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Managing merchant communications

  • US 10,628,880 B2
  • Filed: 05/28/2013
  • Issued: 04/21/2020
  • Est. Priority Date: 05/29/2012
  • Status: Active Grant
First Claim
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1. A computer-implemented method comprising:

  • receiving, at a transaction intermediary from one or more computer devices through a computer network, one or more messages associated with a merchant;

    extracting, from the one or more messages at the transaction intermediary, information indicative of one or more customer transactions;

    obtaining, from a storage device, one or more customer profiles associated, respectively, with the one or more customer transactions, the one or more customer profiles respectively including (i) historical data associated with a customer, and (ii) a merchant rating of the customer;

    determining, at the transaction intermediary, a resource requirement and a likely time period for utilizing the resource requirement based on the information indicative of the one or more customer transactions and the one or more customer profiles associated, respectively, with the one or more customer transactions;

    generating, at the transaction intermediary, a merchant message interface comprising;

    an alerts tab that is configured to display, when engaged by a user, first data messages that include data associated with the resource requirement, each first data message is indicative of one or more actions that are to be taken in the likely time period and are associated with the resource requirement from which the merchant is able to select,a customer profiles tab that is configured to display, when engaged by the user, second data messages that are each associated with a corresponding one of the one or more customer profiles, wherein each of the second data messages indicates historical data associated with a corresponding customer and a merchant rating associated with the corresponding customer; and

    outputting, to a display of a merchant device, the merchant message interface.

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