Systems and methods for visual representation of offers
First Claim
1. A method comprising:
- monitoring for an event to trigger a targeted offer, wherein the event is based on a transaction;
generating the offer based on the transaction, the offer targeted to a consumer associated with a portable consumer device, wherein the offer is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants, and wherein the portable consumer device comprises a physically separate and secure data space configured to store operating parameters;
determining a geographic location for redeeming the offer;
generating a notification message about the offer, the notification message including the offer and the geographic location for redeeming the offer that is generated based on the transaction; and
sending the notification message to a notification device operated by the consumer,wherein a graphical depiction of the offer is displayed on a map on the notification device based on the notification message.
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Abstract
A method and system for providing geographic location notifications for targeted offers is disclosed. One embodiment of the invention is directed to a method including monitoring for an event to trigger a targeted offer. Upon detection of the event, the offer is generated. The offer is targeted to a consumer and is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants. A geographic location for redeeming the offer is determined. A notification message is generated about the offer. The notification message includes the offer and the geographic location for redeeming the offer. The notification message is sent to a notification device which is operated by the consumer. A graphical depiction of the offer is displayed on a map on the notification device.
519 Citations
22 Claims
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1. A method comprising:
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monitoring for an event to trigger a targeted offer, wherein the event is based on a transaction; generating the offer based on the transaction, the offer targeted to a consumer associated with a portable consumer device, wherein the offer is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants, and wherein the portable consumer device comprises a physically separate and secure data space configured to store operating parameters; determining a geographic location for redeeming the offer; generating a notification message about the offer, the notification message including the offer and the geographic location for redeeming the offer that is generated based on the transaction; and sending the notification message to a notification device operated by the consumer, wherein a graphical depiction of the offer is displayed on a map on the notification device based on the notification message. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 21, 22)
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14. A notification device comprising:
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a processor; an antenna coupled to the processor; and a computer readable medium coupled to the processor, the computer readable medium comprising code executable by the processor, the code comprising; code for receiving an offer targeted to a consumer associated with a portable consumer device based on payment data generated in response to transactions conducted by the consumer with a plurality of different merchants, the notification device operated by the consumer, wherein the portable consumer device comprises a physically separate and secure data space configured to store operating parameters; and code for generating a map comprising a graphical depiction of the offer that is based on the transactions with the plurality of different merchants and a graphical depiction of a geographic location for redeeming the offer, wherein the offer is received by the notification device upon detection, by a payment processing server, of a triggering event.
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15. A system comprising:
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a payment processing network configured to; monitor for an event to trigger a targeted offer, wherein the event is based on a transaction; generate the offer based on the transaction, the offer targeted to a consumer associated with a portable consumer device, wherein the offer is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants, and wherein the portable consumer device comprises a physically separate and secure data space configured to store operating parameters; and determine a geographic location for redeeming the offer; and a notification module coupled to the payment processing network, the notification module configured to; generate a notification message about the offer, the notification message including the offer and the geographic location for redeeming the offer that is generated based on the transaction; and send the notification message to a notification device operated by the consumer, wherein a graphical depiction of the notification message is displayed on a map on the notification device. - View Dependent Claims (16, 17, 18, 19)
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20. A non-transitory machine-readable storage medium storing a sequence of instructions execution of which causes a processor to provide notifications of targeted purchase offers, the execution of the sequence of instructions causes the processor to perform the actions of:
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monitoring for an event to trigger a targeted offer, wherein the event is based on a transaction; generating the offer based on the transaction, the offer targeted to a consumer associated with a portable consumer device, wherein the offer is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants, and wherein the portable consumer device comprises a physically separate and secure data space configured to store operating parameters; determining a geographic location for redeeming the offer; generating a notification message about the offer, the notification message including the offer and the geographic location for redeeming the offer that is generated based on the transaction; and sending the notification message to a notification device operated by the consumer, wherein a graphical depiction of the offer is displayed on a map on the notification device based on the notification message.
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Specification