Third-party provider method and system
First Claim
1. A method for processing negotiable economic credits through a hand held device in association with a third-party provider communicative with said hand held device, said method comprising the steps of:
- transferring at least one negotiable economic credit from a third-party provider communicative with said hand held device to said hand held device; and
storing said at least one negotiable economic credit within a memory of said hand held device for retrieval and processing at a point of sale.
5 Assignments
0 Petitions
Accused Products
Abstract
Methods and systems for processing negotiable economic credits through, or at the request of, a hand held device in association with a third-party provider communicative with the hand held device and/or a point of sale. At least one negotiable economic credit can be transferred from a third-party provider communicative with the hand held device to the hand held device and/or point of sale. The negotiable economic credit can be stored within a memory of the hand held device and/ or point of sale for retrieval and processing at a point of sale associated with a retail establishment and/or by a hand held device. The negotiable economic credit can be associated with a security module for protecting the privacy of the negotiable economic credit. A user profile can be compiled for utilization during the retrieval of the negotiable economic credit.
183 Citations
24 Claims
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1. A method for processing negotiable economic credits through a hand held device in association with a third-party provider communicative with said hand held device, said method comprising the steps of:
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transferring at least one negotiable economic credit from a third-party provider communicative with said hand held device to said hand held device; and
storing said at least one negotiable economic credit within a memory of said hand held device for retrieval and processing at a point of sale. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method of processing negotiable economic credits through a hand held device, said method comprising the step of:
transferring at least one negotiable economic credit to a retail enterprise for use at a point of sale on behalf of a credit redemption request by a hand held device. - View Dependent Claims (10, 11, 12, 14, 15, 16, 17, 18, 19, 20)
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13. A system for processing negotiable economic credits through a hand held device in association with a third-party provider communicative with said hand held device, said system comprising:
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transfer module for transferring at least one negotiable economic credit from a third-party provider communicative with said hand held device to said hand held device; and
storage module for storing said at least one negotiable economic credit within a memory of said hand held device for retrieval and processing at a point of sale.
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21. A system of processing negotiable economic credits through a hand held device, said system comprising:
transfer module for transferring at least one negotiable economic credit to a retail enterprise for use at a point of sale on behalf of a credit redemption request by a hand held device. - View Dependent Claims (22, 23, 24)
Specification