Applicant screening

• US 10,686,773 B2
• Filed: 07/11/2017
• Issued: 06/16/2020
• Est. Priority Date: 07/25/2005
• Status: Active Grant

• Current Assignee: Transunion Rental Screening Solutions, Inc. (TransUnion Corporation)
• Original Assignee: Transunion Rental Screening Solutions, Inc. (TransUnion Corporation)
• Inventors: Britti, Michael A., Mauseth, Michael John, Springer, Joel R., Thornley, Robert D.
• Primary Examiner(s): Khan, Sher A
• Application Number:
  US15/647,086
• Publication Number:
  US 20170310658A1
• Time in Patent Office: 1,071 Days
• CPC Class Codes: G06Q 10/06 Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 50/16 Real estate
• CPC Class Codes: G06Q 50/20 Education
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/102 Entity profiles

Abstract

A method includes receiving, by a screening service, an applicant profile that identifies an applicant and an authorization to provide access to screening results generated by the screening service based on the applicant profile to a screener, associating, using a computer, an identifier with the screening results, and communicating the identifier to the screener.

Claims

1. A method for execution of a screening server having one or more hardware processors, the method comprising:

authenticating an applicant, by the screening server, based on an applicant response to one or more of a series of questions likely to be known only by the applicant;

receiving an applicant profile from an authenticated applicant at the screening server;

obtaining, at the screening server, screening results of the applicant from one or more data warehouse sources based on a received applicant profile;

generating a recommendation about that which is applied for by the applicant by the screening server applying, using the one or more hardware processors of the screening server, a screening model to the screening results;

associating, at the screening server, an identifier with the screening results and the recommendation;

communicating the identifier from the screening server to the applicant;

communicating the identifier to a screener, wherein the screener accesses the screening results and the recommendation using the identifier; and

authenticating the screener prior to communicating the identifier to the screener.

2. The method of claim 1 further comprising:

receiving a request from the screener to view the screening results and the recommendation, the request including the identifier.

3. The method of claim 1, wherein the screening results and the recommendation are retrieved using the identifier.

4. The method of claim 1, further comprising:

receiving authorization from the applicant to generate the screening results.

5. The method of claim 1, further comprising:

generating the screening results based on a screening selection by the applicant.

6. A non-transitory computer-readable storage device having computer-executable instructions comprising:

authenticating an applicant based on an applicant response received from the applicant to one or more of a series of questions likely to be known only by the applicant;

receiving an applicant profile from an authenticated applicant;

obtaining screening results of the applicant from one or more data warehouse sources based on a received applicant profile;

generating a recommendation about that which is applied for by the applicant based on applying a screening model to the screening results;

associating an identifier with the screening results and the recommendation;

communicating the identifier to the applicant;

communicating the identifier to a screener, wherein the screener accesses the screening results and the recommendation using the identifier; and

authenticating the screener prior to communicating the identifier to the screener.

7. The non-transitory computer-readable storage device of claim 6, wherein the computer-executable instructions further comprise:

receiving a request from the screener to view the screening results and the recommendation, the request including the communicated identifier.

8. The non-transitory computer-readable storage device of claim 6, wherein the screening results and the recommendation are retrieved using the identifier.

9. The non-transitory computer-readable storage device of claim 6, wherein the computer-executable instructions further comprise:

receiving authorization from the applicant to generate the screening results.

10. The non-transitory computer-readable storage device of claim 6, wherein the computer-executable instructions further comprise:

generating the screening results based on a screening selection by the applicant.

11. A system comprising:

one or more hardware processors;

a memory; and

a screening service stored in the memory and executable by the one or more hardware processors to;

authenticate an applicant based on an applicant response received from the applicant to one or more of a series of questions likely to be known only by the applicant;

receive an applicant profile from an authenticated applicant;

obtain screening results of the applicant from one or more data warehouse sources based on a received applicant profile;

generate a recommendation about that which is applied for by the applicant by applying a screening model to the screening results and information from a screener about that which is applied for by the applicant;

associate an identifier with the screening results and the recommendation;

communicate the identifier to the applicant;

communicate the identifier to the screener, wherein the screener accesses the screening results and the recommendation using the identifier; and

authenticate the screener prior to communicating the identifier to the screener.

12. The system of claim 11, wherein the screening service is further executable to:

receive a request from the screener to view the screening results and the recommendation, the request including the communicated identifier.

13. The system of claim 11 wherein the screening results and the recommendation are retrieved using the identifier.

14. The system of claim 11, wherein the screening service is further executable to:

receive authorization from the applicant to generate the screening results.