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Authentication via a dynamic passphrase

  • US 10,592,649 B2
  • Filed: 08/09/2017
  • Issued: 03/17/2020
  • Est. Priority Date: 08/09/2017
  • Status: Active Grant
First Claim
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1. A computer-implemented method for voice authentication of a customer in a self-service system, the computer implemented method comprising:

  • creating a plurality of passphrases from recorded parts of prior interactions of the customer with the self-service system, the interactions comprising phrases the user has uttered, the phrases having more than n words, where n is based on the number of phonemes that can be used to create a phrase having a sufficient ability to be voice recognized by a voice biometric model;

    receiving a request for authentication of the customer, the customer is enrolled in the self-service system with a text-independent voice print;

    determining a passphrase from the plurality of passphrases to transmit to the customer based on comparing each of the plurality of passphrases to a text-dependent or text-independent voice biometric model;

    transmitting a request to the customer to repeat the passphrase;

    receiving an audio stream of the passphrase;

    authenticating the customer by comparing the audio stream of the passphrase against the text-independent voice print; and

    if the customer is authenticated, then storing the audio stream of the passphrase.

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