System and method for identity and reputation score based on transaction history
First Claim
1. A method to facilitate a digital transaction, comprising:
- accessing, by a computing system operating an electronic signature service, activity information including actions of a user in conducting one or more previous electronic signature transactions using the electronic signature service;
determining a trust score for the user based on the activity information detailing actions from the previous electronic signature transactions including at least one of a type of signature used by the user, a number of documents signed by the user, and a frequency of signing operations conducted by the user;
generating for display, on a display device coupled to the computing system, the trust score in association with a new electronic signature transaction that is associated with the user via the electronic signature service; and
invoking, via the electronic signature service, a security related operation in association with the new electronic signature transaction based on the trust score.
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0 Petitions
Accused Products
Abstract
Techniques for electronic signature process management are described. Some embodiments provide an electronic signature service (“ESS”) configured to manage electronic identity cards. In some embodiments, the ESS generates and manages an electronic identity card for a user, based on personal information of the user, activity information related to the user'"'"'s actions with respect to the ESS, and/or social networking information related to the user. The electronic identity card of a signer may be associated with an electronic document signed via the ESS, so that users may obtain information about the signer of the document. The ESS may also generate a trust score for the user based on activity information related to the user'"'"'s actions with respect to the ESS and/or other factors. The trust score may be used to recommend authentication mechanisms to use with respect to electronic signature transactions.
258 Citations
20 Claims
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1. A method to facilitate a digital transaction, comprising:
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accessing, by a computing system operating an electronic signature service, activity information including actions of a user in conducting one or more previous electronic signature transactions using the electronic signature service; determining a trust score for the user based on the activity information detailing actions from the previous electronic signature transactions including at least one of a type of signature used by the user, a number of documents signed by the user, and a frequency of signing operations conducted by the user; generating for display, on a display device coupled to the computing system, the trust score in association with a new electronic signature transaction that is associated with the user via the electronic signature service; and invoking, via the electronic signature service, a security related operation in association with the new electronic signature transaction based on the trust score. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A non-transitory computer-readable storage medium that includes instructions to facilitate a digital transaction between at least two users, wherein the execution of the instructions by a processor enables actions, comprising:
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accessing, by a computing system operating an electronic signature services, activity information including information on actions of a user in conducting one or more previous electronic signature transactions using the electronic signature service; determining a trust score for the user based on the activity information detailing actions from the previous electronic signature transactions including at least one of a type of signature used by the user, a number of documents signed by the user, and a frequency of signing operations conducted by the user; generating for display, on a display device coupled to the processor, the trust score in association with a new electronic signature transaction that is associated with the user via the electronic signature service; and invoking, via the electronic signature service, a security related operation in association with the new electronic signature transaction based on the trust score. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A computing system configured to facilitate a digital transaction between at least two users, comprising:
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a non-transitory computer readable memory for storing instructions; a processor that executes the instructions to perform actions, comprising; accessing, by a computing system operating an electronic signature services, activity information including information on actions of a user in conducting one or more previous electronic signature transactions using the electronic signature service; determining a trust score for the user based on the activity information detailing actions from the previous electronic signature transactions including at least one of a type of signature used by the user, a number of documents signed by the user, and a frequency of signing operations conducted by the user; generating for display, on a display device coupled to the processor, the trust score in association with a new electronic signature transaction that is associated with the user via the electronic signature service; and invoking, via the electronic signature service, a security related operation in association with the new electronic signature transaction based on the trust score. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification