing device, to affect driving of the destination vehicle, and

(2) displaying, via the destination computing device, insurance policy pricing adjustment information associated with the destination driver that is based upon a destination driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.

16. The computer-implemented method of claim 15, wherein the telematics-related message is transmitted from the originating computing device upon the originating computing device detecting the travel event via an analysis of the telematics data.

17. The computer-implemented method of claim 16, wherein the travel event is detected by the originating computing device when the speed of the originating computing device, as indicated by the telematics data, is less than a posted speed limit at a location of the originating computing device.

18. The computer-implemented method of claim 15, further comprising:

periodically listening, via the destination computing device, for the telematics-related message in accordance with an initial frequency; and

upon receiving the telematics-related message, modifying, via the destination computing device, the initial frequency to an increased frequency.

19. The computer-implemented method of claim 15, wherein the telematics data includes data regarding an operation of the originating vehicle that is obtained via the originating computing device communicating with one or more vehicle sensors that are integrated as part of the originating vehicle.

20. The computer-implemented method of claim 15, wherein the telematics data indicates (i) one or more of GPS speed, lane information associated with the originating vehicle, time, turning associated with the originating vehicle, battery level associated with the originating computing device, and telephone usage information associated the originating computing device, and (ii) that the originating vehicle is experiencing one or more of high traffic conditions, congestion, road construction, and extreme weather conditions.