User interfaces for stored-value accounts

• US 11,074,572 B2
• Filed: 11/27/2017
• Issued: 07/27/2021
• Est. Priority Date: 09/06/2016
• Status: Active Grant

• Current Assignee: Apple Inc.
• Original Assignee: Apple Inc.
• Inventors: Van Os, Marcel, Alabi, Oluwatomiwa B., Anton, Peter D., Dicker, George R., Pitschel, Donald W., Ruangchan, Danvin, Steele, Glen W., Tickner, Simon, Webster, Shawn T.
• Primary Examiner(s): Chang, Edward
• Application Number:
  US15/823,269
• Publication Number:
  US 20180082282A1
• Time in Patent Office: 1,338 Days
• Field of Search: 705 40
• CPC Class Codes: G06F 3/0481 based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/4014 Identity check for transactions

Abstract

In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.

Claims

1. A first electronic device, comprising:

a display;

one or more electronic input devices;

one or more processors; and

a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for;

displaying, on the display, representations of a plurality of electronic devices associated with a user account, wherein the representations of the plurality of electronic devices include a first representation of a second electronic device and a second representation of a third electronic device, wherein the second electric device is associated with a transaction account and the third electronic device is not associated with the transaction account;

receiving, via the one or more electronic input devices, a selection corresponding to the displayed representation of the third electronic device; and

in accordance with receiving the selection corresponding to the displayed representation of the third electronic device;

adding the transaction account to the third electronic device; and

removing the transaction account from the second electronic device.

2. The first electronic device of claim 1, wherein the second electronic device is the first electronic device that added the transaction account to the third electronic device and removed the transaction account from the second electronic device.

3. The first electronic device of claim 1, wherein the third electronic device is the first electronic device that added the transaction account to the third electronic device and removed the transaction account from the second electronic device.

4. The first electronic device of claim 1, wherein the transaction account is a payment account.

5. The first electronic device of claim 1, wherein the transaction account is transit account.

6. The first electronic device of claim 1, wherein the transaction account is a stored-value account.

7. The first electronic device of claim 1, wherein the transaction account is a stored-value account, and the one or more programs further including instructions for:

prior to displaying the representations of the plurality of electronic devices, displaying a representation of the stored-value account concurrently with an activatable add-value option and an activatable transfer-account option;

receiving activation of the transfer-account option; and

wherein displaying the representations of the plurality of electronic devices associated with the user account is in response to receiving activation of the transfer-account option.

8. The first electronic device of claim 1, the one or more programs further including instructions for:

receiving user input designating the transaction account as an account to be available for use at two or more electronic devices of the plurality of electronic devices.

9. The first electronic device of claim 1, wherein the first electronic device is the third electronic device, and the one or more programs further including instructions for:

receiving user input designating a fourth electronic device of the plurality of electronic devices as an electronic device for which the transaction account is to be made available for use;

subsequent to adding the transaction account to the third electronic device and subsequent to removing the transaction account from the second electronic device;

receiving a request for payment credentials of the transaction account from the fourth electronic device that is different from the first electronic device; and

in accordance with a determination that the fourth electronic device is designated as an electronic device for which the transaction account is to be made available for use, transmitting payment credentials of the transaction account to the fourth electronic device from third electronic device.

10. The first electronic device of claim 1, the one or more programs further including instructions for:

in accordance with a determination that a time condition has been met;

removing the transaction account from the third electronic device; and

adding the transaction account to the second electronic device.

11. The first electronic device of claim 1, wherein adding the transaction account to the third electronic device includes restricting the transaction account to a maximum payment amount at the third electronic device.

12. The first electronic device of claim 1, wherein adding the transaction account to the third electronic device includes restricting the transaction account at the third electronic device to require, from the second electronic device, respective pre-approvals for proposed payments to be made at the third electronic device.

13. The first electronic device of claim 1, wherein the representations of the plurality of electronic devices associated with the user account includes representations of electronic devices that are logged into a service under the same user account as the electronic device.

14. The first electronic device of claim 1, wherein the representations of the plurality of electronic devices associated with the user account includes representations of electronic devices logged into a service using respective user accounts that are associated with the user account with which the electronic device is logged into the service.

