Visual reconstruction of traffic incident based on sensor device data

• US 10,740,846 B2
• Filed: 12/28/2015
• Issued: 08/11/2020
• Est. Priority Date: 12/31/2014
• Status: Active Grant

• Current Assignee: Esurance Insurance Services Incorporated (Allstate Corporation)
• Original Assignee: Esurance Insurance Services Incorporated (Allstate Corporation)
• Inventors: O'Kane, Melissa Ann
• Primary Examiner(s): Borlinghaus, Jason
• Application Number:
  US14/980,707
• Publication Number:
  US 20160189310A1
• Time in Patent Office: 1,688 Days
• Field of Search: None
• CPC Class Codes: G06F 16/258 Data format conversion from or to a database
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A system, a method, and a computer program product for providing a recreation of an event are disclosed. A plurality of data is received from a plurality of sources of information. The plurality of data describes an event. Each data in the plurality of data has a different format. Each data in the plurality of data is converted into a predetermined format. The converted received plurality of data is combined. Based on the combined converted received data, a report describing a recreation of the event is generated. The generated report is transmitted for display on at least one user interface.

Claims

1. A computer-implemented method, comprising

generating, by at least one data processor, a user interface for presentation at a mobile device, the user interface requesting user permission to upload a plurality of data from a plurality of sources of information, the plurality of data describing an event, each data in the plurality of data having a different format, the plurality of sources of information including the mobile device, and the plurality of data including an audio description of the event recorded by a mobile application at the mobile device;

receiving, from the mobile device having the mobile application, a credential at the at least one data processor, the credential indicating user permission to upload the plurality of data including the audio description of the event recorded by the mobile application at the mobile device;

generating, in response to receiving the credential at the at least one data processor, a first instruction for presentation at the mobile device, the first instruction directing a user to upload at least a subset of the plurality of data including the audio description of the event recorded by the mobile application at the mobile device;

receiving, from the mobile device, the subset of the plurality of data;

determining, by the at least one data processor and based on the subset of the plurality of data, a viewpoint from the mobile device of the event is needed to generate a report, the report providing a recreation of the event, the viewpoint captured by the mobile device and including at least one of an image, an audio recording, a video, and a location coordinate;

generating, by the at least one data processor, a second instruction for presentation at the mobile device, the second instructions directing the user to upload the viewpoint captured by the mobile application at the mobile device;

receiving, from the mobile device, the viewpoint

converting, by the at least one data processor, each data in the plurality of data into a predetermined format and combining the converted received plurality of data; and

generating, by the at least one data processor and based on the viewpoint, the report, the report being generated based on the combined converted received data, the report including the recreation of the event, the recreation of the event comprising an animation depicting the event and an additional event that occurred prior to the event and/or subsequent to the event.

2. The computer-implemented method according to claim 1, wherein the plurality of sources further includes a plurality of sensors communicatively coupled to the mobile device, the plurality of sensors configured to detect and record information about the event.

3. The computer-implemented method according to claim 1, wherein the plurality of data includes the video of the event and/or the additional event, a textual description of the event and/or the additional event, and/or a photograph depicting the event and/or the additional event.

4. The computer-implemented method according to claim 1, wherein the generated report is transmitted for display using a first user interface associated with a first user device and for display using a second user interface associated with a second user device, the first user device and the second user device being communicatively coupled to the mobile device.

5. The computer-implemented method according to claim 4, further comprising receiving changes to the generated report from the second user device;

generating, based on the received changes, a new report and transmitting the new report to the first user device and the second user device;

receiving a confirmation, from the second user device, indicating that the new report has no changes; and

transmitting the confirmation to the first user device.

6. The computer-implemented method according to claim 1, wherein the report further includes a data describing the event, the video illustrating the event, an audio describing the event, and/or a narrative textual data describing the event.

7. The computer-implemented method according to claim 1, wherein the event is a vehicular accident.

8. The computer-implemented method according to claim 7, wherein the plurality of sources further includes a plurality of sensors, and wherein the plurality of sensors includes a vehicle blackbox sensor, the mobile device, a vehicle onboard usage-based insurance enable device, and/or a vehicle onboard sensor.

9. The computer-implemented method according to claim 1, wherein the mobile device is communicatively coupled to the at least one data processor for submission of at least one insurance claim as a result of a vehicular accident.

10. The computer-implemented method according to claim 9, wherein a claims adjuster device receives the generated report for processing an insurance claim.

11. A system comprising:

at least one data processor; and

a machine-readable medium storing instructions that, when executed by the at least one data processor, cause the at least one data processor to perform operations comprising;

generating a user interface for presentation at a mobile device, the user interface requesting user permission to upload a plurality of data from a plurality of sources of information, the plurality of data describing an event, each data in the plurality of data having a different format, the plurality of sources of information including the mobile device, and the plurality of data including an audio description of the event recorded by a mobile application at the mobile device;

receiving, from the mobile device having the mobile application, a credential at the at least one data processor, the credential indicating user permission to upload the plurality of data including the audio description of the event recorded by the mobile application at the mobile device;

generating, in response to receiving the credential at the at least one data processor, a first instruction for presentation at the mobile device, the first instruction directing a user to upload at least a subset of the plurality of data including the audio description of the event recorded by the mobile application at the mobile device;

receiving, from the mobile device, the subset of the plurality of data;

determining, based on the subset of the plurality of data, a viewpoint from the mobile device of the event is needed to generate a report, the report providing a recreation of the event, the viewpoint captured by the mobile device and including at least one of an image, an audio recording, a video, and a location coordinate;

generating a second instruction for presentation at the mobile device, the second instructions directing the user to upload the viewpoint captured by the mobile application at the mobile device;

receiving, from the mobile device, the viewpoint;

converting each data in the plurality of data into a predetermined format and combining the converted received plurality of data; and

generating, based on the viewpoint, the report, the report being generated based on the combined converted received data, the report including the recreation of the event, the recreation of the event comprising an animation depicting the event and an additional event that occurred prior to the event and/or subsequent to the event.

