Autonomous vehicle technology effectiveness determination for insurance pricing

  • US 10,748,218 B2
  • Filed: 11/08/2017
  • Issued: 08/18/2020
  • Est. Priority Date: 05/20/2014
  • Status: Active Grant
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First Claim
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1. A computer-implemented method for evaluating a vehicle having a plurality of autonomous or semi-autonomous vehicle technologies, the method comprising:

  • implementing, by a test computing system, the plurality of autonomous or semi-autonomous vehicle technologies within a virtual test environment;

    presenting, by the test computing system, virtual test sensor data to the virtual test environment, wherein the virtual test sensor data simulates sensor data for operating conditions associated with a plurality of test scenarios within the virtual test environment;

    in response to the virtual test sensor data generating, by the test computing system, test responses of the plurality of autonomous or semi-autonomous vehicle technologies;

    based upon the test responses, determining, by the test computing system, an effectiveness metric for the plurality of autonomous or semi-autonomous vehicle technologies, wherein the effectiveness metric indicates a combined reliability of operating the vehicle by using different combinations of the plurality of autonomous or semi-autonomous vehicle technologies;

    receiving, by a computing system, an indication of the vehicle having the plurality of autonomous or semi-autonomous vehicle technologies; and

    updating, by the computing system, an insurance policy associated with the vehicle based upon the determined effectiveness metric for the plurality of autonomous or semi-autonomous vehicle technologies.

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