Systems and methods for enhanced personal property replacement
First Claim
1. A computer system for enhanced personal property replacement, the computer system including at least one processor in communication with at least one memory device, the at least one processor is programmed to:
- receive a plurality of user preferences transmitted from a user computer device associated with a user, wherein the plurality of user preferences include preferences of the user for items used by the user within a residence location of the user, wherein the plurality of user preferences are received and stored in the at least one memory device prior to receiving a request to cover an insurance claim;
receive a request from the user to cover an insurance claim relating to damages suffered at the residence location;
receive wireless traffic from a Wi-Fi network associated with the user;
identify one or more devices connected to the Wi-Fi network based upon the wireless traffic;
generate an index of a first plurality of items for the user by performing a lookup in the at least one memory device, the first plurality of items based upon the claim, the plurality of user preferences previously stored in the at least one memory device, and the one or more devices;
determine a current address designated by the user based on at least one of the plurality of user preferences and the request, wherein the current address designated by the user is not the same as the residence location;
in response to receiving the request to cover the insurance claim and without further input from the user, automatically access the index to generate an electronic order message for a retailer computer device associated with a retailer the first plurality of items to be delivered to the user at the current address designated by the user without further input from the user; and
without further input from the user, automatically transmit, from the computer system to the retailer computer device associated with the retailer, the electronic order message for the first plurality of items with the retailer to be delivered to the user at the current address designated by the user.
3 Assignments
0 Petitions
Accused Products
Abstract
A computer system for enhanced personal property replacement may be provided. The computer system may include at least one processor in communication with at least one memory device. The at least one processor may programmed to receive a plurality of user preferences transmitted from a user computer device associated with a user, receive a request from the user to cover a claim, determine a first plurality of items for the user based upon the claim and the plurality of user preferences, and/or transmit, to a retailer computer device associated with a retailer, an order for the determined first plurality of items with the retailer to be delivered to the user at an address associated with the user.
55 Citations
20 Claims
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1. A computer system for enhanced personal property replacement, the computer system including at least one processor in communication with at least one memory device, the at least one processor is programmed to:
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receive a plurality of user preferences transmitted from a user computer device associated with a user, wherein the plurality of user preferences include preferences of the user for items used by the user within a residence location of the user, wherein the plurality of user preferences are received and stored in the at least one memory device prior to receiving a request to cover an insurance claim; receive a request from the user to cover an insurance claim relating to damages suffered at the residence location; receive wireless traffic from a Wi-Fi network associated with the user; identify one or more devices connected to the Wi-Fi network based upon the wireless traffic; generate an index of a first plurality of items for the user by performing a lookup in the at least one memory device, the first plurality of items based upon the claim, the plurality of user preferences previously stored in the at least one memory device, and the one or more devices; determine a current address designated by the user based on at least one of the plurality of user preferences and the request, wherein the current address designated by the user is not the same as the residence location; in response to receiving the request to cover the insurance claim and without further input from the user, automatically access the index to generate an electronic order message for a retailer computer device associated with a retailer the first plurality of items to be delivered to the user at the current address designated by the user without further input from the user; and without further input from the user, automatically transmit, from the computer system to the retailer computer device associated with the retailer, the electronic order message for the first plurality of items with the retailer to be delivered to the user at the current address designated by the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A computer-based method for enhanced personal property replacement, the method implemented on a claim processing (“
- CP”
) server including at least one processor in communication with at least one memory device, the method comprising;receiving, at the CP server, a plurality of user preferences transmitted from a user computer device associated with a user, wherein the plurality of user preferences include preferences of the user for items used by the user within a residence location of the user, wherein the plurality of user preferences are received and stored in the at least one memory device prior to receiving a request to cover an insurance claim; receiving, at the CP server, a request from the user to cover an insurance claim relating to damages suffered at the residence location; receiving wireless traffic from a Wi-Fi network associated with the user; identifying one or more devices connected to the Wi-Fi network based upon the wireless traffic; generating, by the CP server, an index of a plurality of items for the user by performing a lookup in the at least one memory device, the first plurality of items based upon the claim, the plurality of user preferences previously stored in the at least one memory device, and the one or more devices; determining a current address designated by the user based on at least one of the plurality of user preferences and the request, wherein the current address designated by the user is not the same as the residence location; in response to receiving the request to cover the insurance claim and without further input from the user, automatically accessing the index to generate an electronic order message for a retailer computer device associated with a retailer the first plurality of items to be delivered to the user at the current address designated by the user; and without further input from the user, automatically, transmitting, from the CP server to the retailer computer device associated with the retailer, the electronic order message for the plurality of items with the retailer to be delivered to the user at the current address designated by the user.
- CP”
Specification