12. The system according to claim 11, wherein the plurality of sources further includes a plurality of sensors communicatively coupled to the mobile device, the plurality of sensors configured to detect and record information about the event.

13. The system according to claim 11, wherein the plurality of data includes the video of the event and/or the additional event, a textual description of the event and/or the additional event, and/or a photograph depicting the event and/or the additional event.

14. The system according to claim 11, wherein the generated report is transmitted for display using a first user interface associated with a first user device and for display using a second user interface associated with a second user device, the first user device and the second user device being communicatively coupled to the mobile device.

15. The system according to claim 14, wherein the operations further comprise

receiving changes to the generated report from the second user device;

generating, based on the received changes, a new report and transmitting the new report to the first user device and the second user device;

receiving a confirmation, from the second user device, indicating that the new report has no changes; and

transmitting the confirmation to the first user device.

16. The system according to claim 11, wherein the report further includes a data describing the event, the video illustrating the event, an audio describing the event, and/or a narrative textual data describing the event.

17. The system according to claim 11, wherein the event is a vehicular accident.

18. The system according to claim 17, wherein the plurality of sources further includes a plurality of sensors, and wherein the plurality of sensors includes a vehicle blackbox sensor, the mobile device, a vehicle onboard usage-based insurance enable device, and/or a vehicle onboard sensor.

19. The system according to claim 11, wherein the mobile device is communicatively coupled to the at least one data processor for submission of at least one insurance claim as a result of a vehicular accident.

20. The system according to claim 11, wherein a claims adjuster device receives the generated report for processing an insurance claim.

21. A computer program product comprising a machine-readable medium storing instructions that, when executed by at least one programmable processor, cause the at least one programmable processor to perform operations comprising:

generating, by at least one data processor, a user interface for presentation at a mobile device, the user interface requesting user permission to upload a plurality of data from a plurality of sources of information, the plurality of data describing an event, each data in the plurality of data having a different format, the plurality of sources of information including the mobile device, and the plurality of data including an audio description of the event recorded by a mobile application at the mobile device;

receiving, from the mobile device having the mobile application, a credential at the at least one data processor, the credential indicating user permission to upload the plurality of data including the audio description of the event recorded by the mobile application at the mobile device;

generating, in response to receiving the credential at the at least one data processor, a first instruction for presentation at the mobile device, the first instruction directing a user to upload at least a subset of the plurality of data including the audio description of the event recorded by the mobile application at the mobile device;

receiving, from the mobile device, the subset of the plurality of data;

determining, by the at least one data processor and based on the subset of the plurality of data, a viewpoint from the mobile device of the event is needed to generate a report, the report providing a recreation of the event, the viewpoint captured by the mobile device and including at least one of an image, an audio recording, a video, and a location coordinate;

generating, by the at least one data processor, a second instruction for presentation at the mobile device, the second instructions directing the user to upload the viewpoint captured by the mobile application at the mobile device;

receiving, from the mobile device, the viewpoint;

converting, by the at least one data processor, each data in the plurality of data into a predetermined format and combining the converted received plurality of data; and

generating, by the at least one data processor and based on the viewpoint, the report, the report being generated based on the combined converted received data, the report including the recreation of the event, the recreation of the event comprising an animation depicting the event and an additional event that occurred prior to the event and/or subsequent to the event.

22. The computer program product according to claim 21, wherein the plurality of sources further includes a plurality of sensors communicatively coupled to the mobile device, the plurality of sensors configured to detect and record information about the event.

23. The computer program product according to claim 21, wherein the plurality of data includes the video of the event and/or the additional event, a textual description of the event and/or the additional event, and/or a photograph depicting the event and/or the additional event.

24. The computer program product according to claim 21, wherein the generated report is transmitted for display using a first user interface associated with a first user device and for display using a second user interface associated with a second user device, the first user device and the second user device being communicatively coupled to the mobile device.

25. The computer program product according to claim 24, wherein the operations further comprise:

receiving changes to the generated report from the second user device;

generating, based on the received changes, a new report and transmitting the new report to the first user device and the second user device;

receiving a confirmation, from the second user device, indicating that the new report has no changes; and

transmitting the confirmation to the first user device.

26. The computer program product according to claim 21, wherein the report further includes a data describing the event, the video illustrating the event, an audio describing the event, and/or a narrative textual data describing the event.

27. The computer program product according to claim 21, wherein the event is a vehicular accident.

28. The computer program product according to claim 27, wherein the plurality of sources further includes a plurality of sensors, and wherein the plurality of sensors include a vehicle blackbox sensor, the mobile device, a vehicle onboard usage-based insurance enable device, and/or a vehicle onboard sensor.

29. The computer program product according to claim 21, wherein the mobile device is communicatively coupled to the at least one data processor for submission of at least one insurance claim as a result of a vehicular accident.

30. The computer program product according to claim 21, wherein a claims adjuster device receives the generated report for processing an insurance claim.