Mobile payment station system and method

  • US 10,535,058 B2
  • Filed: 11/18/2013
  • Issued: 01/14/2020
  • Est. Priority Date: 10/19/2009
  • Status: Active Grant
First Claim
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1. A method for conducting a transaction between a terminal and a customer by a payment processing server, the customer using a mobile device, the method comprising:

  • receiving, at the payment processing server, a terminal identifier from the mobile device operated by the customer, the terminal identifier indicating a request to initiate a transaction with a terminal identified by the terminal identifier, wherein the terminal identifier does not indicate a transaction amount for the transaction;

    sending, at the payment processing server, in response to receiving the terminal identifier, a transaction information request to the terminal associated with the terminal identifier;

    receiving, at the payment processing server, transaction information from the terminal in response to the transaction information request, the transaction information including the transaction amount for the transaction;

    identifying, at the payment processing server, a customer account associated with the customer and a terminal account associated with the terminal; and

    initiating, at the payment processing server, the transaction between the customer account and the terminal account for the transaction amount received from the terminal.

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