Telematics device and method for taking out vehicle insurance and estimating insurance fees
First Claim
1. A method of operating a telematics device of a vehicle, the method comprising:
- requesting identity (ID) information of a driver from a driver terminal in communication with the telematics device when the driver enters the vehicle;
performing an authentication process using the ID information;
controlling operation of the vehicle such that start-up of an engine of the vehicle is prevented when the driver is identified as a temporary user according to the authentication process;
receiving navigation data including information relating to a destination from the driver terminal;
acquiring information indicating an estimated insurance fee corresponding to each of one or more paths for navigating to the destination, wherein the estimated insurance fee is calculated based on the navigation data, external environment data, and driver data;
transmitting the information indicating the estimated insurance fee to the driver terminal; and
controlling operation of the vehicle such that the engine is started when one of the one or more paths for navigating to the destination is selected by the driver terminal.
1 Assignment
0 Petitions
Accused Products
Abstract
A method operating a telematics device of a vehicle can include: requesting identity (ID) information of a driver from a driver terminal when the driver enters the vehicle; performing an authentication process using the ID information; preventing start-up of an engine of the vehicle when the driver is identified as a temporary user according to the authentication process; receiving navigation data including information relating to a destination from the driver terminal; acquiring information indicating an estimated insurance fee corresponding to each of one or more paths for navigating to the destination; transmitting the information indicating the estimated insurance fee to the driver terminal; and starting the engine when one of the one or more paths for navigating to the destination is selected by the driver terminal.
13 Citations
20 Claims
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1. A method of operating a telematics device of a vehicle, the method comprising:
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requesting identity (ID) information of a driver from a driver terminal in communication with the telematics device when the driver enters the vehicle; performing an authentication process using the ID information; controlling operation of the vehicle such that start-up of an engine of the vehicle is prevented when the driver is identified as a temporary user according to the authentication process; receiving navigation data including information relating to a destination from the driver terminal; acquiring information indicating an estimated insurance fee corresponding to each of one or more paths for navigating to the destination, wherein the estimated insurance fee is calculated based on the navigation data, external environment data, and driver data; transmitting the information indicating the estimated insurance fee to the driver terminal; and controlling operation of the vehicle such that the engine is started when one of the one or more paths for navigating to the destination is selected by the driver terminal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A telematics device of a vehicle, the telematics device comprising:
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a communication circuit configured to communicate with a driver terminal and an external server; a memory configured to store program instructions; and a processor electrically connected to the communication circuit and the memory, the processor configured to execute the stored program instructions, which when executed cause the processor to; request identity (ID) information of a driver from the driver terminal when the driver enters the vehicle, perform an authentication process using the ID information, control operation of the vehicle such that start-up of an engine of the vehicle is prevented when the driver is identified as a temporary user according to the authentication process, receive navigation data including information relating to a destination from the driver terminal, acquire information indicating an estimated insurance fee corresponding to each of one or more paths for navigating to the destination, wherein the estimated insurance fee is calculated based on the navigation data, external environment data, and driver data, transmit the information indicating the estimated insurance fee to the driver terminal, and control operation of the vehicle such that the engine is started when one of the one or more paths for navigating to the destination is selected by the driver terminal. - View Dependent Claims (17, 18, 19, 20)
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Specification