Devices and methods for contactless card alignment with a foldable mobile device

• US 10,467,445 B1
• Filed: 03/28/2019
• Issued: 11/05/2019
• Est. Priority Date: 03/28/2019
• Status: Active Grant

• Current Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Original Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Inventors: Rule, Jeffrey, Ilincic, Rajko, Hart, Colin
• Primary Examiner(s): Stanford, Christopher
• Application Number:
  US16/367,892
• Time in Patent Office: 222 Days
• CPC Class Codes: A63F 13/00 Video games, i.e. games using an electronically generated display having two or more dimensions gaming systems which provide a financial reward G07F17/32
• CPC Class Codes: A63F 13/20 Input arrangements for video game devices
• CPC Class Codes: A63F 13/95 Storage media specially adapted for storing game information, e.g. video game cartridges
• CPC Class Codes: G06K 19/005 the record carrier comprising an arrangement to facilitate insertion into a holding device, e.g. an arrangement that makes the record carrier fit into an etui or a casing ticket holders A45C11/18
• CPC Class Codes: G06K 19/0723 the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
• CPC Class Codes: G06K 7/0056 housing of the card connector
• CPC Class Codes: G06K 7/015 Aligning or centering of the sensing device with respect to the record carrier
• CPC Class Codes: G06K 7/10118 the sensing being preceded by at least one preliminary step
• CPC Class Codes: G06K 7/10316 using at least one antenna particularly designed for interrogating the wireless record carriers antennas in general H01Q1/22
• CPC Class Codes: G06K 7/10366 the interrogation device being adapted for miscellaneous applications
• CPC Class Codes: G06K 7/10376 the interrogation device being adapted for being moveable
• CPC Class Codes: G06K 7/10386 the interrogation device being of the portable or hand-handheld type, e.g. incorporated in ubiquitous hand-held devices such as PDA or mobile phone, or in the form of a portable dedicated RFID reader
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/34 using cards, e.g. integrated circuit [IC] cards or magnetic cards
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G07F 7/0893 the card reader reading the card in a contactless manner
• CPC Class Codes: H04B 5/70 specially adapted for specific purposes
• CPC Class Codes: H04B 5/77 for interrogation
• CPC Class Codes: H04M 1/0214 Foldable telephones, i.e. with body parts pivoting to an open position around an axis parallel to the plane they define in closed position combined with translation movement H04M1/0235
• CPC Class Codes: H04M 1/0268 : including a flexible display panel
• CPC Class Codes: H04M 1/72412 : using two-way short-range wireless interfaces
• CPC Class Codes: H04M 2250/04 : including near field communication means, e.g. RFID

Abstract

Example embodiments of systems, methods, and devices for transaction card alignment are provided. In one example embodiment, a mobile device may include a first component and a second component foldable with respect to one another between a first configuration and a second configuration. The mobile device may further include a screen interface on an interior side of the first component, and an alignment feature along the interior side, the alignment feature providing alignment for a contactless card with respect to the screen interface, wherein the contactless card is uncovered by the second component in the first configuration and covered by the second component in the second configuration.

Claims

1. A mobile device, comprising:

a first component and a second component foldable with respect to one another between a first configuration and a second configuration;

a screen interface on an interior side of the first component;

an alignment feature along the interior side, the alignment feature providing alignment for a contactless card with respect to the screen interface, wherein the contactless card is uncovered by the second component in the first configuration and covered by the second component in the second configuration; and

a card reader communicable with the contactless card, wherein data transmission is initiated between the contactless card and the card reader in response to a change of the first and second components from the first configuration to the second configuration.

2. The mobile device of claim 1, further comprising a second screen interface on the second component, the second screen interface operable for providing positioning feedback of the contactless card with respect to the screen interface.

3. The mobile device of claim 2, wherein at least one of the screen interface and the second screen interface is a capacitive touch screen interface.

4. The mobile device of claim 2, wherein the second screen interface is disposed along an interior side of the second component.

5. The mobile device of claim 1, wherein the first component is rotatably coupled with the second component, and wherein the contactless card is sandwiched between the first component and the second component when the second component is in the second configuration.

6. The mobile device of claim 1, wherein the alignment feature comprises a visual indicator displayed via the screen interface.

7. The mobile device of claim 1, wherein the alignment feature comprises an abutment extending from at least one of the first component and the second component.

8. The mobile device of claim 1, further comprising a slot recessed into at least one of:

the first component and the second component, wherein the slot permits the contactless card to be inserted between the first component and the second component when the second component is in the second configuration.

9. The mobile device of claim 1, the card reader disposed within at least one of:

the first component, and the second component.

10. A data transmission system, comprising:

a mobile device comprising;

a first component and a second component foldable with respect to one another between a first configuration and a second configuration;

a screen interface on an interior side of the first component;

an alignment feature along the interior side, the alignment feature providing alignment for a contactless card with respect to the screen interface, wherein the contactless card is uncovered by the second component in the first configuration and covered by the second component in the second configuration; and

a card reader having a processor and memory, wherein the card reader is operable to transmit data with the contactless card when the contactless card is aligned with the screen interface, and wherein data transmission is initiated between the contactless card and the card reader in response to a change of the first and second components from the first configuration to the second configuration.

11. The data transmission system of claim 10, further comprising a second screen interface disposed along an interior side of the second component, the second screen interface operable to provide positioning feedback of the contactless card with respect to the screen interface.

12. The data transmission system of claim 10, wherein the first component is rotatably coupled with the second component, and wherein the contactless card is sandwiched between the first component and the second component when the second component is in the second configuration.

13. The data transmission system of claim 10, wherein the alignment feature comprises a visual indicator displayed via the screen interface.

14. The data transmission system of claim 10, wherein the alignment feature comprises an abutment extending from at least one of the first component and the second component, the abutment operable to engage the contactless card.

15. The data transmission system of claim 10, further comprising a slot recessed into at least one of:

the first component and the second component, wherein the slot permits the contactless card to be inserted between the first component and the second component when the second component is in the second configuration.

16. A method comprising:

providing a mobile device operable to transmit data with a contactless card, the mobile device comprising a first component and a second component, wherein the first and second components are foldable with respect to one another between an open configuration and a closed configuration, and wherein the contactless card is covered by the second component in the closed configuration and uncovered by the second component in the open configuration;

providing an alignment feature along an interior side of the first component, the alignment feature aiding alignment of the contactless card with respect to a screen interface of the first component;

determining whether the contactless card is aligned on the screen interface;

determining a configuration change of the first and second components from the open configuration to the closed configuration; and

initiating data transmission between the contactless card and the card reader of the mobile device in response to the configuration change of the first and second components.

17. The method of claim 16, further comprising permitting data transmission between the contactless card and a card reader of the mobile device based on whether the contactless card is aligned with the screen interface.

18. The method of claim 17, further comprising

providing feedback regarding placement of the contactless card based on whether the contactless card is aligned on the screen interface.

19. The method of claim 16, further comprising visibly displaying the alignment feature via the screen interface.

20. The method of claim 16, further comprising:

providing a slot recessed into at least one of;

the first component and the second component; and

receiving the contactless card through the slot when the first and second components are in the closed configuration.