Multi-directional wallet connector apparatuses, methods and systems
First Claim
1. A virtual wallet payment account linking processor-implemented method, comprising:
- creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button;
performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method; and
mapping the payment button into one or more of the native wallet application and the merchant website.
1 Assignment
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Accused Products
Abstract
The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer'"'"'s virtual wallet. The consumer may be logged into their payment account issuer'"'"'s web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer'"'"'s virtual wallet.
1333 Citations
20 Claims
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1. A virtual wallet payment account linking processor-implemented method, comprising:
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creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific; associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button; performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method; and mapping the payment button into one or more of the native wallet application and the merchant website. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A virtual wallet payment account linking system, comprising:
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a processor; and a memory disposed in communication with the processor and storing processor-issuable instructions for; creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific; associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button; performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method; and mapping the payment button into one or more of the native wallet application and the merchant website. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A processor-readable tangible medium storing processor-issuable instructions for:
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creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific; associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button; performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method; and mapping the payment button into one or more of the native wallet application and the merchant website. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification