Transaction terminal interface

• US 20010034760A1
• Filed: 04/05/2001
• Published: 10/25/2001
• Est. Priority Date: 04/19/2000
• Status: Abandoned Application

• Current Assignee: NCR Corporation
• Original Assignee: NCR Corporation
• Inventors: Paton, Grant C.
• Application Number:
  US09/826,678
• Publication Number:
  US 20010034760A1
• Time in Patent Office: Days
• US Class Current: 709/203
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

An in-car device (30) is provided, for user interaction with a transaction terminal (32). The device (30) communicates with the terminal (32) via local transceivers (26, 34). Data or instructions may be entered to the device (30) by means of data entry devices (16), such as a keypad, and transmitted to the terminal (32) to be executed. Results of the instructions may be transmitted back, and displayed to the user on a display screen (12) provided on the device (30). The device (30) may be used to conduct financial transactions, such as charging a smart card with electronic cash, or may be used to purchase goods and/or services from a third party, via a network transceiver (40) provided in the terminal (32).

Claims

1. A method of conducting a transaction from within a vehicle, the method comprising the steps of:

locating the vehicle adjacent a transaction terminal;

entering user instructions on an in-car data entry facility provided within the vehicle; and

transmitting the user instructions locally to the terminal for execution by the terminal.

2. A method in accordance with

claim 1

, further comprising the step of identifying the user.

3. A method in accordance with

claim 1

, further including the steps of transmitting data locally from the terminal to the vehicle, and displaying a part of the data on an in-car display located within the vehicle.

4. A method in accordance with

claim 1

, further comprising the step of retrieving cash or other valuable media dispensed from the terminal.

5. A method in accordance with

claim 1

, further comprising the step of uploading electronic valuable media to a memory storage device located within the vehicle.

6. A method in accordance with

claim 1

, further comprising the step of downloading electronic valuable media to the terminal from a memory storage device.

7. A method in accordance with

claim 1

, further comprising the steps of transferring programs/instructions from the terminal to an in-car processor unit provided within the vehicle, and executing the programs/instructions.

8. An in-car apparatus to be provided within a vehicle for user interfacing with a transaction terminal, the apparatus comprising:

means for interacting with a user; and

means for transmitting data locally to a transaction terminal situated adjacent the apparatus.

9. An apparatus in accordance with

claim 8

, further comprising means for receiving data and/or instructions transmitted from a transaction terminal situated adjacent the apparatus.

10. An apparatus in accordance with

claim 8

, further comprising memory storage means for recording data.

11. A kit comprising:

a fascia including means for interacting with a user carrying out a transaction at a transaction terminal; and

means for mounting the fascia to at least a portion of a vehicle to provide an in-car apparatus for enabling a user in the vehicle to carry out a transaction at a transaction terminal located adjacent the vehicle.

12. A kit according to

claim 11

, wherein the mounting means includes means for mounting the fascia beneath the dashboard of the vehicle.

13. A kit in accordance with

claim 11

, further comprising means for transmitting data locally to the transaction terminal located adjacent the vehicle.

14. A kit in accordance with

claim 11

, further comprising means for receiving data and/or instructions transmitted from the transaction terminal located adjacent the vehicle.

15. A kit in accordance with

claim 11

, further comprising memory storage means for recording data.

16. A kit comprising:

a fascia including means for interacting with a user in a vehicle to allow the user to carry out a transaction at a transaction terminal located adjacent the vehicle; and

means for fixedly mounting the fascia to at least a portion of a vehicle.

17. A kit according to

claim 16

, wherein the mounting means includes means for fixedly mounting the fascia beneath the dashboard of the vehicle.

18. A kit in accordance with

claim 16

, further comprising means for transmitting data locally to the transaction terminal located adjacent the vehicle.

19. A kit in accordance with

claim 16

, further comprising means for receiving data and/or instructions transmitted from the transaction terminal located adjacent the vehicle.

20. A kit in accordance with

claim 16

, further comprising memory storage means for recording data.