System and method of facilitating driving behavior modification through driving challenges

• US 10,832,593 B1
• Filed: 01/25/2018
• Issued: 11/10/2020
• Est. Priority Date: 01/25/2018
• Status: Active Grant

• Current Assignee: BlueOwl, LLC (State Farm)
• Original Assignee: BlueOwl, LLC (State Farm)
• Inventors: Dahl, Eric, Russo, Micah Wind, Leung, Theobolt N., Sanchez, Kenneth J.
• Primary Examiner(s): Fletcher, Jerry-Daryl
• Application Number:
  US15/880,143
• Time in Patent Office: 1,020 Days
• CPC Class Codes: G09B 19/14 Traffic procedures, e.g. traffic regulations
• CPC Class Codes: G09B 19/167 Control of land vehicles
• CPC Class Codes: G09B 5/06 with both visual and audible presentation of the material to be studied

Abstract

Systems and methods for generating and communicating challenges that are intended to improve driving behavior are provided. According to certain aspects, a backend server may receive vehicle data describing the vehicle'"'"'s operation or the vehicle operator from sensors or an electronic device. The backend server may compare target parameters and the vehicle data and, optionally, data from an external information source, to determine differences and calculate risk. The backend server may transmit challenges to the electronic device, and may generate a comparison factor and process an account of a the vehicle operator based on updated vehicle data received from the electronic device.

Claims

1. A computer-implemented method in an electronic device of improving driving behavior by a vehicle operator of a vehicle, the method comprising:

receiving a set of vehicle operation data associated with operation of the vehicle by the vehicle operator;

accessing at least one target vehicle operation parameter corresponding to at least a portion of the set of vehicle operation data;

determining, by a computer processor, a difference between at least the portion of the set of vehicle operation data and the at least one target vehicle operation parameter;

generating a challenge according to the difference, the challenge configured to encourage the vehicle operator to modify driving behavior;

transmitting the challenge to an electronic device associated with the vehicle operator, the electronic device configured to present the challenge for review by the vehicle operator;

after transmitting the challenge, receiving a set of updated vehicle operation data associated with additional operation of the vehicle by the vehicle operator;

comparing at least a portion of the set of updated vehicle operator data to the at least one target vehicle operation parameter to calculate a comparison factor; and

based on the comparison factor, processing an account of the vehicle operator.

2. The computer-implemented method of claim 1, wherein generating the challenge according to the difference includes analyzing at least one attribute of the vehicle operator.

3. The computer-implemented method of claim 1, wherein receiving the set of vehicle operation data comprises:

receiving the set of vehicle operation data from a sensor associated with the vehicle.

4. The computer-implemented method of claim 1, wherein accessing at least one target vehicle operation parameter corresponding to at least the portion of the set of vehicle operation data comprises accessing an application programming interface associated with an application.

5. The computer-implemented method of claim 1, wherein accessing the at least one target vehicle operation parameter comprises accessing at least one historical vehicle operation parameter.

6. The computer-implemented method of claim 1, wherein the at least one target vehicle operation parameter has a parameter weight associated therewith, and wherein processing the account of the vehicle operator is further based on the parameter weight.

7. The computer-implemented method of claim 1, further comprising:

generating a challenge having a set of difficulty levels;

receiving a selection of a difficulty level of the set of difficulty levels;

determining that the user has already completed the challenge having the selected difficulty level; and

transmitting, to the electronic device, a challenge having an updated difficulty level different from the selected difficulty level.

8. The computer-implemented method of claim 1, wherein generating the challenge comprises:

generating the challenge having a difficulty level.

9. The computer-implemented method of claim 1, further comprising analyzing the set of vehicle operation data to identify a set of events undertaken by the vehicle during operation of the vehicle.

10. The computer-implemented method of claim 1, further comprising:

transmitting, to the electronic device, data indicative of the comparison factor and at least the portion of the updated vehicle operation data.

11. A system for improving driving behavior by a vehicle operator of a vehicle, comprising:

a transceiver configured to communicate via a network connection;

a memory configured to store non-transitory computer executable instructions; and

a processor configured to interface with the transceiver and the memory, wherein the processor is configured to execute the non-transitory computer executable instructions to cause the processor to;

receive, via the transceiver, a set of vehicle operation data associated with operation of the vehicle by the vehicle operator,

access at least one target vehicle operation parameter corresponding to at least a portion of the set of vehicle operation data,

determine a difference between the set of vehicle operation data and the at least one target vehicle operation parameter,

generate a challenge according to the difference, the challenge configured to encourage the vehicle operator to modify driving behavior,

transmit, via the transceiver, the challenge to an electronic device associated with the vehicle operator, the electronic device configured to present the challenge for review by the vehicle operator,

after transmitting the challenge, receive, via the transceiver, a set of updated vehicle operation data associated with additional operation of the vehicle by the vehicle operator,

compare at least a portion of the set of updated vehicle operator data to the at least one target vehicle operation parameter to calculate a comparison factor, and

based on the comparison factor, process an account of the vehicle operator.

12. The system of claim 11, wherein to generate a challenge according to the difference, the processor is configured to:

analyze at least one attribute of the vehicle operator.

13. The system of claim 11, wherein to receive the set of vehicle operation data, the processor is configured to:

receive, via the transceiver, the set of vehicle operation data from a sensor associated with the vehicle.

14. The system of claim 11, wherein to access at least one target vehicle operation parameter corresponding to at least the portion of the set of vehicle operation data, the processor is configured to:

access an application programming interface associated with an application.

15. The system of claim 11, wherein to access the at least one target vehicle operation parameter, the processor is configured to:

access at least one historical vehicle operation parameter.

16. The system of claim 11, wherein the at least one target vehicle operation parameter has a parameter weight associated therewith, and wherein the processor processes the account of the vehicle operator further based on the parameter weight.

17. The system of claim 11, wherein the processor is further configured to:

generate a challenge having a set of difficulty levels;

receive a selection of a difficulty level of the set of difficulty levels;

determine that the user has already completed the challenge having the selected difficulty level; and

transmit, to the electronic device, a challenge having an updated difficulty level different from the selected difficulty level.

18. The system of claim 11, wherein to generate the challenge, the processor is configured to:

generate the challenge having a difficulty level.

19. The system of claim 11, wherein the processor is further configured to:

analyze the set of vehicle operation data to identify a set of events undertaken by the vehicle during operation of the vehicle.

20. The system of claim 11, wherein the processor is further configured to:

transmit, to the electronic device via the transceiver, data indicative of the comparison factor and the updated vehicle operation data.