Systems and methods for automobile accident claims initiation
First Claim
Patent Images
1. A method comprising:
- determining, at a system comprising a server communicatively coupled to a network, that an accident claims initiation application on a mobile device associated with a user has been activated, wherein the accident claims initiation application is activated based on at least one detection device on a first vehicle communicating to the mobile device that the first vehicle has been in an accident;
establishing a network connection with the mobile device based on the determination that the accident claims initiation application has been activated;
receiving, from the mobile device through the network connection, image data indicative of portion of a license plate associated with a second vehicle;
determining the portion of a license plate number of the license plate based on analysis of the received image data;
identifying, based on the portion of the license plate number, a legal status of the second vehicle, the legal status comprising at least one of a stolen status, an inspection status, or an owner registration status;
receiving, from the mobile device through the network connection, an identification of a driver of the second vehicle;
determining an authenticity of the identification of the driver based on the identification of the driver and the portion of the license plate number;
causing an indication of the legal status and an indication of the authenticity of the identification of the driver to be rendered on the mobile device; and
causing a plurality of selectable options to be rendered on the mobile device, the plurality of selectable options based at least on the portion of the license plate number and the plurality of selectable options comprising at least one of an initiate claim option, a contact law enforcement option, or a request rental vehicle option.
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Accused Products
Abstract
Automobile accident claims initiation systems and methods are describe. An insured driver may initiate a claim by operating a mobile device. The system provides automated inquiries to the driver through the mobile device. The driver provides responses to the inquiries using the mobile device. The driver may provide images and audio data, as well as personal information and information on the parties and vehicles involved in the accident. The system may automatically arrange for services such as a rental car or a tow truck. The system may provide claim information, such as a claim number to the driver by transmitting information to the mobile device.
16 Citations
21 Claims
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1. A method comprising:
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determining, at a system comprising a server communicatively coupled to a network, that an accident claims initiation application on a mobile device associated with a user has been activated, wherein the accident claims initiation application is activated based on at least one detection device on a first vehicle communicating to the mobile device that the first vehicle has been in an accident; establishing a network connection with the mobile device based on the determination that the accident claims initiation application has been activated; receiving, from the mobile device through the network connection, image data indicative of portion of a license plate associated with a second vehicle; determining the portion of a license plate number of the license plate based on analysis of the received image data; identifying, based on the portion of the license plate number, a legal status of the second vehicle, the legal status comprising at least one of a stolen status, an inspection status, or an owner registration status; receiving, from the mobile device through the network connection, an identification of a driver of the second vehicle; determining an authenticity of the identification of the driver based on the identification of the driver and the portion of the license plate number; causing an indication of the legal status and an indication of the authenticity of the identification of the driver to be rendered on the mobile device; and causing a plurality of selectable options to be rendered on the mobile device, the plurality of selectable options based at least on the portion of the license plate number and the plurality of selectable options comprising at least one of an initiate claim option, a contact law enforcement option, or a request rental vehicle option. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A system comprising:
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a processor; and memory coupled to the processor, the memory storing instructions that, when executed by the processor, cause the processor to effectuate operations comprising; determining that an accident claims initiation application on a mobile device associated with a user has been activated, wherein the accident claims initiation application is activated based on at least one detection device on a first vehicle communicating to the mobile device that the first vehicle has been in an accident; establishing a network connection with the mobile device based on the determination that the accident claims initiation application has been activated; receiving, from the mobile device through the network connection, image data indicative of portion of a license plate associated with a second vehicle; determining the portion of a license plate number of the license plate based on analysis of the received image data; identifying, based on the portion of the license plate number, a legal status of the second vehicle, the legal status comprising at least one of a stolen status, an inspection status, or an owner registration status; receiving, from the mobile device through the network connection, an identification of a driver of the second vehicle; determining an authenticity of the identification of the driver based on the identification of the driver and the portion of the license plate number; causing an indication of the legal status and an indication of the authenticity of the identification of the driver to be rendered on the mobile device; and causing a plurality of selectable options to be rendered on the mobile device, the plurality of selectable options based at least on the portion of the license plate number and the plurality of selectable options comprising at least one of an initiate claim option, a contact law enforcement option, or a request rental vehicle option. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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16. A non-transitory computer-readable medium comprising instructions that cause a processor executing the instructions to effectuate operations comprising:
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determining that an accident claims initiation application on a mobile device associated with a user has been activated, wherein the accident claims initiation application is activated based on at least one detection device on a first vehicle communicating to the mobile device that the first vehicle has been in an accident; establishing a network connection with the mobile device based on the determination that the accident claims initiation application has been activated; receiving, from the mobile device through the network connection, image data indicative of portion of a license plate associated with a second vehicle; determining the portion of a license plate number of the license plate based on analysis of the received image data; identifying, based on the portion of the license plate number, a legal status of the second vehicle, the legal status comprising at least one of a stolen status, an inspection status, or an owner registration status; receiving, from the mobile device through the network connection, an identification of a driver of the second vehicle; determining an authenticity of the identification of the driver based on the identification of the driver and the portion of the license plate number; causing an indication of the legal status and an indication of the authenticity of the identification of the driver to be rendered on the mobile device; and causing a plurality of selectable options to be rendered on the mobile device, the plurality of selectable options based at least on the portion of the license plate number and the plurality of selectable options comprising at least one of an initiate claim option, a contact law enforcement option, or a request rental vehicle option. - View Dependent Claims (17, 18, 19, 20, 21)
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Specification