Data processing method and system

• US 10,708,384 B2
• Filed: 09/19/2016
• Issued: 07/07/2020
• Est. Priority Date: 09/13/2012
• Status: Active Grant

• Current Assignee: Advanced New Technologies Company Limited (Ant Group Co., Ltd.)
• Original Assignee: Alibaba Group Holding Ltd.
• Inventors: Wang, Kai, Wang, Fang, Wu, Yunchang
• Primary Examiner(s): Cox, Natisha D
• Application Number:
  US15/269,624
• Publication Number:
  US 20170006133A1
• Time in Patent Office: 1,387 Days
• Field of Search: None
• CPC Class Codes: H04L 67/01 Protocols
• CPC Class Codes: H04L 67/53 using third party service providers
• CPC Class Codes: H04L 67/566 Grouping or aggregating service requests, e.g. for unified processing
• CPC Class Codes: H04L 67/60 Scheduling or organising the servicing of application requests, e.g. requests for application data transmissions using the analysis and optimisation of the required network resources admission control or resource allocation H04L47/70

Abstract

The present disclosure provides techniques for data processing. These techniques may transport, by a computing device, individual retrieving requests for second data corresponding to a first client that sends the retrieving requests for first data into the order pool. The computing device may calculate an initial value of a second total amount of the second data, and then notify a platform of a third party to send the corresponding first data to the first client. The computing device may determine corresponding qualification after retrieving requests for the second data in the order pool are changed. The computing device may return third data to a data processing server of the third party in response to qualification determination. These techniques reduce usage of network resource and therefore increase efficacy of the networking.

Claims

1. A method for processing data, comprising:

receiving a retrieving request for a first data from a mobile terminal device for a first client to request a data processing server of a third party to send the first data to the first client, the first data including information of a first fund;

determining that the first client meets a criterion of a safe loan level based on historical behavior recording information of the first client;

acquiring multiple retrieving requests for a second data that are sent to the first client from one or more second clients based on the retrieving request for the first data;

transmitting the multiple retrieving requests for the second data into a request pool;

calculating a second total amount of a second fund associated with the second data in the request pool;

removing a certain retrieving request for the second data from the request pool in response to a confirmation that the certain retrieving request is accomplished;

comparing the second total amount with a first total amount of the first data to obtain a comparison result; and

determining whether to return a total of a third data or a part of the third data to the data processing server based on the comparison result, the third data including information of a certain amount that is sent to the first client to confirm that the certain retrieving request is accomplished, wherein the total of the third data or the part of the third data is returned to the data processing server if the second total amount is equal to or larger than the first total amount, and the total of the third data or the part of the third data is not returned to the data processing server if the second total amount is smaller than the first total amount.

2. The method of claim 1, further comprising:

recording the first total amount of the first data; and

transmitting an additional retrieving request for the second data into the request pool in response to a determination that the second data is acquired.

3. The method of claim 1, further comprising:

suspending the retrieving request for the first data sent by the first client in response to a determination that the first client is not qualified as being allowed to send the retrieving request for the first data.

4. The method of claim 1, further comprising:

sending a client identification information corresponding to the first client to a real-name verification database to determine whether the first client is matched with information in the real-name verification database in response to verifying the first client.

5. The method of claim 1, further comprising:

requesting the first client to input signature information to verify that the first client agrees to the predetermined contract requirement;

examining the signature information while the signature information input by the first client is received; and

notifying the first client that the predetermined contract requirement is sustained if the examination is passed.

6. The method of claim 1, further comprising:

adding an assigned amount in a proportion to a remaining first total amount into the first total amount if a deadline for returning the third data to the data processing server of the third party exceeds a threshold value.

7. The method of claim 1, further comprising:

returning a wherein the total of the third data or the part of the third data is returned to the data processing server based on a difference of amount between the first total amount and the second total amount.

8. The method of claim 1, further comprising:

acquiring each retrieving request of the multiple retrieving requests for a second data that is sent to the first client from each of the one or more second clients in response to the retrieving request for the first data; and

placing the each retrieving request for the second data corresponding to a confirmation response of the first client into the request pool.

9. A system comprising:

one or more processors; and

memory having stored thereon computer readable instructions that, when executed by the one or more processors, cause the one or more processors to perform acts comprising;

receiving a retrieving request for a first data from a mobile terminal device for a first client to request a data processing server of a third party to send the first data to the first client, the first data including information of a first fund;

determining that the first client meets a criterion of a safe loan level based on historical behavior recording information of the first client;

acquiring multiple retrieving requests for a second data that are sent to the first client from one or more second clients based on the retrieving request for the first data;

transmitting the multiple retrieving requests for the second data into a request pool;

calculating a second total amount of a second fund associated with the second data in the request pool;

removing a certain retrieving request for the second data from the request pool in response to a confirmation that the certain retrieving request is accomplished;

comparing the second total amount with a first total amount of the first data to obtain a comparison result; and

determining whether to return a total of a third data or a part of the third data to the data processing server based on the comparison result, the third data including information of a certain amount that is sent to the first client to confirm that the certain retrieving request is accomplished, wherein the total of the third data or the part of the third data is returned to the data processing server if the second total amount is equal to or larger than the first total amount, and the total of the third data or the part of the third data is not returned to the data processing server if the second total amount is smaller than the first total amount.

10. The system of claim 9, wherein the acts further comprise:

recording the first total amount of the first data; and

transmitting an additional retrieving request for the second data into the request pool in response to a determination that the second data is acquired.

11. The system of claim 9, wherein the acts further comprise:

suspending the retrieving request for the first data sent by the first client in response to a determination that the first client is qualified as being allowed to send the retrieving request for the first data.

12. One or more computer-readable media storing computer-executable instructions that, when executed by one or more processors, instruct the one or more processors to perform acts comprising:

receiving a retrieving request for a first data from a mobile terminal device for a first client to request a data processing server of a third party to send the first data to the first client, the first data including information of a first fund;

determining that the first client meets a criterion of a safe loan level based on historical behavior recording information of the first client;

acquiring multiple retrieving requests for a second data that are sent to the first client from one or more second clients based on the retrieving request for the first data;

transmitting the multiple retrieving requests for the second data into a request pool;

calculating a second total amount of a second fund associated with the second data in the request pool;

removing a certain retrieving request for the second data from the request pool in response to a confirmation that the certain retrieving request is accomplished;

comparing the second total amount with a first total amount of the first data to obtain a comparison result; and

determining whether to return a total of a third data or a part of the third data to the data processing server based on the comparison result, the third data including information of a certain amount that is sent to the first client to confirm that the certain retrieving request is accomplished, wherein the total of the third data or the part of the third data is returned to the data processing server if the second total amount is equal to or larger than the first total amount, and the total of the third data or the part of the third data is not returned to the data processing server if the second total amount is smaller than the first total amount.

13. The one or more computer-readable media of claim 12, wherein the acts further comprise:

recording the first total amount of the first data; and

transmitting an additional retrieving request for the second data into the request pool in response to a determination that the second data is acquired.

14. The one or more computer-readable media of claim 12, wherein the acts further comprise:

suspending the retrieving request for the first data sent by the first client in response to a determination that the first client is qualified as being allowed to send the retrieving request for the first data.

15. The one or more computer-readable media of claim 12, wherein the acts further comprise:

sending a client identification information corresponding to the first client to a real-name verification database to determine whether the first client is matched with information in the real-name verification database in response to verifying the first client.