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System and methods of using wireless communication devices to conduct financial transactions

  • US 20020073024A1
  • Filed: 12/07/2000
  • Published: 06/13/2002
  • Est. Priority Date: 12/07/2000
  • Status: Abandoned Application
First Claim
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1. Wireless funds transfer system having at least one merchant unit connected to a server, each merchant unit having means for receiving an authorization signal from the server;

  • the server comprising a database for storing data relating to consumers and merchants of the wireless funds transfer system, and having;

    means for receiving consumer data from at least one of a consumer device and a merchant unit;

    means for checking the validity of said received data;

    means for transferring wireless funds amounts from a consumer account to a merchant account; and

    means for transmitting authorization data to the merchant unit.

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