Systems and methods for managing an insurance policy for a vehicle
First Claim
Patent Images
1. A system, comprising:
- one or more sensors configured to acquire data indicative of a condition of one or more components of a vehicle; and
one or more processors configured to;
receive the data;
determine a risk profile for the vehicle based on the data;
determine a future insurance cost for the vehicle based on the risk profile;
determine a maintenance procedure that, if completed within a time period or a distance traveled by the vehicle, would reduce the future insurance cost for the vehicle, wherein the maintenance procedure is based on the data indicative of the condition of the one or more components;
provide an instruction to an output device to display a respective indication of the future insurance cost, a respective indication of the maintenance procedure, and a respective indication of the time period or the distance traveled by the vehicle; and
provide an additional instruction to a vehicle control system to limit an operational characteristic of the vehicle, a route traveled by the vehicle, or both based on the risk profile.
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Abstract
A system includes one or more sensors configured to acquire data indicative of a condition of one or more components of a vehicle. The system also includes one or more processors configured to receive the data, determine a risk profile for the vehicle based on the data, and determine an insurance cost for the vehicle based on the risk profile.
10 Citations
15 Claims
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1. A system, comprising:
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one or more sensors configured to acquire data indicative of a condition of one or more components of a vehicle; and one or more processors configured to; receive the data; determine a risk profile for the vehicle based on the data; determine a future insurance cost for the vehicle based on the risk profile; determine a maintenance procedure that, if completed within a time period or a distance traveled by the vehicle, would reduce the future insurance cost for the vehicle, wherein the maintenance procedure is based on the data indicative of the condition of the one or more components; provide an instruction to an output device to display a respective indication of the future insurance cost, a respective indication of the maintenance procedure, and a respective indication of the time period or the distance traveled by the vehicle; and provide an additional instruction to a vehicle control system to limit an operational characteristic of the vehicle, a route traveled by the vehicle, or both based on the risk profile. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 12, 13, 14)
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9. A system, comprising:
one or more processors configured to; receive a first indication of one or more characteristics of an autonomous driving algorithm that controls an autonomous vehicle, wherein the one or more characteristics comprise whether the autonomous driving algorithm is up-to-date; receive a second indication of a quality of a camera that is on the autonomous vehicle and that is configured to facilitate autonomous driving of the autonomous vehicle; determine a risk profile of the autonomous vehicle based on the first indication and the second indication; determine an insurance cost for the autonomous vehicle based on the risk profile; and limit an operational characteristic of the autonomous vehicle, a route traveled by the autonomous vehicle, or both based on the autonomous driving algorithm not being up-to-date. - View Dependent Claims (10, 11, 15)
Specification