Automated implementation of provisioned services based on captured sensor data

• US 10,586,219 B2
• Filed: 09/30/2016
• Issued: 03/10/2020
• Est. Priority Date: 08/13/2015
• Status: Active Grant

• Current Assignee: Toronto-Dominion Bank
• Original Assignee: Toronto-Dominion Bank
• Inventors: Chow, Arthur Carroll, Chan, Paul Mon-Wah, Haldenby, Perry Aaron Jones, Jethwa, Rakesh Thomas, Law, Eddie Cheuk Long, Lee, John Jong Suk, McCann, Stephen John, Nguyen, Haituyen Anthony
• Primary Examiner(s): Vo, Tuyen K
• Application Number:
  US15/281,558
• Publication Number:
  US 20170046669A1
• Time in Patent Office: 1,257 Days
• Field of Search: 235375, 235376
• CPC Class Codes: G06Q 10/0631 Resource planning, allocation, distributing or scheduling for enterprises or organisations
• CPC Class Codes: G06Q 10/063114 Status monitoring or status determination for a person or group
• CPC Class Codes: G06Q 10/103 Workflow collaboration or project management
• CPC Class Codes: G06Q 10/1097 Task assignment
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/145 Payments according to the detected use or quantity
• CPC Class Codes: G06Q 20/29 characterised by micropayments
• CPC Class Codes: G06Q 20/3829 involving key management
• CPC Class Codes: G06Q 2220/00 Business processing using cryptography postage metering system using cryptography G06Q2250/05
• CPC Class Codes: G06Q 2230/00 Voting or election arrangements
• CPC Class Codes: G06Q 30/0284 Time or distance, e.g. usage of parking meters or taximeters
• CPC Class Codes: G06Q 50/08 Construction

Abstract

The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user'"'"'s operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may obtain stored data identifying a provisioned service, and may obtain sensor data captured by an on-board or external sensor during an operation of the device. Based on the sensor data, the device may generate a usage parameter that characterizes the operation of the device during a temporal period, and perform an operation consistent with the provisioned service in accordance with the generated usage parameter.

Claims

1. A device, comprising:

a memory;

a first sensor configured to detect a first device parameter; and

at least one processor coupled to the first sensor and the memory, the at least one processor being configured to execute-instructions stored within the memory to;

obtain first sensor data captured by the first sensor during an operation of the device, the first sensor data being indicative of values of the first device parameter;

access tariff data maintained within a first ledger block of a block-chain ledger, the tariff data specifying a first unit cost associated with the first device parameter;

generate and transmit a data package that includes at least a portion of the first sensor data to one or more peer computing systems, the data package causing the one or more peer computing systems to perform operations that generate a second ledger block that includes the portion of the first sensor data and that record the second ledger block onto the block-chain ledger;

based on the first sensor data and the tariff data, generate a usage parameter that characterizes the operation of the device during a temporal period; and

perform operations consistent with a service provisioned to the device in accordance with the generated usage parameter, the operations comprising generating and transmitting a transaction request that includes the usage parameter to an additional computing system, the transaction request causing the additional computing system to validate the usage parameter based on the recorded first sensor data and initiate a payment transaction consistent with the validated usage parameter.

2. The device of claim 1, wherein the at least one processor is further configured to:

detect a completion of the temporal period; and

perform the operations consistent with the provisioned service in response to the detected completion of the temporal period.

3. The device of claim 1, wherein:

the first sensor is configured to detect the first device parameter during a plurality of temporal periods; and

the at least one processor is further configured to;

generate a plurality of usage parameters based on portions of the first sensor data and the tariff data, the usage parameters characterizing the operation of the device during corresponding ones of the plurality of temporal periods; and

repeatedly perform the operations consistent with the provisioned service in accordance with each of the generated usage parameters.

4. The device of claim 1, wherein:

the at least one processor is further configured to establish a communications session with a second sensor across a network;

the second sensor is disposed within an environment in which the device operates; and

the second sensor detects a second device parameter that characterizes the operation of the device within the environment.

