System and method for facilitating selection of benefits
First Claim
1. A method of providing benefits to an employee comprising:
- identifying at least one price for each of a plurality of line items within a benefit category; and
offering said line items for purchase by said employee.
2 Assignments
0 Petitions
Accused Products
Abstract
A system and method of providing benefits. One method consistent with the invention includes identifying at least one price for each of a plurality of line items within a benefit category, and offering the line items for purchase by the individual. Another method consistent with the invention includes offering benefit line items to the employee for purchase using a predefined employer contribution. The line items may be established based on a group benefit cost. A system consistent with the invention may include a database comprising data representing at least one price for each of a plurality of line items within a benefit category; a processor for accessing the database; and a user-interface for accessing the processor to allow purchase of the line items by the employee. A method of processing a benefit claim consistent and a method of providing customer service to an individual are also provided.
403 Citations
105 Claims
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1. A method of providing benefits to an employee comprising:
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identifying at least one price for each of a plurality of line items within a benefit category; and
offering said line items for purchase by said employee. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method of providing healthcare to an individual comprising:
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identifying a price for at least one healthcare line item for said individual; and
offering said at least one line item for purchase by said individual. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
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40. A method of establishing a health care benefits offering to an employee group comprising:
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establishing a healthcare cost for said group; and
establishing a plurality of health care line items based on said cost. - View Dependent Claims (41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51)
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52. A method of providing benefits to an employee comprising:
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establishing an account comprising a predefined employer contribution;
offering a plurality of benefit line items to said employee for purchase; and
deducting a cost associated with each benefit line item purchased by said employee from said account. - View Dependent Claims (53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69)
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70. A system for providing benefits to an employee comprising:
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at least one database comprising data representing at least one price for each of a plurality of line items within a benefit category;
at least one processor for accessing said database; and
a user-interface for accessing said processor to allow purchase of at least one of said line items by said employee. - View Dependent Claims (71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82)
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83. A method of processing a benefit claim for an individual comprising:
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receiving a signal comprising data representing individual line items within a benefit category purchased by said individual;
automatically building a benefit profile for said individual based on said data; and
confirming eligibility for payment of said claim based on said benefit profile. - View Dependent Claims (84, 85, 86, 87, 88, 89, 90, 91, 92, 93)
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94. A method of providing customer service to an individual purchasing benefits comprising:
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receiving a signal comprising data representing individual line items within a benefit category purchased by said individual;
creating a summary of said individual benefit line items from said data; and
referring to said summary to answer questions from said individual relating to said individual benefit line items. - View Dependent Claims (95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105)
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Specification