15. The first electronic device of claim 1, the one or more programs further including instructions for:

subsequent to adding the transaction account to the third electronic device and subsequent to removing the transaction account from the second electronic device;

displaying, on the display, representations of the plurality of electronic devices, wherein the second electronic device is not associated with the transaction account and the third electronic device is associated with the transaction account;

receiving, via the one or more electronic input devices, a respective selection corresponding to the second electronic device; and

in accordance with receiving the respective selection corresponding to the second electronic device;

removing the transaction account from the third electronic device; and

adding the transaction account to the second electronic device.

16. A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of a first electronic device with a display and one or more electronic input devices, the one or more programs including instructions for:

displaying, on the display, representations of a plurality of electronic devices associated with a user account, wherein the representations of the plurality of electronic devices include a first representation of a second electronic device and a second representation of a third electronic device, wherein the second electric device is associated with a transaction account and the third electronic device is not associated with the transaction account;

receiving, via the one or more electronic input devices, a selection corresponding to the displayed representation of the third electronic device; and

in accordance with receiving the selection corresponding to the displayed representation of the third electronic device;

adding the transaction account to the third electronic device; and

removing the transaction account from the second electronic device.

18. The non-transitory computer-readable storage medium of claim 16, wherein the second electronic device is the first electronic device that added the transaction account to the third electronic device and removed the transaction account from the second electronic device.

19. The non-transitory computer-readable storage medium of claim 16, wherein the third electronic device is the first electronic device that added the transaction account to the third electronic device and removed the transaction account from the second electronic device.

20. The non-transitory computer-readable storage medium of claim 16, wherein the transaction account is a payment account.

21. The non-transitory computer-readable storage medium of claim 16, wherein the transaction account is transit account.

22. The non-transitory computer-readable storage medium of claim 16, wherein the transaction account is a stored-value account.

23. The non-transitory computer-readable storage medium of claim 16, wherein the transaction account is a stored-value account, and the one or more programs further including instructions for:

prior to displaying the representations of the plurality of electronic devices, displaying a representation of the stored-value account concurrently with an activatable add-value option and an activatable transfer-account option;

receiving activation of the transfer-account option; and

wherein displaying the representations of the plurality of electronic devices associated with the user account is in response to receiving activation of the transfer-account option.

24. The non-transitory computer-readable storage medium of claim 16, the one or more programs further including instructions for:

receiving user input designating the transaction account as an account to be available for use at two or more electronic devices of the plurality of electronic devices.

25. The non-transitory computer-readable storage medium of claim 16, wherein the first electronic device is the third electronic device, and the one or more programs further including instructions for:

receiving user input designating a fourth electronic device of the plurality of electronic devices as an electronic device for which the transaction account is to be made available for use;

subsequent to adding the transaction account to the third electronic device and subsequent to removing the transaction account from the second electronic device;

receiving a request for payment credentials of the transaction account from the fourth electronic device that is different from the first electronic device; and

in accordance with a determination that the fourth electronic device is designated as an electronic device for which the transaction account is to be made available for use, transmitting payment credentials of the transaction account to the fourth electronic device from the third electronic device.

26. The non-transitory computer-readable storage medium of claim 16, the one or more programs further including instructions for:

in accordance with a determination that a time condition has been met;

removing the transaction account from the third electronic device; and

adding the transaction account to the second electronic device.

27. The non-transitory computer-readable storage medium of claim 16, wherein adding the transaction account to the third electronic device includes restricting the transaction account to a maximum payment amount at the third electronic device.

28. The non-transitory computer-readable storage medium of claim 16, wherein adding the transaction account to the third electronic device includes restricting the transaction account at the third electronic device to require, from the second electronic device, respective pre-approvals for proposed payments to be made at the third electronic device.

29. The non-transitory computer-readable storage medium of claim 16, wherein the representations of the plurality of electronic devices associated with the user account includes representations of electronic devices that are logged into a service under the same user account as the electronic device.

30. The non-transitory computer-readable storage medium of claim 16, wherein the representations of the plurality of electronic devices associated with the user account includes representations of electronic devices logged into a service using respective user accounts that are associated with the user account with which the electronic device is logged into the service.