5. The device of claim 4, wherein the at least one processor is further configured to:

receive second sensor data from the second sensor during the operation of the device, the second sensor data being indicative of a value of the second device parameter;

obtain, from the tariff data, a second unit cost associated with the second device parameter; and

generate the usage parameter that characterizes the operation of the device based on the first and second sensor data and correspond ones of the first and second unit costs.

6. The device of claim 4, wherein the at least one processor is further configured to:

establish communications sessions with a plurality of second sensors disposed within the environment, the second sensors detecting second device parameters that characterize the operation of the device within the environment;

receive portions of the second sensor data from the second sensor devices during the operation of the device, the second sensor data portions being indicative of values of corresponding ones of the second device parameters;

obtain, from the tariff data, a second unit cost associated with the second device parameter; and

generate the usage parameter that characterizes the operation of the device during the temporal period based on the first sensor data, the portion of the second sensor data, and corresponding ones of the first and second unit costs.

7. The device of claim 4, wherein the second device parameter detected by the second sensor comprises at least one of a speed of the device, an acceleration of the device, a geographic position of the device, or a temperature of the device.

8. The device of claim 1, wherein:

the provisioned service comprises a payment service;

the at least one processor is further configured to;

load one or more ledger blocks of the block-chain ledger from the memory, the one or more ledger blocks comprising the first ledger block; and

obtain the tariff data from the first ledger block, the tariff data being associated with the payment service;

the generated usage parameter corresponds to an aggregate cost associated with the operation of the device by a user during the temporal period;

the transaction request comprises a request to initiate the payment transaction; and

the payment transaction comprises a transaction involving a transfer of funds in an amount of the aggregated cost from an account of the user to an account held by an entity associated with the device.

9. The device of claim 8, wherein:

the device further comprises a plurality of first sensors configured to detect corresponding first device parameters; and

the at least one processor is further configured to;

obtain portions of the first sensor data captured by corresponding ones of the first sensors during the operation of the device, the obtained portions of the first sensor data being indicative of values of corresponding ones of the first device parameters;

determine, for each of the first device parameters, a parameter cost based on corresponding ones of the unit costs and the obtained values; and

compute the aggregate cost as a sum of the determined parameters costs.

10. The device of claim 1, wherein:

the device further comprises a plurality of first sensors configured to detect corresponding first device parameters; and

the at least one processor is further configured to;

obtain portions of the first sensor data captured by corresponding ones of the first sensors during the operation of the device, the obtained portions of the first sensor data being indicative of values of corresponding ones of the first device parameters; and

generate the usage parameter based on the obtained portions of the first sensor data and the tariff data.

11. The device of claim 1, wherein the at least one processor is further configured to:

access a third ledger block of the block-chain ledger; and

extract service data associated with the provisioned service from the accessed third ledger block; and

generate the usage parameter based on the first sensor data, the tariff data, and the extracted portion of the service data.

12. The device of claim 1, wherein the transaction request further causes the additional computing system to:

access the second ledger block of the block-chain ledger, and extract the first sensor data from the accessed second ledger block;

validate the usage parameter based on the extracted first sensor data;

access a third ledger block of the distributed ledger, and extract service data associated with the provisioned service from the accessed third ledger block; and

compute an additional usage parameter based on the extracted first sensor data, the tariff data, and the extracted service data.

13. A computer-implemented method, comprising:

obtaining, by the at least one processor, sensor data captured by a sensor during an operation of a device, the sensor being configured to detect a device parameter, and the sensor data being indicative of values of the device parameter;

by the at least one processor, accessing tariff data maintained within a first ledger block of a block-chain ledger, the tariff data specifying a unit cost associated with the device parameter;

by the at least one processor, generating and transmitting a data package that includes at least a portion of the sensor data to one or more peer computing systems, the data package causing the one or more peer computing systems to perform operations that generate a second ledger block that includes the portion of the sensor data and that record the second ledger block onto the block-chain ledger;

based on the sensor data and the tariff data, generating, by the at least one processor, a usage parameter that characterizes the operation of the device during a temporal period; and

by the at least one processor, performing operations consistent with a service provisioned to the device in accordance with the generated usage parameter, the operations comprising generating and transmitting a transaction request that includes the usage parameter to an additional computing system, the transaction request causing the additional computing system to validate the usage parameter based on the recorded first sensor data and initiate a payment transaction consistent with the validated usage parameter.

