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Facilitating safer vehicle travel utilizing telematics data

  • US 10,359,782 B1
  • Filed: 06/07/2018
  • Issued: 07/23/2019
  • Est. Priority Date: 01/20/2015
  • Status: Active Grant
First Claim
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1. A remote server configured to use telematics data associated with a first vehicle to facilitate safer vehicle travel for a second vehicle, the remote server comprising:

  • a communication unit configured to receive telematics data that is sampled by one or more sensors that are incorporated as part of a first computing device; and

    a processor configured to (i) identify a travel event, and (ii) generate a travel event-related data transmission indicative of information associated with the travel event based upon an analysis of the telematics data,wherein the communication unit is further configured to transmit the travel event-related data transmission to a second computing device or the second vehicle, which is associated with a second driver, when the travel event is relevant to the second computing device or the second vehicle, to thereby cause at least one of the second computing device or the second vehicle to(1) at least one of;

    (i) provide, via the second computing device, a graphical user interface (GUI) including a display of;

    (a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and(b) an indication of a location of the travel event, the indication of the location of the travel event including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or(ii) direct at least one other corrective action that affects driving of the second vehicle, and(2) display insurance policy pricing adjustment information associated with the second vehicle that is based upon a driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.

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