31. The non-transitory computer-readable storage medium of claim 16, the one or more programs further including instructions for:

subsequent to adding the transaction account to the third electronic device and subsequent to removing the transaction account from the second electronic device;

displaying, on the display, representations of the plurality of electronic devices, wherein the second electronic device is not associated with the transaction account and the third electronic device is associated with the transaction account;

receiving, via the one or more electronic input devices, a respective selection corresponding to the second electronic device; and

in accordance with receiving the respective selection corresponding to the second electronic device;

removing the transaction account from the third electronic device; and

adding the transaction account to the second electronic device.

17. A method, comprising:

at an electronic device with a display and one or more electronic input devices;

displaying, on the display, representations of a plurality of electronic devices associated with a user account, wherein the representations of the plurality of electronic devices include a first representation of a second electronic device and a second representation of a third electronic device, wherein the second electric device is associated with a transaction account and the third electronic device is not associated with the transaction account;

receiving, via the one or more electronic input devices, a selection corresponding to the displayed representation of the third electronic device; and

in accordance with receiving the selection corresponding to the displayed representation of the third electronic device;

adding the transaction account to the third electronic device; and

removing the transaction account from the second electronic device.

32. The method of claim 17, wherein the second electronic device is the first electronic device that added the transaction account to the third electronic device and removed the transaction account from the second electronic device.

33. The method of claim 17, wherein the third electronic device is the first electronic device that added the transaction account to the third electronic device and removed the transaction account from the second electronic device.

34. The method of claim 17, wherein the transaction account is a payment account.

35. The method of claim 17, wherein the transaction account is transit account.

36. The method of claim 17, wherein the transaction account is a stored-value account.

37. The method of claim 17, wherein the transaction account is a stored-value account, further comprising:

prior to displaying the representations of the plurality of electronic devices, displaying a representation of the stored-value account concurrently with an activatable add-value option and an activatable transfer-account option;

receiving activation of the transfer-account option; and

wherein displaying the representations of the plurality of electronic devices associated with the user account is in response to receiving activation of the transfer-account option.

38. The method of claim 17, further comprising:

receiving user input designating the transaction account as an account to be available for use at two or more electronic devices of the plurality of electronic devices.

39. The method of claim 17, wherein the first electronic device is the third electronic device, further comprising:

receiving user input designating a fourth electronic device of the plurality of electronic devices as an electronic device for which the transaction account is to be made available for use;

subsequent to adding the transaction account to the third electronic device and subsequent to removing the transaction account from the second electronic device;

receiving a request for payment credentials of the transaction account from the fourth electronic device that is different from the first electronic device; and

in accordance with a determination that the fourth electronic device is designated as an electronic device for which the transaction account is to be made available for use, transmitting payment credentials of the transaction account to the fourth electronic device from the third electronic device.

40. The method of claim 17, further comprising:

in accordance with a determination that a time condition has been met;

removing the transaction account from the third electronic device; and

adding the transaction account to the second electronic device.

41. The method of claim 17, wherein adding the transaction account to the third electronic device includes restricting the transaction account to a maximum payment amount at the third electronic device.

42. The method of claim 17, wherein adding the transaction account to the third electronic device includes restricting the transaction account at the third electronic device to require, from the second electronic device, respective pre-approvals for proposed payments to be made at the third electronic device.

43. The method of claim 17, wherein the representations of the plurality of electronic devices associated with the user account includes representations of electronic devices that are logged into a service under the same user account as the electronic device.

44. The method of claim 17, wherein the representations of the plurality of electronic devices associated with the user account includes representations of electronic devices logged into a service using respective user accounts that are associated with the user account with which the electronic device is logged into the service.

45. The method of claim 17, further comprising:

subsequent to adding the transaction account to the third electronic device and subsequent to removing the transaction account from the second electronic device;

displaying, on the display, representations of the plurality of electronic devices, wherein the second electronic device is not associated with the transaction account and the third electronic device is associated with the transaction account;

receiving, via the one or more electronic input devices, a respective selection corresponding to the second electronic device; and

in accordance with receiving the respective selection corresponding to the second electronic device;

removing the transaction account from the third electronic device; and

adding the transaction account to the second electronic device.