14. A system, comprising:

a plurality of first sensors, the first sensors being configured to detect first device parameters; and

a communications device, the communications device comprising;

a memory; and

at least one processor coupled to the memory and the first sensors, the at least one processor being configured to execute instructions stored within the memory to;

obtain first sensor data captured by corresponding ones of the first sensors during an operation of the system, the first sensor data being indicative of values of corresponding ones of the first device parameters;

access tariff data maintained within a first ledger block of a block-chain ledger, the tariff data specifying a first unit cost associated with each of the first device parameters;

generate and transmit a data package that includes at least a portion of the first sensor data to one or more peer computing systems, the data package causing the one or more peer computing systems to perform operations that generate a second ledger block that includes the portion of the first sensor data and that record the second ledger block onto the block-chain ledger;

based on the first sensor data and the tariff data, generate a usage parameter that characterizes the operation of the system during a temporal period; and

perform operations consistent with a service provisioned to the communications device in accordance with the generated usage parameter, the operations comprising generating and transmitting a transaction request that includes the usage parameter to an additional computing system, the transaction request causing the additional computing system to validate the usage parameter based on the recorded first sensor data and initiate a payment transaction consistent with the validated usage parameter.

15. The system of claim 14, wherein the at least one processor is further configured to:

detect a completion of the temporal period; and

perform the operations consistent with the provisioned service in response to the detected completion of the temporal period.

16. The system of claim 14, wherein:

the first sensors are configured to detect the first device parameters during a plurality of temporal periods; and

the at least one processor is further configured to;

generate a plurality of usage parameters based on portions of the first sensor data, the usage parameters characterizing the operation of the device during corresponding ones of the plurality of temporal periods; and

repeatedly perform the operations consistent with the provisioned service in accordance with each of the generated usage parameters and the tariff data.

17. The system of claim 14, wherein:

the at least one processor is further configured to;

establish a communications session with a second sensor across a network, the second sensor being disposed within an environment in which the communication device operates, and the second sensor detects a second device parameter that characterizes the operation of the communications device within the environment;

receive second sensor data from the second sensor during the operation of the communications device, the second sensor data being indicative of a value of the second device parameter;

obtain, from the tariff data, a second unit cost associated with the second device parameter; and

generate the usage parameter that characterizes the operation of the device based on the first and second sensor data and corresponding ones of the first and second unit costs; and

the second device parameter detected by the second sensor comprises at least one of a speed of the device, an acceleration of the device, a geographic position of the device, or a temperature of the device.

18. The system of claim 14, wherein the at least one processor is further configured to:

establish communications sessions with a plurality of second sensors disposed within the environment, the second sensors detecting second device parameters that characterize the operation of the device within the environment;

receive portions of the second sensor data from the second sensor devices during the operation of the device, the second sensor data portions being indicative of values of corresponding ones of the second device parameters;

obtain, from the tariff data, a second unit cost associated with each of the second device parameter; and

generate the usage parameter that characterizes the operation of the device during the temporal period based on the first sensor data, the portion of the second sensor data, and corresponding ones of the first and second unit costs.

19. The system of claim 14, wherein:

the provisioned service comprises a payment service;

the at least one processor is further configured to;

load one or more ledger blocks of the block-chain ledger from the memory, the one or more ledger blocks comprising the first ledger block; and

obtain the tariff data from the first ledger block, the tariff data being associated with the payment service;

the generated usage parameter corresponds to an aggregate cost associated with the operation of the device by a user during the temporal period;

the transaction request comprises a request to initiate the payment transaction; and

the payment transaction comprises a transaction involving a transfer of funds in an amount of the aggregated cost from an account of the user to an account held by an entity associated with the device.

20. The system of claim 19, wherein the at least one processor is further configured to:

determine, for each of the first device parameters, a parameter cost based on corresponding ones of the first unit costs and the obtained values; and

compute the aggregate cost as a sum of the determined parameter costs.